Original filing (PDF)20251014113431NAL0003808736001

PALMER FISH COMPANY, INC.

Name: PALMER FISH COMPANY, INC. — G&C FOODS/PALMER FOOD SERVICE - 401(K) RETIREMENT PLAN, Form 5500 (2024)
Creator: PALMER FISH COMPANY, INC.

Form 5500

FILING_RECEIVED

G&C FOODS/PALMER FOOD SERVICE - 401(K) RETIREMENT PLAN

401(k) retirement plan

Signals · 2

Late participant contributionsCorrective distributions issued

Active participants

868

Accounts w/ balance

969

Plan assets (EOY)

$40.9M

Net assets (EOY)

$40.9M

How this plan invests

This plan

5 pooled trusts

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 1K (0% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PALMER FISH COMPANY, INC..

Plan sponsor

Name

PALMER FISH COMPANY, INC.

EIN

16-0581370

Address

900 JEFFERSON ROAD · ROCHESTER, NY · 14623

Phone

(585) 424-3210

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

2G · Total participant-directed accounts

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

2F · ERISA section 404(c)

2J · 401(k) feature

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$106K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
LAWLEY RETIREMENT ADVISORS LLC	27-4034238	—	ADVISOR	$35K	—
STRATEGIC ADVISORS, INC.

Investments

32 direct securities · 5 pooled funds· $42.0M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$37.9M

31 holdings

Common Collective Trust

$3.0M

5 holdings

Common Collective Trusts

$1.1M

1 holding

					% of plan
Fidelity Freedom Index 2035 Fund Mutual Fund	Other securities	—	—	$6.1M	15.0%
Fidelity Freedom Index 2025 Fund Mutual Fund	Other securities	—	—	$5.3M	13.0%
Fidelity Freedom Index 2030 Fund Mutual Fund	Other securities	—	—	$5.1M	12.6%
Fidelity Freedom Index 2045 Fund Mutual Fund	Other securities	—	—	$3.5M	8.5%
Fidelity Freedom Index 2040 Fund Mutual Fund	Other securities	—	—	$2.4M	5.8%
Fidelity Freedom Index 2055 Fund Mutual Fund	Other securities	—	—	$2.4M	5.8%
Fidelity Freedom Index 2050 Fund Mutual Fund	Other securities	—	—	$2.2M	5.4%
Fidelity 500 Index Fund Mutual Fund	Other securities	—	—	$1.2M	2.9%
Putnam Large Cap Value Fund Fee Class R1 Collective Trust	Common Collective Trusts	—	—	$1.1M	2.8%
PUTN LARGE CP VAL R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426	Common Collective Trust	—	—	$1.1M	2.8%
dates through December 2034	Other securities	—	—	$1.1M	2.7%
Vanguard Growth Index Fund Admiral Shares Mutual Fund	Other securities	—	—	$1.1M	2.6%
Allspring Core Plus Bond R6 Fund Mutual Fund	Other securities	—	—	$955K	2.3%
Fidelity Freedom Index 2020 Fund Mutual Fund	Other securities	—	—	$844K	2.1%
Fidelity Freedom Index 2060 Fund Mutual Fund	Other securities	—	—	$831K	2.0%
PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202	Common Collective Trust	—	—	$691K	1.7%
Fidelity Freedom Index 2065 Fund Mutual Fund	Other securities	—	—	$571K	1.4%
Vanguard Wellington Fund Admiral Shares Mutual Fund	Other securities	—	—	$482K	1.2%
INTERNATIONAL EQ R1 GREAT GRAY TRUST COMPANY · EIN 38-4139853 / PN 631	Common Collective Trust	—	—	$480K	1.2%
LARGE CAP GRTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626	Common Collective Trust	—	—	$452K	1.1%
American Funds New World Fund Class R6 Mutual Fund	Other securities	—	—	$368K	0.9%
Fidelity Freedom Index 2010 Fund Mutual Fund	Other securities	—	—	$361K	0.9%
American Funds New Perspective Fund Class R6 Mutual Fund	Other securities	—	—	$356K	0.9%
Vanguard Mid-Cap Value Index Fund Admiral Shares Mutual Fund	Other securities	—	—	$351K	0.9%
American Funds EuroPacific Growth Fund Class R5 Mutual Fund	Other securities	—	—	$337K	0.8%
Fidelity Mid Cap Index Fund Mutual Fund	Other securities	—	—	$314K	0.8%
Fidelity Small Cap Index Fund Mutual Fund	Other securities	—	—	$299K	0.7%
MID CAP GROWTH R1 GREAT GRAY TRUST COMPANY · EIN 38-4126247 / PN 549	Common Collective Trust	—	—	$288K	0.7%
Fidelity Freedom Index 2015 Fund Mutual Fund	Other securities	—	—	$260K	0.6%
Franklin Small Cap Value Fund Class R6 Mutual Fund	Other securities	—	—	$241K	0.6%
PIMCO Real Return Fund Institutional Class Mutual Fund	Other securities	—	—	$224K	0.5%
PIMCO Commodity Real Return Strategy Fund Mutual Fund	Other securities	—	—	$189K	0.5%
Fidelity Freedom Index Income Fund Mutual Fund	Other securities	—	—	$183K	0.4%
Lord Abbett Developing Growth Fund Class R6 Mutual Fund	Other securities	—	—	$169K	0.4%
Cohen & Steers Real Estate Securities Fund, Class Z Mutual Fund	Other securities	—	—	$93K	0.2%
American Funds U.S. Government Securities Fund Class R6 Mutual Fund	Other securities	—	—	$63K	0.2%
Fidelity Freedom Index 2070 Fund Mutual Fund	Other securities	—	—	$5K	<0.1%