Original filing (PDF)20250922172704NAL0005514705001

CORNELL UNIVERSITY

Name: CORNELL UNIVERSITY — CORNELL UNIVERSITY TAX-DEFERRED ANNUITY PLAN, Form 5500 (2024)
Creator: CORNELL UNIVERSITY

Form 5500

FILING_RECEIVED

CORNELL UNIVERSITY TAX-DEFERRED ANNUITY PLAN

403(b) retirement plan

Signals · 2

No recordkeeper disclosed6 service providers

Active participants

12,904

Accounts w/ balance

12,670

Plan assets (EOY)

$2.4B

Net assets (EOY)

$2.4B

How this plan invests

This plan

1 pooled trust

Schedule D

141 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Helping the score

Below-peer total fees (1 bps vs 5 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CORNELL UNIVERSITY.

Plan sponsor

Name

CORNELL UNIVERSITY

EIN

15-0532082

Address

395 PINE TREE ROAD · SUITE 130 · ITHACA, NY · 14850

Phone

(607) 255-7074

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-22

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2R · Participant-directed brokerage (SDBA)

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

BONADIO & CO., LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INV INSTL OPERATIONS CO	04-2647786	—	NONE	$158K	—
CAPFINANCIAL PARTNERS, LLC	26-0058143	—	NONE	$81K	—
BONADIO & CO. LLP	16-1131146	—	NONE	$34K	—
NEW HORIZON FINANCIAL STRATEGIES	16-1493137	—	NONE	$12K	—
TIAA	13-1624203	—	NONE	$11K	—
CORNELL POCHILY INVESTMENT ADVISORS	26-1694165	—	NONE	$10K	—

Investments

139 direct securities · 1 pooled fund· $2.4B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$1.8B

134 holdings

Guaranteed Income / GIC

$340.6M

1 holding

Mutual Funds

$239.8M

4 holdings

Pooled Separate Account

$53.4M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
S WITH INSURANCE COMPANIES * TIAA Traditional Benefit Responsive Guaranteed investment contract	Guaranteed Income / GIC	—	—	$340.6M	14.0%
S * CREF Stock R3 Mutual fund	Mutual Funds	—	—	$207.6M	8.5%
VANG INST INDEX PLUS Mutual fund	—	—	—	$94.8M	3.9%
FID CONTRAFUND K Mutual fund	—	—	—	$80.5M	3.3%
TIAA Traditional Non Benefit Responsive Guaranteed investment contract	—	—	—	$71.7M	2.9%
CREF Growth R3 Mutual fund	—	—	—	$62.4M	2.6%
CREF Global Equities R3 Mutual fund	—	—	—	$61.3M	2.5%
FID BLUE CHIP GR K Mutual fund	—	—	—	$59.1M	2.4%
FID 500 INDEX Mutual fund	—	—	—	$58.4M	2.4%
CREF Social Choice R3 Mutual fund	—	—	—	$54.9M	2.3%
Nuveen Intl Eq Idx-Inst R6 Mutual fund	—	—	—	$53.5M	2.2%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$53.4M	2.2%
FID FREEDOM 2030 K Mutual fund	—	—	—	$48.7M	2.0%
VANG VMMR-FED MMKT Mutual fund	—	—	—	$45.6M	1.9%
Nuveen Large Cap Val Idx R6 Mutual fund	—	—	—	$45.3M	1.9%
FID FREEDOM 2035 K Mutual fund	—	—	—	$45.0M	1.9%
FID FREEDOM 2025 K Mutual fund	—	—	—	$42.9M	1.8%
FID FREEDOM 2040 K Mutual fund	—	—	—	$35.2M	1.4%
Vanguard Sm Cap Idx Inst Plus Mutual fund	—	—	—	$33.8M	1.4%
FID FREEDOM 2020 K Mutual fund	—	—	—	$32.6M	1.3%
FID GROWTH CO K Mutual fund	—	—	—	$30.8M	1.3%
CREF Equity Index R3 Mutual fund	—	—	—	$30.5M	1.3%
FID FREEDOM 2045 K Mutual fund	—	—	—	$30.2M	1.2%
Nuveen Lifecycle 2035 R6 Mutual fund	—	—	—	$29.7M	1.2%
S (Continued) * Nuveen Lifecycle 2040 R6 Mutual fund	Mutual Funds	—	—	$26.6M	1.1%
Nuveen Lifecycle 2030 R6 Mutual fund	—	—	—	$24.6M	1.0%
PGIM TOTAL RTN BD R6 Mutual fund	—	—	—	$23.7M	1.0%
FID FREEDOM 2050 K Mutual fund	—	—	—	$23.2M	1.0%
American Washington Mut Inv R6 Mutual fund	—	—	—	$22.2M	0.9%
Nuveen Lifecycle 2045 R6 Mutual fund	—	—	—	$21.3M	0.9%
FID TOTAL MKT IDX Mutual fund	—	—	—	$20.7M	0.9%
FedHermes Short-Term Income R6 Mutual fund	—	—	—	$20.1M	0.8%
SELF-DIRECTED BROKERAGE ACCOUNTS * FIDELITY BROKERAGE ACCOUNT Self-directed brokerage account	—	—	—	$19.3M	0.8%
Vanguard Mid-Cap Idx Inst Mutual fund	—	—	—	$19.3M	0.8%
CREF Inflation-Linked Bond R3 Mutual fund	—	—	—	$19.3M	0.8%
Nuveen Lifecycle 2025 R6 Mutual fund	—	—	—	$18.5M	0.8%
MFS Intl Intrinsic Value R6 Mutual fund	—	—	—	$18.4M	0.8%
Nuveen Large Cap Resp Eq R6 Mutual fund	—	—	—	$17.4M	0.7%
Vanguard Ttl Bd Mkt Idx Inst Mutual fund	—	—	—	$17.3M	0.7%
John Hancock Discip V Md Cp R6 Mutual fund	—	—	—	$17.1M	0.7%
MFS VALUE R6 Mutual fund	—	—	—	$16.2M	0.7%
Nuveen Lifecycle 2020 R6 Mutual fund	—	—	—	$14.8M	0.6%
Nuveen Real Est Sec Sel R6 Mutual fund	—	—	—	$14.7M	0.6%
Nuveen S&P 500 Index R6 Mutual fund	—	—	—	$14.5M	0.6%
Nuveen Lifecycle 2050 R6 Mutual fund	—	—	—	$13.0M	0.5%
CREF Core Bond R3 Mutual fund	—	—	—	$12.9M	0.5%
Nuveen Large Cap Gr Idx R6 Mutual fund	—	—	—	$12.7M	0.5%
American EuroPac Growth R6 Mutual fund	—	—	—	$12.7M	0.5%
FID FREEDOM 2055 K Mutual fund	—	—	—	$12.4M	0.5%
FID OTC K Mutual fund	—	—	—	$12.0M	0.5%
Nuveen High Yield R6 Mutual fund	—	—	—	$11.6M	0.5%
Vanguard Explorer Adm Mutual fund	—	—	—	$11.3M	0.5%
FID PURITAN K Mutual fund	—	—	—	$11.3M	0.5%
T. Rowe Price Large-Cap Gr I Mutual fund	—	—	—	$10.8M	0.4%
FID BALANCED K Mutual fund	—	—	—	$10.4M	0.4%
FID LOW PRICED STK K Mutual fund	—	—	—	$10.3M	0.4%
Nuveen Core Plus Bond R6 Mutual fund	—	—	—	$9.1M	0.4%
Carillon Eagle Mid Cap Grw R6 Mutual fund	—	—	—	$8.9M	0.4%
VANG TOT INTL STK IS Mutual fund	—	—	—	$8.6M	0.4%
Nuveen Lifecycle 2015 R6 Mutual fund	—	—	—	$8.2M	0.3%
FID FREEDOM 2015 K Mutual fund	—	—	—	$8.2M	0.3%
Vanguard Small-Cap Val Idx Inst Mutual fund	—	—	—	$7.8M	0.3%
FID FDM IDX 2025 IPR Mutual fund	—	—	—	$7.7M	0.3%
Nuveen Lifecycle 2055 R6 Mutual fund	—	—	—	$7.2M	0.3%
FID FDM IDX 2030 IPR Mutual fund	—	—	—	$6.6M	0.3%
various dates through 2034.	—	—	—	$6.6M	0.3%
FID US BOND IDX Mutual fund	—	—	—	$6.1M	0.3%
CREF Money Market R3 Mutual fund	—	—	—	$6.0M	0.2%
Nuveen Equity Index R6 Mutual fund	—	—	—	$5.9M	0.2%
FID FUND K Mutual fund	—	—	—	$5.5M	0.2%
VANG GRTH & INC ADM Mutual fund	—	—	—	$5.5M	0.2%
FID MID CAP STOCK K Mutual fund	—	—	—	$5.2M	0.2%
FID FREEDOM 2010 K Mutual fund	—	—	—	$5.2M	0.2%
S (Continued) * FID FREEDOM 2060 K Mutual fund	Mutual Funds	—	—	$4.7M	0.2%
Nuveen Small Cap Bld Idx R6 Mutual fund	—	—	—	$4.7M	0.2%
FID DIVERSIFD INTL K Mutual fund	—	—	—	$4.6M	0.2%
FID FDM IDX 2035 IPR Mutual fund	—	—	—	$4.4M	0.2%
FID FREEDOM INC K Mutual fund	—	—	—	$4.3M	0.2%
Nuveen Lifecycle 2010 R6 Mutual fund	—	—	—	$4.2M	0.2%
GUARANTEED INTEREST ACCOUNT NEW YORK LIFE INSURANCE CO Guaranteed interest account	—	—	—	$4.2M	0.2%
FID INTL INDEX Mutual fund	—	—	—	$4.2M	0.2%
FID EQ DIV INCOME K Mutual fund	—	—	—	$3.9M	0.2%
C&S INST REALTY SHS Mutual fund	—	—	—	$3.8M	0.2%
VANG BAL INDEX INST Mutual fund	—	—	—	$3.8M	0.2%
FID FDM IDX 2020 IPR Mutual fund	—	—	—	$3.5M	0.1%
VANG GRTH INDEX INST Mutual fund	—	—	—	$3.5M	0.1%
FID EXTD MKT IDX Mutual fund	—	—	—	$3.5M	0.1%
FID FDM IDX 2040 IPR Mutual fund	—	—	—	$3.4M	0.1%
VANG LT INV GR ADM Mutual fund	—	—	—	$3.2M	0.1%
Nuveen Short Term Bond R6 Mutual fund	—	—	—	$2.8M	0.1%
FID INFL PR BD IDX Mutual fund	—	—	—	$2.8M	0.1%
Nuveen Large Cap Growth R6 Mutual fund	—	—	—	$2.7M	0.1%
FID OVERSEAS K Mutual fund	—	—	—	$2.7M	0.1%
FH SHORT-TM INC SS Mutual fund	—	—	—	$2.6M	0.1%
Nuveen LfCycle Ix 2045 R6 Mutual fund	—	—	—	$2.6M	0.1%
FID INTM TR BD IDX Mutual fund	—	—	—	$2.6M	0.1%
FID GROWTH STRAT K Mutual fund	—	—	—	$2.5M	0.1%
FID FDM IDX 2055 IPR Mutual fund	—	—	—	$2.3M	<0.1%
FID GROWTH DISC K Mutual fund	—	—	—	$2.3M	<0.1%
FID EMERGING MKTS K Mutual fund	—	—	—	$2.2M	<0.1%
J H BALANCED I Mutual fund	—	—	—	$2.2M	<0.1%
Nuveen Lifecycle 2060 R6 Mutual fund	—	—	—	$2.1M	<0.1%
FID FDM IDX 2050 IPR Mutual fund	—	—	—	$2.1M	<0.1%
FID SM CAP IDX Mutual fund	—	—	—	$2.0M	<0.1%
FID FDM IDX 2015 IPR Mutual fund	—	—	—	$2.0M	<0.1%
FID LT TR BD IDX Mutual fund	—	—	—	$1.9M	<0.1%
FID REAL ESTATE IDX Mutual fund	—	—	—	$1.8M	<0.1%
FID MID CAP IDX Mutual fund	—	—	—	$1.7M	<0.1%
TIAA-CREF Self Directed Acct Self-directed brokerage account	—	—	—	$1.7M	<0.1%
Nuveen LfCycle Ix 2020 R6 Mutual fund	—	—	—	$1.5M	<0.1%
Nuveen LfCycle Ix 2035 R6 Mutual fund	—	—	—	$1.4M	<0.1%
Nuveen LfCycle Ix 2040 R6 Mutual fund	—	—	—	$1.4M	<0.1%
FID EMRG MKTS IDX Mutual fund	—	—	—	$1.4M	<0.1%
MSIF GLB FRANCHISE I Mutual fund	—	—	—	$1.4M	<0.1%
Nuveen LfCycle Ix 2030 R6 Mutual fund	—	—	—	$1.4M	<0.1%
J H GLB RESEARCH I Mutual fund	—	—	—	$1.2M	<0.1%
NB SUSTAIN EQ I Mutual fund	—	—	—	$1.2M	<0.1%
FID ST TR BD IDX Mutual fund	—	—	—	$1.2M	<0.1%
FID INTL DISCOVERY K Mutual fund	—	—	—	$1.2M	<0.1%
JH SM CAP CORE R6 Mutual fund	—	—	—	$1.1M	<0.1%
FID FREEDOM 2065 K Mutual fund	—	—	—	$1.0M	<0.1%
S (Continued) BARON ASSET INST Mutual fund	Mutual Funds	—	—	$863K	<0.1%
FID FDM IDX INC IPR Mutual fund	—	—	—	$804K	<0.1%
FID VALUE DISCOV K Mutual fund	—	—	—	$780K	<0.1%
Nuveen LfCycle Ix 2050 R6 Mutual fund	—	—	—	$771K	<0.1%
Nuveen LfCycle Ix 2025 R6 Mutual fund	—	—	—	$714K	<0.1%
FID FDM IDX 2010 IPR Mutual fund	—	—	—	$601K	<0.1%
Plan Loan Default Fund Guaranteed investment contract	—	—	—	$578K	<0.1%
FID FDM IDX 2060 IPR Mutual fund	—	—	—	$502K	<0.1%
Nuveen LfCycle Ix 2060 R6 Mutual fund	—	—	—	$496K	<0.1%
FID GLB EX US IDX Mutual fund	—	—	—	$492K	<0.1%
PIM LT US GOVT INST Mutual fund	—	—	—	$460K	<0.1%
FID FDM IDX 2065 IPR Mutual fund	—	—	—	$441K	<0.1%
TIAA Traditional Benefit Responsive 2 Guaranteed investment contract	—	—	—	$396K	<0.1%
Nuveen LfCycle Ix 2055 R6 Mutual fund	—	—	—	$250K	<0.1%
Nuveen LfCycle Ix Ret Inc R6 Mutual fund	—	—	—	$90K	<0.1%
Nuveen LfCycle Ret Inc R6 Mutual fund	—	—	—	$64K	<0.1%
Nuveen LfCycle Ix 2010 R6 Mutual fund	—	—	—	$47K	<0.1%
Nuveen LfCycle Ix 2015 R6 Mutual fund	—	—	—	$13K	<0.1%
FID FREEDOM 2070 K Mutual fund	—	—	—	$4K	<0.1%