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Original filing (PDF)20251002150302NAL0000969280001
CM MANAGEMENT, INC.
Form 5500
FILING_RECEIVED
CM MANAGEMENT, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
346
Accounts w/ balance
165
Plan assets (EOY)
$11.2M
Net assets (EOY)
$11.2M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "American Funds American Funds 2025 Target Date Fund R6" is 26% of plan.
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CM MANAGEMENT, INC..
Plan sponsor
Name
CM MANAGEMENT, INC.
EIN
16-1560888
Address
12660 BONITA BEACH ROAD · BONITA SPRINGS, FL · 34135
Phone
(239) 908-2700
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON ALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SVCS. | 82-4555287 | — | RECORDKEEPER | $6K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | — | NASHVILLE, TN | INVESTMENT ADVISOR | $36K | — |
Investments
28 direct securities· $11.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds 2025 Target Date Fund R6 | — | — | — | $2.9M | 25.5% | |
| American Funds American Funds Growth Fund of America R6 | — | — | — | $1.1M | 9.8% | |
| American Funds American Funds Invest Co of America R6 | — | — | — | $875K | 7.8% | |
| American Funds American Funds 2040 Target Date Fund R6 | — | — | — | $861K | 7.7% | |
| T. Rowe Price Group, Inc. T. Rowe Price Growth Stock I | — | — | — | $793K | 7.1% | |
| American Funds American Funds Fundamental Investors R6 | — | — | — | $718K | 6.4% | |
| American Funds American Funds American Balanced Fund R6 | — | — | — | $635K | 5.7% | |
| American Funds American Funds 2035 Target Date Fund R6 | — | — | — | $501K | 4.5% | |
| American Funds American Funds 2030 Target Date Fund R6 | — | — | — | $423K | 3.8% | |
| American Funds American Funds 2050 Target Date Fund R6 | — | — | — | $411K | 3.7% | |
| American Funds American Funds 2055 Target Date Fund R6 | — | — | — | $316K | 2.8% | |
| American Funds American Funds 2045 Target Date Fund R6 | — | — | — | $296K | 2.6% | |
| American Funds American Funds Small Cap World Fund R6 | — | — | — | $284K | 2.5% | |
| American Funds American Funds US Government Money Market Fund R6 | — | — | — | $202K | 1.8% | |
| Participants Participant Loans Rates from 3.25% to 8.50% - | — | — | — | $185K | 1.6% | |
| American Funds American Funds American High Income Trust R6 | — | — | — | $144K | 1.3% | |
| American Funds American Funds New World Fund R6 | — | — | — | $138K | 1.2% | |
| American Funds American Funds Capital World Growth & Income R6 | — | — | — | $126K | 1.1% | |
| American Funds American Funds EuroPacific Growth Fund R6 | — | — | — | $80K | 0.7% | |
| American Funds American Funds 2020 Target Date Fund R6 | — | — | — | $75K | 0.7% | |
| American Funds American Funds Capital Income Builder R6 | — | — | — | $40K | 0.4% | |
| American Funds American Funds 2065 Target Date Fund R6 | — | — | — | $38K | 0.3% | |
| American Funds American Funds Bond Fund of America R6 | — | — | — | $38K | 0.3% | |
| American Funds American Funds 2060 Target Date Fund R6 | — | — | — | $25K | 0.2% | |
| American Funds American Funds Developing World Growth & Income R6 | — | — | — | $17K | 0.2% | |
| American Funds American Funds Income Fund of America R6 | — | — | — | $12K | 0.1% | |
| BlackRock, Inc. Black Rock Global Allocation Fund K | — | — | — | $6K | <0.1% | |
| American Funds American Funds Capital World Bond Fund R6 | — | — | — | $2K | <0.1% |
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