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Original filing (PDF)20251010134837NAL0004305507001
ECONOMIC OPPORTUNITY PROGRAM, INC.
Form 5500
FILING_RECEIVED
ECONOMIC OPPORTUNITY PROGRAM, INC. 403(B) PLAN
403(b) retirement plan
Active participants
117
Accounts w/ balance
147
Plan assets (EOY)
$4.5M
Net assets (EOY)
$4.5M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECONOMIC OPPORTUNITY PROGRAM, INC..
Plan sponsor
Name
ECONOMIC OPPORTUNITY PROGRAM, INC.
EIN
16-0906941
Address
650 BALDWIN STREET · ELMIRA, NY · 14901
Phone
(607) 734-6174
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
INSERO & CO. CPAS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EQUITABLE FINANCIAL LIFE INS CO | 13-5570651 | — | RECORDKEEPER | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHEMUNG CANAL TRUST COMPANY | — | ELMIRA, NY | THIRD-PARTY ADMINISTRATOR | $26K | — |
Investments
20 direct securities· $3.5M(78% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD 500 INDEX MUTUAL FUND - EQUITY | — | — | $550K | $794K | 17.8% | |
| VANG INTERM-TERM BOND MUTUAL FUND - FIXED INCOME 55 VANG TOTAL BOND MKT INDEX MUTUAL FUND - FIXED INCOME | — | — | $534K | $505K | 11.3% | |
| FIDELITY INV MM GOV'T INSTL MUTUAL FUND - FIXED INCOME | — | — | $314K | $314K | 7.0% | |
| T ROWE PRICE GROWTH STOCK MUTUAL FUND - EQUITY | — | — | $216K | $289K | 6.5% | |
| JPMorgan Large Cap Growth - R6 MUTUAL FUND -- EQUITY | — | — | $236K | $245K | 5.5% | |
| Putnam Large Cap Value - R6 MUTUAL FUND -- EQUITY | — | — | $188K | $193K | 4.3% | |
| FIDELITY SMALL CAP INDEX MUTUAL FUND - EQUITY 15 FEDERATED HERMES ULTRA SHORT BOND MUTUAL FUND - FIXED INCOME 32 BLACKROCK EQUITY DIV MUTUAL FUND - EQUITY | — | — | $149K | $143K | 3.2% | |
| GUGGENHEIM CORE BOND FD INSTL MUTUAL FUND - FIXED INCOME | — | — | $121K | $121K | 2.7% | |
| LORD ABBETT SHORT DURATION MUTUAL FUND - FIXED INCOME | — | — | $119K | $117K | 2.6% | |
| AMERICAN CENTURY SM CAP VALUE MUTUAL FUND - EQUITY 116 DODGE & COX STOCK MUTUAL FUND - EQUITY | — | — | $114K | $115K | 2.6% | |
| FIDELITY INTERNATIONAL INDEX MUTUAL FUND - EQUITY | — | — | $95K | $100K | 2.2% | |
| LOANS PARTICIPANT LOANS 4.25%-6.5% | — | — | $98K | $98K | 2.2% | |
| VANGUARD S&P MC 400-IDX-INS MUTUAL FUND - EQUITY | — | — | $81K | $91K | 2.0% | |
| CLEARBRIDGE SMALL CAP GR MUTUAL FUND - EQUITY | — | — | $91K | $89K | 2.0% | |
| VANG SHORT TERM INVEST GR MUTUAL FUND - FIXED INCOME | — | — | $84K | $82K | 1.8% | |
| DODGE & COX INCOME MUTUAL FUND - FIXED INCOME | — | — | $62K | $57K | 1.3% | |
| VANG SHORT-TERM TREASURY MUTUAL FUND - FIXED INCOME 37 VANG S&P 500 VALUE INDEX MUTUAL FUND - EQUITY 46 VANG HIGH YIELD CORPORATE MUTUAL FUND - FIXED INCOME | — | — | $53K | $51K | 1.2% | |
| VANGUARD DIVIDEND GROWTH INV MUTUAL FUND - EQUITY 39 VANGUARD LONG-TERM TREAS INDEX ADM MUTUAL FUND - FIXED INCOME | — | — | $40K | $39K | 0.9% | |
| Fidelity ADV Sm Cap - Z MUTUAL FUND -- EQUITY | — | — | $42K | $38K | 0.9% | |
| VANGUARD EXT MKT INDEX ADM MUTUAL FUND - EQUITY | — | — | $14K | $20K | 0.5% |