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Original filing (PDF)20250902115359NAL0008416323001
PERSONAL COMPUTERS, INC.
Form 5500
FILING_RECEIVED
PERSONAL COMPUTERS, INC.
401(k) retirement plan
Signals · 1
31% in single holding
Active participants
47
Accounts w/ balance
104
Plan assets (EOY)
$18.5M
Net assets (EOY)
$18.5M
How this plan invests
This plan
36 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: MM S&P 500 INDEX (no filing on disk)]" is 31% of plan.
- 54 bps in Schedule C fees — 86% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PERSONAL COMPUTERS, INC..
Plan sponsor
Name
PERSONAL COMPUTERS, INC.
EIN
16-1166836
Address
ONE SENECA TOWER · 1 W. SENECA STREET SUITE 3000 · BUFFALO, NY · 14203
Phone
(716) 856-7181
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LUMSDEN & MCCORMICK, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE AND ANNUITY INS CO | 84-0467907 | — | RECORDKEEPER | $44K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOTE ADVISORS, LLC | 46-5416446 | — | INVESTMENT ADVISOR | $50K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PPS PENSION & FINANCIAL SVS, INC. | 16-1062503 | — | THIRD PARTY ADMINISTRATOR | $6K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $267 | — |
Investments
36 pooled funds· $14.6M(79% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$12.2M
26 holdings
Common Collective Trust
$2.5M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MM S&P 500 INDEX MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $4.5M | 24.3% | |
| MM GLOBAL MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $940K | 5.1% | |
| MM DIVERSIFIED BOND MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $828K | 4.5% | |
| VANGUARD EQUITY INCOME ADM VANGUARD · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $791K | 4.3% | |
| AMERICAN FUNDS EURO PACIFIC GROWTH AMERICAN FUNDS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $756K | 4.1% | |
| MM DISCIPLINED GRTH MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $735K | 4.0% | |
| GREAT GRAY TRUST AMERICANFUNDS 2050 GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $617K | 3.3% | |
| MM MID CAP GROWTH MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $596K | 3.2% | |
| DFA US LARGE CAP VALUE DIMENSIONAL FUND ADVISORS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $582K | 3.1% | |
| MM BLUE CHIP GROWTH MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $562K | 3.0% | |
| GREAT GRAY TRUST AMERICANFUNDS 2040 GREAT GRAY · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $539K | 2.9% | |
| MM PREM INFLAT-PROT AND INCOME MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $481K | 2.6% | |
| VANGUARD MID CAP INDEX ADMIRAL VANGUARD · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $392K | 2.1% | |
| WASATCH CORE GROWTH INSTITUTIONAL WASATCH · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $350K | 1.9% | |
| GREAT GREY TRUST AMERICANFUNDS 2035 GREAT GREY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $293K | 1.6% | |
| PIMCO INCOME INSTL PIMCO · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $243K | 1.3% | |
| GREAT GRAY TRUST AMERICANFUNDS 2060 GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $241K | 1.3% | |
| GREAT GRAY TRUST AMERICANFUNDS 2055 GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $238K | 1.3% | |
| MASS MUTUAL MID CAP VALUE MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $231K | 1.2% | |
| GREAT GRAY TRUST AMERICANFUNDS 2045 GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $156K | 0.8% | |
| GREAT GRAY TRUST AMERICANFUNDS 2040 GREAT GRAY · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $152K | 0.8% | |
| DFA US TARGETED VALUE DIMENSIONAL FUND ADVISORS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $102K | 0.5% | |
| DFA GLOBAL REAL ESTATE SECURITIES DIMENSIONAL FUND ADVISORS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $93K | 0.5% | |
| GREAT GRAY TRUST AMERICANFUNDS 2020 GREAT GRAY · EIN 38-4126260 / PN 564 | Common Collective Trust | — | — | $91K | 0.5% | |
| GREAT GRAY TRUST AMERICANFUNDS 2065 GREAT GRAY · EIN 38-7275308 / PN 777 | Common Collective Trust | — | — | $71K | 0.4% | |
| GREAT GRAY TRUST AMERICANFUNDS 2025 GREAT GRAY · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $54K | 0.3% | |
| MM SELECT TRP RETIREMENT BALANCED MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $5K | <0.1% | |
| MM SELECT T ROWE PRICE RET 2025 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2035 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2045 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2060 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2055 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2050 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2040 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T. ROWE PRICE RET 2030 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% | |
| MM SELECT T ROWE PRICE RET 2020 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |