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Original filing (PDF)20251218114513NAL0011716242001
MONRO, INC.
Form 5500
FILING_RECEIVED
MONRO, INC. PENSION PLAN
Defined-benefit pension plan
Signals · 2
41% in single holding~107 bps in Sched C fees
Active participants
30
Accounts w/ balance
—
Plan assets (EOY)
$16.6M
Net assets (EOY)
$16.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
7 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
79
Total plan cost
65
Vendor stack
75
Participation health
100
Knocking points off
- Top holding "Prudential Trust Company" is 41% of plan.
- 107 bps in Schedule C fees — 268% above peer band of 29 bps.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MONRO, INC..
Plan sponsor
Name
MONRO, INC.
EIN
16-0838627
Address
295 WOODCLIFF DRIVE, SUITE 202 · FAIRPORT, NY · 14450
Phone
(800) 876-6676
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2025-12-18
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
WITHUMSMITH+BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 06-1050034 | — | NONE | $99K | — |
| BPAS ACTURIAL AND PENSION SERVICES | 30-0192194 | — | NONE | $38K | — |
| ONE DIGITAL TOPCO LLC DBA RESOURCES | 82-1434504 | — | NONE | $23K | — |
| WITHUMSMITH + BROWN, PC | 22-2027092 | — | NONE | $16K | — |
| NIXON PEABODY LLP | 16-0764720 | — | NONE | $2K | — |
Investments
7 direct securities · 2 pooled funds· $23.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$16.6M
7 holdings
Common Collective Trust
$6.9M
1 holding
Pooled Separate Account
$166K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Prudential Trust Company | — | — | — | $6.9M | 41.4% | |
| PRU LONG DURCRCI2 PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 222 | Common Collective Trust | — | — | $6.9M | 41.4% | |
| Vanguard | — | — | — | $4.3M | 25.8% | |
| Fidelity Investments | — | — | — | $2.2M | 13.2% | |
| Vanguard | — | — | — | $1.4M | 8.5% | |
| Fidelity Investments | — | — | — | $1.2M | 7.0% | |
| Prudential Investments | — | — | — | $523K | 3.1% | |
| Empower Annuity Insurance Company* | — | — | — | $166K | 1.0% | |
| PRUDENTIAL SHORT-TERM EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 041 | Pooled Separate Account | — | — | $166K | 1.0% |
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