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Original filing (PDF)20251014155135NAL0001645427001
FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC.
Form 5500
FILING_RECEIVED
FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC. RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
235
Accounts w/ balance
682
Plan assets (EOY)
$101.7M
Net assets (EOY)
$101.7M
How this plan invests
This plan
1 pooled trust
Schedule D
66 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (4 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC..
Plan sponsor
Name
FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC.
EIN
16-1056814
Address
4033 MAPLE ROAD · AMHERST, NY · 14226
Phone
(716) 834-0900
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDMP ASSURANCE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | — | NONE | $36K | — |
Investments
65 direct securities · 1 pooled fund· $101.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$99.7M
65 holdings
Pooled Separate Account
$2.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CREF Stock R2 | — | — | — | $15.3M | 15.1% | |
| TIAA Traditional Non-Benefit Responsive | — | — | — | $11.2M | 11.0% | |
| TIAA Traditional Benefit Responsive | — | — | — | $7.5M | 7.4% | |
| CREF Growth R2 | — | — | — | $7.0M | 6.9% | |
| CREF Equity Index R2 | — | — | — | $4.6M | 4.5% | |
| CREF Global Equities R2 | — | — | — | $4.6M | 4.5% | |
| CREF Social Choice R2 | — | — | — | $4.3M | 4.2% | |
| American Funds 2055 Target Date | — | — | — | $3.2M | 3.1% | |
| Vanguard S&P 500 Index | — | — | — | $3.2M | 3.1% | |
| American Funds 2050 Target Date | — | — | — | $3.0M | 2.9% | |
| American Funds 2045 Target Date | — | — | — | $2.9M | 2.8% | |
| TIAA TIAA-CREF Self-Directed | — | — | — | $2.5M | 2.4% | |
| American Funds 2030 Target Date | — | — | — | $2.4M | 2.4% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $2.0M | 2.0% | |
| American Funds 2035 Target Date | — | — | — | $1.6M | 1.5% | |
| Similar Party or Maturity Value Cost (1) Value American Funds 2040 Target Date | — | — | — | $1.4M | 1.4% | |
| TIAA Stable Value | — | — | — | $1.4M | 1.3% | |
| CREF Bond Market R2 | — | — | — | $1.3M | 1.3% | |
| Nuveen Internatl Eq Idx Retire | — | — | — | $1.3M | 1.3% | |
| Vanguard Equity Income | — | — | — | $1.2M | 1.2% | |
| Nuveen S&P 500 Index Retire | — | — | — | $1.2M | 1.2% | |
| Nuveen Money Market Retirement | — | — | — | $1.2M | 1.2% | |
| Nuveen Large Cap Gr Idx Retire | — | — | — | $919K | 0.9% | |
| CREF Inflation-Linked Bond R2 | — | — | — | $916K | 0.9% | |
| ClearBridge International Growth | — | — | — | $884K | 0.9% | |
| Nuveen Large Cap Val Idx Rtmt | — | — | — | $823K | 0.8% | |
| Nuveen Mid Cap Value Retire | — | — | — | $821K | 0.8% | |
| American Funds American Balanced | — | — | — | $815K | 0.8% | |
| American Funds 2025 Target Date | — | — | — | $798K | 0.8% | |
| Nuveen Small Cap Bld Idx Rtmt | — | — | — | $798K | 0.8% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $681K | 0.7% | |
| CREF Money Market R2 | — | — | — | $640K | 0.6% | |
| Nuveen Equity Index Retirement | — | — | — | $585K | 0.6% | |
| Vanguard Federal Money Market | — | — | — | $566K | 0.6% | |
| Metropolitan West Total Return Bond | — | — | — | $475K | 0.5% | |
| Nuveen Large Cap Resp Eq Rtmt | — | — | — | $470K | 0.5% | |
| American Funds 2020 Target Date | — | — | — | $457K | 0.4% | |
| Nuveen Large Cap Value Retire | — | — | — | $444K | 0.4% | |
| Vanguard Explorer | — | — | — | $438K | 0.4% | |
| Vanguard Small-Cap Index Adm | — | — | — | $435K | 0.4% | |
| American Funds 2010 Target Date | — | — | — | $394K | 0.4% | |
| Nuveen Core Equity Retirement | — | — | — | $378K | 0.4% | |
| Nuveen High Yield Retirement | — | — | — | $363K | 0.4% | |
| Praxis Growth Index | — | — | — | $344K | 0.3% | |
| Nuveen Emerg Mkts Eq Idx R6 | — | — | — | $344K | 0.3% | |
| Vanguard Small-Cap Val Idx Adm | — | — | — | $334K | 0.3% | |
| American Funds 2060 Target Date | — | — | — | $332K | 0.3% | |
| Nuveen Core Plus Bond Retire | — | — | — | $308K | 0.3% | |
| Nuveen Core Bond Retirement | — | — | — | $305K | 0.3% | |
| Nuveen Mid Cap Growth Retire | — | — | — | $300K | 0.3% | |
| Nuveen Internatl Equity Retire | — | — | — | $297K | 0.3% | |
| Vanguard Mid-Cap Index Adm | — | — | — | $286K | 0.3% | |
| American Funds U.S. Government Securities | — | — | — | $263K | 0.3% | |
| Mass Mutual Premier Hi-Yield | — | — | — | $233K | 0.2% | |
| Vanguard Target Retire Income | — | — | — | $207K | 0.2% | |
| JPMorgan Mid-Cap Growth | — | — | — | $174K | 0.2% | |
| Vanguard Real Estate Index Adm | — | — | — | $146K | 0.1% | |
| Vanguard Mid-Cap Value Index Adm | — | — | — | $99K | <0.1% | |
| American Funds 2065 Target Date | — | — | — | $85K | <0.1% | |
| Nuveen Short-Term Bond Retire | — | — | — | $81K | <0.1% | |
| Notes receivable from * participants Maturing 2026 - 2029, 9.00 - 9.50% -0- | — | — | — | $76K | <0.1% | |
| Nuveen Infl Linked Bond Retire | — | — | — | $69K | <0.1% | |
| MFS International Equity | — | — | — | $67K | <0.1% | |
| American Funds 2015 Target Date | — | — | — | $63K | <0.1% | |
| American Funds New Perspective | — | — | — | $39K | <0.1% | |
| American Century Small-Cap Growth | — | — | — | $13K | <0.1% |