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Original filing (PDF)20250828095446NAL0010355201001
LOCAL 73 RETIREMENT FUND
Form 5500
FILING_RECEIVED
LOCAL 73 RETIREMENT FUND
Defined-benefit pension plan
Signals · 3
66% in single holdingNo recordkeeper disclosed6 service providers
Active participants
247
Accounts w/ balance
—
Plan assets (EOY)
$71.3M
Net assets (EOY)
$71.2M
How this plan invests
This plan
6 pooled trusts
Schedule D
6 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: NIS CORE FIXED INCOME FUND, LLC (extraction pending)]" is 66% of plan.
- 32 bps in Schedule C fees — 103% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LOCAL 73 RETIREMENT FUND.
Plan sponsor
Name
LOCAL 73 RETIREMENT FUND
EIN
15-6016577
Address
PO BOX 911, 705 E. SENECA STREET · OSWEGO, NY · 131263417
Phone
—
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Name
PATRICK CARROLL
EIN
22-3739111
City
OSEWGO, NY
Phone
(315) 343-1808
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-28
Pension benefit codes
1B · Flat-dollar DB formula
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC CAPITAL ADVISORS | 36-4268991 | — | NONE | $69K | — |
| BOLTON PARTNERS NORTHEAST, INC. | 27-3666661 | — | NONE | $54K | — |
| BONADIO & CO. LLP | 16-1131146 | — | NONE | $38K | — |
| NATIONAL INVESTMENT SERVICES | 84-3937993 | — | NONE | $36K | — |
| BLITMAN & KING | 16-1047304 | — | NONE | $27K | — |
| KEY BANK NATIONAL ASSOCIATION | 34-0797057 | — | NONE | $8K | — |
Investments
6 pooled funds· $13.7M(19% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$13.2M
5 holdings
Pooled Separate Account
$440K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NIS CORE FIXED INCOME FUND, LLC NATIONAL INVESTMENT SERVICES OF AMERICA LLC · EIN 20-0005644 / PN 001 | Common Collective Trust | — | — | $9.0M | 12.6% | |
| CBRE US CORE PARTNERS CIT BENEFIT TRUST COMPANY · EIN 87-6914227 / PN 001 | Common Collective Trust | — | — | $2.1M | 2.9% | |
| NIS TOTAL ABSOLUTE RETURN FUND, LLC NATIONAL INVESTMENT SERVICES OF AMERICA LLC · EIN 45-4783986 / PN 001 | Common Collective Trust | — | — | $959K | 1.3% | |
| AFL-CIO BUILDING INVESTMENT TRUST GREAT GRAY TRUST COMPANY LLC · EIN 52-6328901 / PN 001 | Common Collective Trust | — | — | $815K | 1.1% | |
| PRIN US PROPERTY SEPARATE ACCOUNT PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 027 | Pooled Separate Account | — | — | $440K | 0.6% | |
| NIS HIGH YIELD FUND, LLC NATIONAL INVESTMENT SERVICES OF AMERICA LLC · EIN 39-2021943 / PN 001 | Common Collective Trust | — | — | $390K | 0.5% |