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Original filing (PDF)20251015153604NAL0002565891003
NIAGARA UNIVERSITY
Form 5500
FILING_RECEIVED
NIAGARA UNIVERSITY DEFINED CONTRIBUTION PLAN
403(b) retirement plan
Active participants
477
Accounts w/ balance
1,054
Plan assets (EOY)
$181.3M
Net assets (EOY)
$181.3M
How this plan invests
This plan
1 pooled trust
Schedule D
106 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (4 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NIAGARA UNIVERSITY.
Plan sponsor
Name
NIAGARA UNIVERSITY
EIN
16-0755807
Address
P.O. BOX 1911 · NIAGARA UNIVERSITY, NY · 141091911
Phone
(716) 286-8690
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FREED MAXICK P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AXA EQUITABLE LIFE INSURANCE CO | 13-5570651 | SYRACUSE, NY | RECORDKEEPER | $283 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDUCIENT ADVISORS, LLC | 36-4001764 | WINDSOR, CT | INVESTMENT ADVISOR | $35K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FREED MAXICK CPAS, P.C. | 45-4051133 | BUFFALO, NY | PLAN AUDITOR | $33K | — |
Investments
104 direct securities · 1 pooled fund· $181.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$176.1M
104 holdings
Pooled Separate Account
$5.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF TIAA Traditional Non-Benefit Responsive | — | — | — | $41.8M | 23.1% | |
| College Retirement Equities Fund variable annuities CREF Stock R2 | — | — | — | $30.4M | 16.8% | |
| Vanguard Inst Idx Inst | — | — | — | $18.5M | 10.2% | |
| Vanguard Ttl Intl Stk Idx Inst | — | — | — | $7.5M | 4.1% | |
| TIAA-CREF TIAA Tranditional Benefit Responsive | — | — | — | $7.4M | 4.1% | |
| Vanguard Extended Mkt Idx Inst | — | — | — | $6.8M | 3.8% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $5.1M | 2.8% | |
| MFS Value Fund Class R4 | — | — | — | $4.5M | 2.5% | |
| College Retirement Equities Fund variable annuities CREF Growth R2 | — | — | — | $4.5M | 2.5% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2040 Retire | — | — | — | $4.3M | 2.4% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2030 Retire | — | — | — | $4.2M | 2.3% | |
| College Retirement Equities Fund variable annuities CREF Social Choice R2 | — | — | — | $3.6M | 2.0% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2035 Retire | — | — | — | $3.5M | 1.9% | |
| Vanguard Ttl Bd Mkt Idx Adm | — | — | — | $3.3M | 1.8% | |
| T. Rowe Price T Rowe Price Growth Stk Fd | — | — | — | $3.0M | 1.6% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2045 Retire | — | — | — | $2.5M | 1.4% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2050 Retire | — | — | — | $2.2M | 1.2% | |
| T. Rowe Price T Rowe Price Overseas Stock I | — | — | — | $2.0M | 1.1% | |
| Metropolitan West TotRet Bnd I | — | — | — | $1.9M | 1.0% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2025 Retire | — | — | — | $1.9M | 1.0% | |
| College Retirement Equities Fund variable annuities CREF Global Equities R2 | — | — | — | $1.8M | 1.0% | |
| Diamond Hill Diamond Hill Small Mid Cap I | — | — | — | $1.7M | 0.9% | |
| Hardford Schroders Hartford Schroders EmMktsEq I | — | — | — | $1.6M | 0.9% | |
| Vanguard Infl Protect Sec Adm | — | — | — | $1.4M | 0.8% | |
| College Retirement Equities Fund variable annuities CREF Equity Index R2 | — | — | — | $1.4M | 0.8% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2055 Retire | — | — | — | $1.3M | 0.7% | |
| Vanguard Federal Money Mkt Inv | — | — | — | $1.3M | 0.7% | |
| College Retirement Equities Fund variable annuities CREF Core Bond R2 | — | — | — | $947K | 0.5% | |
| College Retirement Equities Fund variable annuities CREF Money Market R2 | — | — | — | $856K | 0.5% | |
| Niagara University Defined Contribution Plan Note receivable from participants with interest rates ranging from 4.25% to 9.50% | — | — | — | $836K | 0.5% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2010 Retire | — | — | — | $749K | 0.4% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2020 Retire | — | — | — | $743K | 0.4% | |
| Conestoga Captial Advisors Conestoga SMid Cap - Instl | — | — | — | $716K | 0.4% | |
| Equitable Life Insurance Company Equitable Guaranteed Interest Account | — | — | — | $651K | 0.4% | |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R2 | — | — | — | $566K | 0.3% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2060 Retire | — | — | — | $438K | 0.2% | |
| AXA Equitable Funds Management Group EQ/Lg Cap Grw Managed Vol | — | — | — | $423K | 0.2% | |
| Equitable Advisors Trust 1290 VT GAMCO Small Co Val | — | — | — | $370K | 0.2% | |
| AXA Equitable Funds Management Group EQ/Lg Cap Val Managed Vol | — | — | — | $354K | 0.2% | |
| Brandywine BrandywineGLOBAL Global Opportunities Bd I | — | — | — | $274K | 0.2% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle 2015 Retire | — | — | — | $248K | 0.1% | |
| Equitable Advisors Trust Multimanager Technology | — | — | — | $217K | 0.1% | |
| Equitable Advisors Trust EQ/Equity 500 Index | — | — | — | $195K | 0.1% | |
| American funds Am Fnds Insrnc Srs Bnd of Amer | — | — | — | $178K | <0.1% | |
| Equitable Advisors Trust EQ/Janus Enterprise | — | — | — | $175K | <0.1% | |
| Equitable Advisors Trust EQ/MFS Mid Cap Focused Grwth | — | — | — | $171K | <0.1% | |
| Equitable Advisors Trust EQ/FIDELITY INSTITUTINL AM LgC | — | — | — | $163K | <0.1% | |
| Equitable Advisors Trust EQ/Large Cap Growth Index | — | — | — | $155K | <0.1% | |
| Equitable Advisors Trust EQ/ClearBridge Lg Cap Grwt ESG | — | — | — | $151K | <0.1% | |
| Equitable Advisors Trust EQ/Value Equity | — | — | — | $135K | <0.1% | |
| Equitable Advisors Trust EQ/International Equity Index | — | — | — | $133K | <0.1% | |
| Equitable Advisors Trust EQ/MFS International Growth | — | — | — | $116K | <0.1% | |
| Equitable Advisors Trust EQ/MFS Intrntnl Intrinsic Val | — | — | — | $114K | <0.1% | |
| Equitable Advisors Trust EQ/Glb Eqty Managed Vol | — | — | — | $104K | <0.1% | |
| Equitable Advisors Trust EQ/Mid Cap Index | — | — | — | $101K | <0.1% | |
| Equitable Advisors Trust EQ/Loomis Sayles Growth | — | — | — | $101K | <0.1% | |
| JP Morgan EQ/JPMorgan Val Opportunities | — | — | — | $97K | <0.1% | |
| MFS Investment Management MFS Mass Investors Grwth Stock | — | — | — | $82K | <0.1% | |
| Equitable Advisors Trust EQ/Com Stck Index | — | — | — | $75K | <0.1% | |
| Equitable Advisors Trust EQ/Quality Bond PLUS | — | — | — | $75K | <0.1% | |
| PIMCO EQ/PIMCO Ultra Short Bond | — | — | — | $73K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Core Plus Bond | — | — | — | $72K | <0.1% | |
| TIAA-CREF TIAA Tranditional Benefit Responsive 2 | — | — | — | $68K | <0.1% | |
| Macquarie VIP High Inc Series | — | — | — | $67K | <0.1% | |
| Equitable Advisors Trust Multimanager Core Bond | — | — | — | $64K | <0.1% | |
| Equitable Advisors Trust EQ/Capital Group Research | — | — | — | $56K | <0.1% | |
| Equitable Advisors Trust EQ/AB Small Cap Growth | — | — | — | $49K | <0.1% | |
| T. Rowe Price T Rowe Price New Era | — | — | — | $45K | <0.1% | |
| Equitable Advisors Trust EQ/MFS Technology | — | — | — | $45K | <0.1% | |
| Equitable Advisors Trust EQ/JPMorgan Growth Stock | — | — | — | $43K | <0.1% | |
| Equitable Advisors Trust Templeton Global Bond VIP | — | — | — | $39K | <0.1% | |
| Equitable Advisors Trust 1290 VT High Yield Bond | — | — | — | $38K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Lg Cap Core Managed Vol | — | — | — | $37K | <0.1% | |
| Invesco EQ/Invesco Comstock | — | — | — | $35K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Mid Cap Val Managed Vol | — | — | — | $34K | <0.1% | |
| AXA Equitable Funds Management Group 1290 VT Small Cap Value | — | — | — | $33K | <0.1% | |
| Equitable Advisors Trust EQ/Emerging Markets Eqty PLUS | — | — | — | $30K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Balanced Strategy | — | — | — | $27K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Int Val Managed Vol | — | — | — | $25K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Int Core Managed Vol | — | — | — | $21K | <0.1% | |
| College Retirement Equities Fund variable annuities Nuveen Lifecycle Ret Inc Rtmt | — | — | — | $20K | <0.1% | |
| Invesco V.I. MainSt MC Fund | — | — | — | $20K | <0.1% | |
| Invesco EQ/Invesco Global | — | — | — | $18K | <0.1% | |
| TIAA-CREF Nuveen Lifecycle 2065 Retire | — | — | — | $18K | <0.1% | |
| Lazard Global Investment Bank EQ/Lazard Emerging Mrkts Eqty | — | — | — | $17K | <0.1% | |
| Equitable Advisors Trust EQ/Core Bond Index | — | — | — | $16K | <0.1% | |
| AXA Equitable Funds Management Group EQ/Moderate Allocation | — | — | — | $15K | <0.1% | |
| AXA Equitable Funds Management Group EQ/400 Managed Vol | — | — | — | $15K | <0.1% | |
| Equitable Advisors Trust EQ/MFS Utilities Series | — | — | — | $14K | <0.1% | |
| MFS Investment Management MFS Investors Trust | — | — | — | $14K | <0.1% | |
| American Century Investments EQ/American Centry Mid Cap Val | — | — | — | $11K | <0.1% | |
| John Hancock Multimanager Aggressive Equity | — | — | — | $10K | <0.1% | |
| Equitable Advisors Trust EQ/2000 Managed Vol | — | — | — | $10K | <0.1% | |
| Equitable Advisors Trust 1290 VT GAMCO Mergers & Acq | — | — | — | $7K | <0.1% | |
| Calvert VP SRI Balanced | — | — | — | $7K | <0.1% | |
| Morgan Stanley Morgan Stanley Discovery Portfolio | — | — | — | $7K | <0.1% | |
| Fidelity VIP Mid Cap | — | — | — | $6K | <0.1% | |
| Metlife Guaranteed Fixed Account | — | — | — | $5K | <0.1% | |
| Equitable Advisors Trust EQ/Intermediate Government Bnd | — | — | — | $4K | <0.1% | |
| Equitable Advisors Trust EQ/Large Cap Value Index | — | — | — | $3K | <0.1% | |
| Equitable Advisors Trust EQ/Money Market | — | — | — | $2K | <0.1% | |
| Goldman Sachs EQ/Goldman Sachs Mid Cap Value | — | — | — | $2K | <0.1% | |
| AXA Equitable Funds Management Group EQ/International Managed Vol | — | — | — | $2K | <0.1% | |
| PIMCO VIT CmmdtyRealRetrn Stgy | — | — | — | $1K | <0.1% | |
| Fidelity VIP Equity Income | — | — | — | $1K | <0.1% |
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