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Original filing (PDF)20260227123935NAL0000400401001
SHEET METAL WORKERS LOCAL 46 ANNUITY PLAN BOARD OF TRUSTEES
Form 5500
FILING_RECEIVED
SHEET METAL WORKERS LOCAL 46 ANNUITY PLAN
Defined-contribution retirement plan
Signals · 1
48% in single holding
Active participants
409
Accounts w/ balance
596
Plan assets (EOY)
$47.3M
Net assets (EOY)
$47.2M
How this plan invests
This plan
13 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: M&N PRO-MIX MAXIMUM TERM (no filing on disk)]" is 48% of plan.
- 51 bps in Schedule C fees — 74% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SHEET METAL WORKERS LOCAL 46 ANNUITY PLAN BOARD OF TRUSTEES.
Plan sponsor
Name
SHEET METAL WORKERS LOCAL 46 ANNUITY PLAN BOARD OF TRUSTEES
EIN
16-1168659
Address
244 PAUL ROAD · ROCHESTER, NY · 146244992
Phone
(585) 458-0400
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-02-27
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $121K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SMW LOCAL 46 HEALTH FUND | 16-0760551 | — | RELATED ENTITY | $51K | — |
| BLITMAN & KING, LLP | 16-1047304 | — | NONE | $28K | — |
| MORGAN STANLEY SMITH BARNEY LLC | 26-4310632 | — | NONE | $22K | — |
| BONADIO & CO., LLP | 16-1131146 | — | NONE | $16K | — |
Investments
1 direct security · 13 pooled funds· $38.0M(80% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$35.4M
11 holdings
Pooled Separate Account
$2.6M
2 holdings
Uncategorized
$5K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| M&N PRO-MIX MAXIMUM TERM EXETER TRUST · EIN 02-0476209 / PN 281 | Common Collective Trust | — | — | $18.1M | 38.2% | |
| M&N PRO-MIX MODERATE TERM EXETER TRUST · EIN 02-0476209 / PN 282 | Common Collective Trust | — | — | $10.6M | 22.5% | |
| M&N PRO-MIX EXTENDED TERM EXETER TRUST · EIN 02-0476209 / PN 280 | Common Collective Trust | — | — | $5.3M | 11.2% | |
| DRYDEN S&P 500 INDEX FUND PRUDENTIAL RETIREMENT INS. · EIN 06-1050034 / PN 123 | Pooled Separate Account | — | — | $2.4M | 5.1% | |
| M&N RETIREMENT TARGET 2030 EXETER TRUST · EIN 02-0476209 / PN 023 | Common Collective Trust | — | — | $479K | 1.0% | |
| M&N PRO-MIX CONSERV TERM EXETER TRUST · EIN 02-0476209 / PN 283 | Common Collective Trust | — | — | $378K | 0.8% | |
| M&N RETIREMENT TARGET 2050 EXETER TRUST · EIN 02-0476209 / PN 027 | Common Collective Trust | — | — | $251K | 0.5% | |
| CORE PLUS BOND/PGIM FUND PRUDENTIAL RETIREMENT INS. · EIN 06-1050034 / PN 299 | Pooled Separate Account | — | — | $157K | 0.3% | |
| M&N RETIREMENT TARGET 2035 EXETER TRUST · EIN 02-0476209 / PN 042 | Common Collective Trust | — | — | $148K | 0.3% | |
| M&N RETIREMENT TARGET 2055 EXETER TRUST · EIN 02-0476209 / PN 044 | Common Collective Trust | — | — | $138K | 0.3% | |
| M&N RETIREMENT TARGET 2045 EXETER TRUST · EIN 02-0476209 / PN 043 | Common Collective Trust | — | — | $46K | <0.1% | |
| M&N RETIREMENT TARGET 2040 EXETER TRUST · EIN 02-0476209 / PN 022 | Common Collective Trust | — | — | $18K | <0.1% | |
| [DFE: EXETER TRUST COMPANY COLLECTIVE INVESTMENT FUNDS FOR EMPLOYEE BENEFIT TRUSTS-MANNING & NAPIER RETIREMENT TARGET INCOME COLLECTIVE INV TRUST (extraction pending)] | — | — | — | $5K | <0.1% | |
| M&N RET TARG INC COLL INV EXETER TRUST · EIN 02-0476209 / PN 026 | Common Collective Trust | — | — | $5K | <0.1% |
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