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Original filing (PDF)20251013141847NAL0003230978001
TIOGA CONSTRUCTION CO., INC.
Form 5500
FILING_RECEIVED
EMPIRE STATE HIGHWAY CONTRACTORS ASSOCIATION, INC RETIREMENT PLAN FOR THE EMPLOYEES OF TIOGA CONSTRUCTION CO., INC.
Defined-contribution retirement plan
Signals · 1
100% in single holding
Active participants
86
Accounts w/ balance
132
Plan assets (EOY)
$28.3M
Net assets (EOY)
$28.3M
How this plan invests
This plan
1 pooled trust
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "NBT Bank, N.A. Empire State Highway Contractors Association, Inc. Collective Trust" is 100% of plan.
Helping the score
- Below-peer total fees (13 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TIOGA CONSTRUCTION CO., INC..
Plan sponsor
Name
TIOGA CONSTRUCTION CO., INC.
EIN
16-1221337
Address
333 GROS BOULEVARD · HERKIMER, NY · 13350
Phone
(315) 866-3199
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FIRLEY, MORAN, FREER & EASSA CPA PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLIMAN, INC. | 91-0675641 | — | NONE | $24K | — |
| FIRLEY,MORAN,FREER & EASSA,CPA P.C. | 16-1148763 | — | NONE | $12K | — |
Investments
1 direct security · 1 pooled fund· $26.9M(95% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$26.9M
1 holding
Uncategorized
$52K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NBT BANK, N.A., O.S.A.I. COLLECTIVE NBT BANK, N.A. · EIN 15-0395735 / PN 001 | Common Collective Trust | 520,325 | $7.9M | $26.9M | 94.9% | |
| Federated Government Money Market | — | 51,860 | $52K | $52K | 0.2% |
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