LISA Bennett signed Community Financial System, Inc.'s 2024 Form 5500 as plan administrator.
Signer names are public record from the Form 5500 e-signature.
Community Financial System, Inc.'s EIN is 16-1213679.
Download the official 2024 Form 5500 (PDF) for Community Financial System, Inc. from the U.S. Department of Labor's EFAST2 system.
Download the official 2024 Form 5500 (PDF)Community Financial System, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, an ESOP, a self-directed brokerage window, automatic enrollment, a default investment (QDIA).
Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES, INC. | 16-1503696 | — | SUBSIDIARY | $99K | — |
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.
| PI | % of plan | |||||
|---|---|---|---|---|---|---|
| Plan Sponsor * Community Financial System, Inc. Common stock – 1,423,094 shares | Common Stocks | — | $1.4M | $87.8M | 18.5% | |
| JPMorgan Large Cap Growth Fund Mutual fund – 572,557 shares | Other securities | — | $573K | $47.9M | 10.1% | |
| Vanguard Institutional Index I Mutual fund – 74,357 shares | Mutual Funds | — | $74K | $35.6M | 7.5% | |
| HB&T METLIFE STABLE VALUE FUND R0 HAND BENEFITS & TRUST COMPANY · EIN 74-2008758 / PN 044 | Common Collective Trust | — | $2.3M | $32.4M | 6.8% | |
| Vanguard Target Retirement 2030 Mutual fund – 811,665 shares | Mutual Funds | — | $812K | $30.7M | 6.5% | |
| Vanguard Equity Income Admiral Mutual fund – 244,905 shares | Mutual Funds | — | $245K | $21.6M | 4.6% | |
| Vanguard Target Retirement 2035 Mutual fund – 761,871 shares | Mutual Funds | — | $762K | $18.3M | 3.9% | |
| Vanguard Target Retirement 2040 Mutual fund – 347,717 shares | Mutual Funds | — | $348K | $15.0M | 3.2% | |
| NEUBERGER BERMAN SMALL CAP GROWTH GREAT GRAY TRUST COMPANY, LLC · EIN 38-4139860 / PN 637 | Common Collective Trust | — | $1.5M | $14.9M | 3.1% | |
| Vanguard Target Retirement 2025 Mutual fund – 765,905 shares | Mutual Funds | — | $766K | $14.3M | 3.0% | |
| American Funds EuroPacific Growth Fund Mutual fund – 254,597 shares | Mutual Funds | — | $255K | $13.7M | 2.9% | |
| Vanguard Mid-Cap Index I Mutual fund – 165,067 shares | Mutual Funds | — | $165K | $11.9M | 2.5% | |
| T. Rowe Price Mid-Cap Growth Fund I Mutual fund – 118,287 shares | Other securities | — | $118K | $11.8M | 2.5% | |
| Federated Total Return Bond Fund Mutual fund – 1,241,376 shares | Other securities | — | $1.2M | $11.6M | 2.4% | |
| Vanguard Small-Cap Index Fund I Mutual fund – 96,839 shares | Common Collective Trusts | — | $97K | $11.2M | 2.4% | |
| Vanguard Target Retirement 2050 Mutual fund – 216,567 shares | Mutual Funds | — | $217K | $10.8M | 2.3% | |
| T. Rowe Price Mid-Cap Value Fund I Mutual fund – 311,643 shares | Other securities | — | $312K | $9.9M | 2.1% | |
| Vanguard Target Retirement Income Mutual fund – 673,207 shares | Mutual Funds | — | $673K | $8.8M | 1.9% | |
| Vanguard Target Retirement 2045 Mutual fund – 277,619 shares | Mutual Funds | — | $278K | $8.2M | 1.7% | |
| Vanguard Target Retirement 2020 Mutual fund – 298,343 shares | Mutual Funds | — | $298K | $7.9M | 1.7% | |
| Self-Directed Brokerage * Charles Schwab IDA Account Self-directed brokerage | Self-Directed Brokerage | — | — | $7.1M | 1.5% | |
| Vanguard Target Retirement 2055 Mutual fund – 90,012 shares | Mutual Funds | — | $90K | $5.0M | 1.1% | |
| Loan Fund * Participants Participant loans, 3.25% – 9.25% | Bonds / Notes | — | — | $4.7M | 1.0% | |
| MPL TRADITIONAL LOANS Participant loans | Participant loans | — | — | $4.6M | 1.0% | |
| Vanguard Total Bond Index Admiral Mutual fund – 450,420 shares | Mutual Funds | — | $450K | $4.3M | 0.9% | |
| DFA Emerging Markets Core Equity 2 I Mutual fund – 180,245 shares | Mutual Funds | — | $180K | $4.2M | 0.9% | |
| Vanguard Target Retirement 2060 Mutual fund – 80,797 shares | Mutual Funds | — | $81K | $4.1M | 0.9% | |
| T. Rowe Price Spectrum Moderate Alloc Fund I Mutual fund – 170,752 shares | Other securities | — | $171K | $4.1M | 0.9% | |
| T. Rowe Price Spectrum Conserv Alloc Fund I Mutual fund – 161,741 shares | Other securities | — | $162K | $3.2M | 0.7% | |
| Guggenheim Macro Opportunities Fund Mutual fund – 128,225 shares | Other securities | — | $128K | $3.2M | 0.7% | |
| T. Rowe Price Spectrum Mod Growth Alloc Fund I Mutual fund – 67,259 shares | Other securities | — | $67K | $2.6M | 0.6% | |
| T. Rowe Price Infl Protected Bond Fund I Mutual fund – 227,431 shares | Other securities | — | $227K | $2.3M | 0.5% | |
| DFA Real Estate Securities I Mutual fund – 38,848 shares | Mutual Funds | — | $39K | $1.6M | 0.3% | |
| EMPLOYEE LOANS Participant loans | Participant loans | — | — | $136K | <0.1% |
