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Original filing (PDF)20250819130350NAL0003913664001
ROCHESTER INSTITUTE OF TECHNOLOGY
Form 5500
FILING_RECEIVED
ROCHESTER INSTITUTE OF TECHNOLOGY RETIREMENT SAVINGS PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
4,830
Accounts w/ balance
7,467
Plan assets (EOY)
$1.5B
Net assets (EOY)
$1.5B
How this plan invests
This plan
1 pooled trust
Schedule D
48 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROCHESTER INSTITUTE OF TECHNOLOGY.
Plan sponsor
Name
ROCHESTER INSTITUTE OF TECHNOLOGY
EIN
16-0743140
Address
EIGHT LOMB MEMORIAL DRIVE · ROCHESTER, NY · 146235604
Phone
(585) 475-2424
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-19
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
INSERO & CO. CPAS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPTRUST | — | RALEIGH, NC | NONE | $323K | — |
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | NONE | $161K | — |
| INSERO & CO. CPAS, LLP | 47-5324570 | — | NONE | $27K | — |
| NIXON PEABODY LLP | 16-0764720 | — | NONE | $5K | — |
| TIAA- TEACHERS AND INSURANCE ANNUIT | 13-1624203 | — | NONE | $1K | — |
Investments
46 direct securities · 1 pooled fund· $1.5B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.5B
45 holdings
Insurance Contracts
$47.7M
1 holding
Pooled Separate Account
$6.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Non Benefit Responsive | — | — | — | $196.3M | 12.9% | |
| CREF STOCK | — | — | — | $184.7M | 12.1% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2030 | — | — | — | $118.0M | 7.7% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2035 | — | — | — | $116.9M | 7.7% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2040 | — | — | — | $87.5M | 5.7% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2045 | — | — | — | $83.0M | 5.4% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2025 | — | — | — | $79.2M | 5.2% | |
| Fidelity Investments FIDELITY CONTRAFUND | — | — | — | $70.2M | 4.6% | |
| Fidelity Investments VANGUARD INST INDEX | — | — | — | $65.3M | 4.3% | |
| Fidelity Investments BROKERAGELINK - FIDELITY FUND | — | — | — | $53.2M | 3.5% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2050 | — | — | — | $50.5M | 3.3% | |
| * TIAA Traditional Benefit Responsive | Insurance Contracts | — | — | $47.7M | 3.1% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2020 | — | — | — | $38.7M | 2.5% | |
| CREF GROWTH | — | — | — | $30.8M | 2.0% | |
| REGISTERED INVESTMENT COMPANIES * Fidelity Investments VANGUARD TARGET RETIREMENT 2055 | — | — | — | $23.4M | 1.5% | |
| Fidelity Investments VANGUARD FEDERAL MONEY MARKET | — | — | — | $22.0M | 1.4% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT INCOME | — | — | — | $21.8M | 1.4% | |
| Fidelity Investments PGIM TOTAL RTN BOND | — | — | — | $15.3M | 1.0% | |
| TIAA VANGUARD INSTITUTIONAL INDEX FUND | — | — | — | $15.0M | 1.0% | |
| Fidelity Investments MFS VALUE FUND | — | — | — | $14.3M | 0.9% | |
| Fidelity Investments FIDELITY EXT MKT IDX | — | — | — | $13.9M | 0.9% | |
| CREF GLOBAL EQUITIES | — | — | — | $13.5M | 0.9% | |
| Fidelity Investments VANGUARD FTSE SOCIAL INDEX ADMIRAL FUND | — | — | — | $11.9M | 0.8% | |
| Fidelity Investments VANGUARD TOTAL BOND MKT INST | — | — | — | $11.4M | 0.7% | |
| REGISTERED INVESTMENT COMPANIES * CREF EQUITY INDEX | — | — | — | $11.0M | 0.7% | |
| TIAA CREF MONEY MARKET | — | — | — | $10.0M | 0.7% | |
| CREF SOCIAL CHOICE | — | — | — | $9.9M | 0.6% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2060 | — | — | — | $9.4M | 0.6% | |
| Fidelity Investments VANGUARD TOTAL INTERNATIONAL STOCK | — | — | — | $9.1M | 0.6% | |
| Fidelity Investments MFS NEW DISCOVERY VALUE FUND | — | — | — | $7.7M | 0.5% | |
| Fidelity Investments LOOMIS SM CP GRTH N | — | — | — | $7.4M | 0.5% | |
| Fidelity Investments DODGE & COX INTL STK | — | — | — | $7.1M | 0.5% | |
| TIAA VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND | — | — | — | $7.0M | 0.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $6.8M | 0.4% | |
| TIAA VANGUARD EXTENDED MARKET INDEX FUND ADMIRAL SHARES | — | — | — | $6.1M | 0.4% | |
| Fidelity Investments C&S INST REALTY SHS | — | — | — | $5.9M | 0.4% | |
| TIAA VANGUARD TOTAL BOND MARKET INDEX FUND INSTITUTIONAL | — | — | — | $5.3M | 0.4% | |
| Fidelity Investments BROKERAGE | — | — | — | $4.0M | 0.3% | |
| CASH EQUIVALENTS * TIAA VANGUARD FEDERAL MONEY MARKET | — | — | — | $3.9M | 0.3% | |
| January 2025 to August 2039) * Fidelity Investments | — | — | — | $3.2M | 0.2% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2065 | — | — | — | $2.9M | 0.2% | |
| Fidelity Investments JPMORGAN MID CAP VALUE | — | — | — | $2.6M | 0.2% | |
| CREF CORE BOND | — | — | — | $2.2M | 0.1% | |
| Fidelity Investments CRLN E MID CAP GR R6 | — | — | — | $2.1M | 0.1% | |
| Fidelity Investments AMERICAN FUNDS EUROPAC GROWTH FUND | — | — | — | $1.9M | 0.1% | |
| CREF INFLATION-LINKED BOND | — | — | — | $1.7M | 0.1% | |
| Fidelity Investments VANGUARD TARGET RETIREMENT 2070 | — | — | — | $1.4M | <0.1% |