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Original filing (PDF)20251003141824NAL0000848627001
THE GYPSUM GROUP
Form 5500
FILING_RECEIVED
THE GYPSUM GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
450
Accounts w/ balance
535
Plan assets (EOY)
$26.2M
Net assets (EOY)
$26.2M
How this plan invests
This plan
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 52 bps in Schedule C fees — 80% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE GYPSUM GROUP.
Plan sponsor
Name
THE GYPSUM GROUP
EIN
16-1070098
Address
3334 WALTERS ROAD · SYRACUSE, NY · 13209
Phone
(315) 451-5322
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DANNIBLE & MCKEE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $100K | — |
| GOOD LIFE ADVISORS, LLC | 47-1058535 | — | NONE | $30K | — |
| METLIFE | 54-0696644 | — | NONE | $8K | — |
| CHARLES SCHWAB TRUST BANK | 42-1558009 | — | NONE | $0 | — |
Investments
37 direct securities· $26.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered Investment Companies Putnam Retiremnt Adv 2035 R6 | — | — | — | $5.0M | 19.1% | |
| Putnam Retiremnt Adv 2040 R6 | — | — | — | $4.1M | 15.5% | |
| Putnam Retiremnt Adv 2030 R6 | — | — | — | $3.3M | 12.7% | |
| Schwab Govt Mny Fd Inv Shrs | — | — | — | $2.8M | 10.8% | |
| Putnam Retirement Adv Mat R6 | — | — | — | $2.3M | 9.0% | |
| Putnam Retiremnt Adv 2045 R6 | — | — | — | $1.5M | 5.8% | |
| Putnam Retiremnt Adv 2050 R6 | — | — | — | $1.4M | 5.2% | |
| Putnam Retiremnt Adv 2055 R6 | — | — | — | $1.2M | 4.7% | |
| Fidelity Large Cap Growth Index | — | — | — | $626K | 2.4% | |
| Fidelity 500 Index Fund | — | — | — | $560K | 2.1% | |
| Putnam Retiremnt Adv 2025 R6 | — | — | — | $299K | 1.1% | |
| JPMorgan Large Cap Growth Fund Class R6 | — | — | — | $287K | 1.1% | |
| Putnam Retiremnt Adv 2060 R6 | — | — | — | $277K | 1.1% | |
| Vanguard Short Term Bond Index Fund Adm *** 125 Unallocated Insurance Contracts MetLife Cash surrender value on participants' life insurance policies | — | — | — | $245K | 0.9% | |
| Putnam Retiremnt Adv 2065 R6 | — | — | — | $208K | 0.8% | |
| Vanguard Sm Cap Grth Idx Adm | — | — | — | $201K | 0.8% | |
| Fidelity Mid Cap Index | — | — | — | $182K | 0.7% | |
| Participant Loans * Participants loans, with interest rates ranging from 3.25% - 8.5% | — | — | — | $180K | 0.7% | |
| Oppenheimer Intl Growth Y | — | — | — | $179K | 0.7% | |
| Fidelity Large Cap Value Index | — | — | — | $172K | 0.7% | |
| JHancock Sovergn BD FD | — | — | — | $158K | 0.6% | |
| JPMorgan Mid Cap Growth R6 | — | — | — | $137K | 0.5% | |
| Vanguard Emerging Markets Stock Index Fund Adm | — | — | — | $113K | 0.4% | |
| Fidelity Intl Index Fund | — | — | — | $103K | 0.4% | |
| JPMorgan US Research Enhanced Equity R6 | — | — | — | $84K | 0.3% | |
| Cohen & Steers Institutional Realty Shares | — | — | — | $79K | 0.3% | |
| Vanguard Mid Cap Val Idx Adm | — | — | — | $76K | 0.3% | |
| BlackRock High Yld Bd Instl | — | — | — | $60K | 0.2% | |
| Vanguard MidCapGrwth Idx Adm | — | — | — | $39K | 0.1% | |
| Vanguard Balanced Index Adm | — | — | — | $36K | 0.1% | |
| Fidelity Total Market Index Fund | — | — | — | $25K | <0.1% | |
| Vanguard Sm Cap Val Idx Adm | — | — | — | $18K | <0.1% | |
| Vanguard Total World Stock Index Adm | — | — | — | $16K | <0.1% | |
| Vanguard Inflat Prot Sec Adm | — | — | — | $15K | <0.1% | |
| Fidelity Small Cap Index | — | — | — | $13K | <0.1% | |
| PIMCO Income Instl | — | — | — | $7K | <0.1% | |
| Vanguard Intermediate-Term Bond Index Fund Adm | — | — | — | $6K | <0.1% |
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