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Original filing (PDF)20251014100406NAL0001200787001
STEUBEN CHURCHPEOPLE AGAINST POVERTY INC DBA ARBOR HOUSING DEVELOPMENT
Form 5500
FILING_RECEIVED
ARBOR HOUSING & DEVELOPMENT 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~126 bps in Sched C fees
Active participants
116
Accounts w/ balance
189
Plan assets (EOY)
$3.6M
Net assets (EOY)
$3.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 126 bps in Schedule C fees — 143% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STEUBEN CHURCHPEOPLE AGAINST POVERTY INC DBA ARBOR HOUSING DEVELOPMENT.
Plan sponsor
Name
STEUBEN CHURCHPEOPLE AGAINST POVERTY INC DBA ARBOR HOUSING DEVELOPMENT
EIN
16-1166737
Address
26 BRIDGE STREET · CORNING, NY · 14830
Phone
(607) 654-7487
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EFPR GROUP CPAS PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UNIFIED TRUST COMPANY, N.A. | 61-1381380 | LEXINGTON, KY | TRUSTEE, RECORDKEEPER | $26K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WELLS FARGO ADVISORS, LLC | — | CORNING, NY | INVESTMENT ADVISOR | $11K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHEAST BENEFIT SERVICES | 16-1191551 | WEST SENECA, NY | THIRD PARTY ADMINISTRATO | $8K | — |
Investments
13 direct securities · 2 pooled funds· $3.6M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$2.9M
13 holdings
Common Collective Trust
$680K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Columbia Large Cap Index Fund Mutual fund | — | — | — | $685K | 19.1% | |
| METLIFE UTC STABLE VALUE FUND UNIFIED TRUST COMPANY · EIN 37-1992955 / PN 008 | Common Collective Trust | — | — | $602K | 16.8% | |
| Dodge & Cox Income Fund Mutual fund | — | — | — | $590K | 16.4% | |
| DFA U.S. Large Cap Value Portfolio Fund Mutual fund | — | — | — | $479K | 13.4% | |
| December 2029 | — | — | — | $226K | 6.3% | |
| American Funds EuroPacific Growth Fund Mutual fund | — | — | — | $205K | 5.7% | |
| MFS Growth R6 Mutual fund | — | — | — | $131K | 3.7% | |
| Columbia Mid Cap Index Fund Mutual fund | — | — | — | $128K | 3.6% | |
| Dodge & Cox International Stock Fund Mutual fund | — | — | — | $115K | 3.2% | |
| Vanguard Mid Cap Value Index Fund Mutual fund | — | — | — | $104K | 2.9% | |
| UTC WEALTH PRES STRAT TARGET RISK UNIFIED TRUST COMPANY, N.A. · EIN 61-2025474 / PN 001 | Common Collective Trust | — | — | $79K | 2.2% | |
| Columbia Small Cap Index Fund Mutual fund | — | — | — | $69K | 1.9% | |
| American Funds New World Fund Mutual fund | — | — | — | $57K | 1.6% | |
| DFA U.S. Targeted Value Portfolio Fund Mutual fund | — | — | — | $47K | 1.3% | |
| T. Rowe Price Diversified Mid Cap Growth Mutual fund | — | — | — | $46K | 1.3% |
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