Original filing (PDF)20250728174249NAL0005503650001

CHA Consulting Inc.

Name: CHA Consulting Inc. — CHA Consulting, Inc., Form 5500 (2024)
Creator: CHA Consulting Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

CHA Consulting, Inc. Retirement Investment Plan

401(k) retirement plan · CHA Consulting Inc.'s CHA Consulting, Inc. Retirement Investment Plan held $268.3M in plan assets for 1,954 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

1,954

Accounts w/ balance

2,430

Plan assets (EOY)

$268.3M

Net assets (EOY)

$268.3M

How this plan invests

This plan

37 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for CHA CONSULTING INC..

Plan sponsor

Name

CHA CONSULTING INC.

EIN

16-0966259all filings

Address

III WINNERS CIRCLE · ALBANY, NY · 12205

Phone

(518) 453-8750

Industry

Engineering Services· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-28

Pension benefit codes

2J · 401(k) feature

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

3H · Sponsor in controlled / affiliated group

2S · Automatic enrollment

2E · Profit-sharing

2T · Default investment account (QDIA)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$141K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
GALLAGHER FIDUCIARY ADVISORS LLC	36-4291971	—	ADVISOR	$161K	—
STRATEGIC ADVISORS, INC.

Investments

37 direct securities· $268.3M(100% of reported assets)

Mutual Funds

$186.0M

26 holdings

Common Collective Trusts

$63.5M

7 holdings

Stable Value

$10.3M

1 holding

Other securities

$6.8M

2 holdings

Participant loans

$1.8M

1 holding

					% of plan
Fidelity 500 Index	Common Collective Trusts	—	—	$36.0M	13.4%
Fidelity Contra Fund	Mutual Funds	—	—	$30.4M	11.3%
Fidelity Freedom Index 2035 Fun5	Mutual Funds	—	—	$18.9M	7.0%
Fidelity Freedom Index 2030 Fund	Mutual Funds	—	—	$15.2M	5.7%
Fidelity Freedom Index 2045 Fund	Mutual Funds	—	—	$13.2M	4.9%
Fidelity Freedom Index 2040 Fund	Mutual Funds	—	—	$11.9M	4.4%
MassMutual Stable Value Core Fund	Stable Value	—	—	$10.3M	3.8%
Fidelity Freedom Index 2055 Fund	Mutual Funds	—	—	$10.0M	3.7%
Fidelity Freedom Index 2050 Fund	Mutual Funds	—	—	$9.8M	3.7%
Fidelity Freedom Index 2025 Fund	Mutual Funds	—	—	$9.6M	3.6%
Vanguard Equity Income Fund	Mutual Funds	—	—	$9.1M	3.4%
Fidelity International Index Fund	Common Collective Trusts	—	—	$8.1M	3.0%
American Funds New Perspective Fund	Mutual Funds	—	—	$7.9M	3.0%
Fidelity Total Bond K6 Fund	Mutual Funds	—	—	$7.8M	2.9%
MFS Mid Cap Growth R6 Fund	Mutual Funds	—	—	$7.6M	2.8%
Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$7.1M	2.6%
Vanguard Information Technology index Fund	Common Collective Trusts	—	—	$5.7M	2.1%
T. Rowe Price Health Sciences Fund	Other securities	—	—	$5.5M	2.0%
Fidelity Freedom Index 2060 Fund	Mutual Funds	—	—	$5.4M	2.0%
Vanguard Explorer Fund	Mutual Funds	—	—	$5.0M	1.9%
Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$4.5M	1.7%
Fidelity Freedom Index 2020 Fund	Mutual Funds	—	—	$4.2M	1.6%
American Funds New World Fund	Mutual Funds	—	—	$3.2M	1.2%
Franklin Small Cap Value R6 Fund	Mutual Funds	—	—	$3.1M	1.2%
MFS Mid Cap Value R6 Fund	Mutual Funds	—	—	$3.0M	1.1%
Fidelity Freedom Index Income Fund	Mutual Funds	—	—	$2.7M	1.0%
Fidelity Freedom Index 2065 Fund	Mutual Funds	—	—	$2.6M	1.0%
Vanguard Inflation-Protected Securities Fund	Mutual Funds	—	—	$2.4M	0.9%
Vanguard Intermediate Term Treasury Fund	Mutual Funds	—	—	$2.1M	0.8%
Participant Loans	Participant loans	—	—	$1.8M	0.7%
Calvert US Large Cap Core index Fund	Common Collective Trusts	—	—	$1.6M	0.6%
PGIM Total Return Bond R6 Fund	Other securities	—	—	$1.3M	0.5%
Fidelity Freedom Index 2015 Fund	Mutual Funds	—	—	$668K	0.2%
Vanguard Real Estate Index Fund	Common Collective Trusts	—	—	$507K	0.2%
Fidelity Freedom Index 2010 Fund	Mutual Funds	—	—	$130K	<0.1%
Fidelity Government Money Market Fund	Mutual Funds	—	—	$25K	<0.1%
Fidelity Freedom Index 2070 Fund	Mutual Funds	—	—	$14K	<0.1%