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Original filing (PDF)20250930203112NAL0012047361001
MONROE PLAN FOR MEDICAL CARE, INC.
Form 5500
FILING_RECEIVED
MONROE PLAN FOR MEDICAL CARE, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
199
Accounts w/ balance
304
Plan assets (EOY)
$25.2M
Net assets (EOY)
$25.2M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MONROE PLAN FOR MEDICAL CARE, INC..
Plan sponsor
Name
MONROE PLAN FOR MEDICAL CARE, INC.
EIN
16-0973194
Address
1120 PITTSFORD VICTOR ROAD · PITTSFORD, NY · 14534
Phone
(585) 244-5550
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BOWERS & COMPANY CPAS PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | 04-2675571 | — | INVESTMENT ADVISOR | $37K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BPAS SERVICE LLC | — | UTICA, NY | CONTRACT ADMIN | $0 | — |
| LIFETIME BENEFIT SOLUTIONS | 16-1353494 | SYRACUSE, NY | CONTRACT ADMIN | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNNUITY INSURANCE | 84-0467907 | GREENWOOD VILLAGE, CO | SERVICE PROVIDER | $3K | — |
Investments
28 direct securities· $25.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MM S&P 500(R) Index I Mutual Funds | — | — | — | $3.2M | 12.9% | |
| Harbor Capital Appreciation Adm Mutual Funds | — | — | — | $2.4M | 9.4% | |
| Dodge & Cox Stock - I Mutual Funds | — | — | — | $2.2M | 8.6% | |
| American Funds EuroPacific Gr R4 Mutual Funds | — | — | — | $1.7M | 6.8% | |
| Diversified Value Mutual Funds | — | — | — | $1.4M | 5.7% | |
| Fidelity Government Income Mutual Funds | — | — | — | $1.3M | 5.3% | |
| Core Bond Mutual Funds | — | — | — | $1.3M | 5.1% | |
| Baron Growth Fund Mutual Funds | — | — | — | $1.2M | 4.6% | |
| PIMCO Real Return Admin Mutual Funds | — | — | — | $1.0M | 4.0% | |
| Alger Capital Appreciation Instl I Mutual Funds | — | — | — | $1.0M | 4.0% | |
| SAGIC Diversified Bond I Fixed Annuity Contract | — | — | — | $944K | 3.7% | |
| AB Discovery Value Adv Mutual Funds | — | — | — | $894K | 3.6% | |
| Loomis Sayles Strategic Income A Mutual Funds | — | — | — | $893K | 3.5% | |
| MassMutual US Gov't Mny Mkt Fd Mutual Funds | — | — | — | $690K | 2.7% | |
| MassMutual Small Cap Opportunities A Mutual Funds | — | — | — | $627K | 2.5% | |
| MassMutual Mid Cap Growth Service Mutual Funds | — | — | — | $590K | 2.3% | |
| Ivy International Core Equity A Mutual Funds | — | — | — | $520K | 2.1% | |
| Invesco Developing Markets Y Mutual Funds | — | — | — | $514K | 2.0% | |
| Empower Mod Aggr Profile Fund Inv Mutual Funds | — | — | — | $509K | 2.0% | |
| PIMCO High Yield A Mutual Funds | — | — | — | $416K | 1.7% | |
| American Funds New Perspective R4 Mutual Funds | — | — | — | $332K | 1.3% | |
| AB High Income I Mutual Funds | — | — | — | $311K | 1.2% | |
| Third Avenue Real Estate Value Instl Mutual Funds | — | — | — | $303K | 1.2% | |
| BlackRock Natural Resources Inv A Mutual Funds | — | — | — | $272K | 1.1% | |
| American Century One Choice: Con Mutual Funds | — | — | — | $199K | 0.8% | |
| Participant Notes Receivable Notes receivable at various maturity dates and interest rates of 4.25%-9.50% | — | — | — | $190K | 0.8% | |
| American Century Mid Cap Value Inv Mutual Funds | — | — | — | $180K | 0.7% | |
| MassMutual US Gov't Mny Mkt Fd Interest Bearing Cash | — | — | — | $20K | <0.1% |