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Original filing (PDF)20251015050514NAL0005430464001
WILBERTS INC.
Form 5500
FILING_RECEIVED
WILBERTS INC.401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
156
Accounts w/ balance
207
Plan assets (EOY)
$12.0M
Net assets (EOY)
$12.0M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard 500 Index Fund" is 26% of plan.
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WILBERTS INC..
Plan sponsor
Name
WILBERTS INC.
EIN
16-1462160
Address
1272 SALT RD STE 1 · WEBSTER, NY · 14580
Phone
(585) 872-1540
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HEVERON & COMPANY CPAS PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $26K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WEALTH ENHANCEMENT ADVISORY SERVICE | 41-2016508 | — | INVESTMENT/FINANCIAL ADVI | $26K | — |
Investments
25 direct securities· $12.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund | — | — | — | $3.1M | 26.3% | |
| MFS Mid Cap Value Fund | — | — | — | $1.1M | 9.2% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $1.0M | 8.7% | |
| American Funds EuroPacific Growth Fund | — | — | — | $676K | 5.7% | |
| Massachusetts Investors Growth Stock Fund | — | — | — | $666K | 5.6% | |
| Vanguard Target Retirement 2030 Fund | — | — | — | $640K | 5.3% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $545K | 4.6% | |
| Vanguard Extended Market Index Fund | — | — | — | $455K | 3.8% | |
| American Funds Washington Mutual Investors Fund | — | — | — | $435K | 3.6% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $429K | 3.6% | |
| Notes Receivable From Participants | — | — | — | $399K | 3.3% | |
| Delaware Small Cap Core Fund | — | — | — | $353K | 2.9% | |
| Dodge & Cox Income Fund | — | — | — | $334K | 2.8% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $332K | 2.8% | |
| Vanguard Developed Markets Index Fund | — | — | — | $295K | 2.5% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $288K | 2.4% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $257K | 2.1% | |
| Vanguard Federal Money Market Fund | — | — | — | $207K | 1.7% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $128K | 1.1% | |
| American Funds New World | — | — | — | $80K | 0.7% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $48K | 0.4% | |
| PIMCO Commodity Real Return Strategy Fund | — | — | — | $47K | 0.4% | |
| Vanguard Short Term Bond Index Fund | — | — | — | $38K | 0.3% | |
| Vanguard Balanced Index Fund | — | — | — | $30K | 0.2% | |
| Vanguard Target Retirement Income Fund | — | — | — | $3K | <0.1% |
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