Original filing (PDF)20251010085025NAL0004439779001

B & B LUMBER COMPANY, INC.

Name: B & B LUMBER COMPANY, INC. — B & B LUMBER COMPANY, INC. PROFIT SHARING PLAN, Form 5500 (2024)
Creator: B & B LUMBER COMPANY, INC.

Form 5500

FILING_RECEIVED

B & B LUMBER COMPANY, INC. PROFIT SHARING PLAN

401(k) retirement plan

Signals · 2

36% employer stockNo recordkeeper disclosed

Active participants

134

Accounts w/ balance

140

Plan assets (EOY)

$13.6M

Net assets (EOY)

$13.5M

How this plan invests

This plan

145 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for B & B LUMBER COMPANY, INC..

Plan sponsor

Name

B & B LUMBER COMPANY, INC.

EIN

16-1035246

Address

POST OFFICE BOX 420 · JAMESVILLE, NY · 13078

Phone

(315) 492-1786

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

EVANS AND BENNETT, LLP

Trustee / custodian

Service providers (Schedule C)

1 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
UBS FINANCIAL SERVICES, INC.	13-2638166	NEW YORK, NY	—	$29K	—

Investments

145 direct securities· $13.4M(99% of reported assets)

Other securities

$6.2M

21 holdings

Common Stock

$4.8M

75 holdings

Bonds / Notes

$1.1M

32 holdings

U.S. Treasuries

$848K

9 holdings

Cash / Money Market

$580K

8 holdings

					% of plan
ISHARES US EQUITY MUTUAL FUND	Other securities	—	$519K	$963K	7.1%
ISHARES MSCI INTL MUTUAL FUND	Other securities	—	$757K	$883K	6.5%
ISHS US SMALLA CAP EQTY MUTUAL FUND	Other securities	—	$404K	$759K	5.6%
WABTECCORP COMMON STOCK	Common Stock	—	$176K	$436K	3.2%
SPDR GOLD MINISHAES ETV MUTUAL FUND	Other securities	—	$233K	$373K	2.8%
ISHARES SILVER TRUST MUTUAL FUND	Other securities	—	$230K	$342K	2.5%
PARTICIPANT LOANS 6.50% - 10.25%	Bonds / Notes	—	—	$339K	2.5%
SOUTHERN CO COMMON STOCK	Common Stock	—	$177K	$329K	2.4%
ISHARES MSCI EMERGING MRKT MUTUAL FUND	Other securities	—	$253K	$287K	2.1%
VANGUARD INTERMDIAT TRM MUTUAL FUND	Other securities	—	$288K	$286K	2.1%
interest, collateral, par, or maturity value FAIRFAX FINANCIAL HLDGS COMMON STOCK	Common Stock	—	$136K	$278K	2.1%
VANGUARD SHORT TERM COR MUTUAL FUND	Other securities	—	$285K	$277K	2.0%
FPA FUNDS NEW INCOME INVESTOR MUTUAL FUND	Other securities	—	$280K	$274K	2.0%
NATIONAL GRID COMMON STOCK	Common Stock	—	$256K	$238K	1.8%
interest, collateral, par, or maturity value CASH 219 SCHWAB GOVT MONEY FUND MONEY MARKET	Cash / Money Market	—	—	$236K	1.7%
VANGUARD LONGTERM MUTUAL FUND	Other securities	—	$246K	$216K	1.6%
CAPITAL ONE FINANCIAL CORP COMMON STOCK	Common Stock	—	$124K	$214K	1.6%
VANGUARD INTERMEDIATE MUTUAL FUND	Other securities	—	$203K	$209K	1.5%
!SHARES MSCI USA MOMNTUM MUTUAL FUND	Other securities	—	$161K	$188K	1.4%
FIDELITY INVESTMENT SHORT TERM BOND MUTUAL FUND	Other securities	—	$420K	$184K	1.4%
INTERNATIONAL PAPER CO COMMON STOCK	Common Stock	—	$151K	$183K	1.4%
ESSEX PPTY TR INC COMMON STOCK	Common Stock	—	$167K	$171K	1.3%
MICROSOFT COMMON STOCK	Common Stock	—	$51K	$167K	1.2%
ISHARES MSCI USA EQUAL MUTUAL FUND	Other securities	—	$174K	$165K	1.2%
US TREASURY NOTE 2.75% 2/15/28	U.S. Treasuries	—	$160K	$161K	1.2%
GE AEROSPACE COMMON STOCK	Common Stock	—	$124K	$160K	1.2%
PROSHARES TRUST ULTRASHORT QQQ MUTUAL FUND	Other securities	—	$541K	$157K	1.2%
US TREASURY NOTE 2.625% 2/15/29	U.S. Treasuries	—	$161K	$152K	1.1%
ALPHABET INC COMMON STOCK	Common Stock	—	$47K	$152K	1.1%
MICROSOFT CORP COMMON STOCK	Common Stock	—	$49K	$148K	1.1%
SCHWAB GOVT MONEY FUND MONEY MARKET	Cash / Money Market	—	—	$144K	1.1%
US TREASURY NOTE 1.875% 2/28/27	U.S. Treasuries	—	$134K	$136K	1.0%
PROSHARES TRUST SHORT 20+ MUTUAL FUND	Other securities	—	$192K	$136K	1.0%
THE MOSAIC COMMON STOCK	Common Stock	—	$120K	$130K	1.0%
interest, collateral, par, or maturity value META PLATFORMS INC COMMON STOCK	Common Stock	—	$38K	$121K	0.9%
VANGUARD SHRT INF PROT MUTUAL FUND	Other securities	—	$122K	$121K	0.9%
BROADCOM INC COMMON STOCK	Common Stock	—	$27K	$121K	0.9%
US TREASURY NOTE 1.625% 2/15/26	U.S. Treasuries	—	$114K	$110K	0.8%
VANGUARD US MOMENTUM MUTUAL FUND	Other securities	—	$42K	$104K	0.8%
AT&T INC COMMON STOCK	Common Stock	—	$97K	$100K	0.7%
DIMENSIONAL MUTUAL FUND	Other securities	—	$92K	$100K	0.7%
AMAZON.COM INC COMMON STOCK	Common Stock	—	$42K	$98K	0.7%
US TREASURY NOTE 1.5% 8/15/26	U.S. Treasuries	—	$94K	$93K	0.7%
US TREASURY NOTE 4.5% 11/15/33	U.S. Treasuries	—	$90K	$88K	0.6%
FRONTLINE COMMON STOCK	Common Stock	—	$111K	$85K	0.6%
ISA BANK OF CHINA MONEY MARKET	Cash / Money Market	—	—	$85K	0.6%
GILEAD SCIENCES INC COMMON STOCK	Common Stock	—	$68K	$83K	0.6%
GE VERONA INC COMMON STOCK	Common Stock	—	$32K	$79K	0.6%
SPDR S&P BIOTECH ETF MUTUAL FUND	Other securities	—	$55K	$77K	0.6%
USTREASU NT 3.875% 4/30/25	Bonds / Notes	—	$69K	$70K	0.5%