Original filing (PDF)20251015110014NAL0009219778014

TEG FEDERAL CREDIT UNION

Name: TEG FEDERAL CREDIT UNION — TEG FEDERAL CREDIT UNION RETIREMENT PENSION PLAN, Form 5500 (2024)
Creator: TEG FEDERAL CREDIT UNION

Form 5500

FILING_RECEIVED

TEG FEDERAL CREDIT UNION RETIREMENT PENSION PLAN

Defined-benefit pension plan

Signals · 1

No recordkeeper disclosed

Active participants

102

Accounts w/ balance

—

Plan assets (EOY)

$17.3M

Net assets (EOY)

$17.3M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 80% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

Plan health

n/a

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEG FEDERAL CREDIT UNION.

Plan sponsor

Name

TEG FEDERAL CREDIT UNION

EIN

14-6077731

Address

1 COMMERCE STREET · POUGHKEEPSIE, NY · 12601

Phone

(845) 452-7323

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

1A · Pay-related DB formula

Audit & trust (Schedule H)

Auditor

THE BONADIO GROUP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

31 direct securities· $17.3M(100% of reported assets)

Other securities

$12.2M

11 holdings

U.S. Treasuries

$4.8M

19 holdings

Bonds / Notes

$169K

1 holding

					% of plan
SPDR S&P 500 Growth ETF Exchange Traded Fund	Other securities	—	$2.4M	$3.4M	19.3%
Vanguard Value ETF Exchange Traded Fund	Other securities	—	$2.6M	$3.0M	17.5%
Invesco QQQ Trust Exchange Traded Fund	Other securities	—	$1.1M	$1.9M	11.1%
Ishares 0-3 Month Treasury Bond ETF Exchange Traded Fund	U.S. Treasuries	—	$1.1M	$1.1M	6.3%
Vanguard Intermediate Term Core ETF Exchange Traded Fund	Other securities	—	$673K	$685K	4.0%
Vanguard Emerging Markets Stock Index Fund Exchange Traded Fund	Other securities	—	$765K	$683K	3.9%
Financial Select Sector SPDR Fund Exchange Traded Fund	Other securities	—	$439K	$585K	3.4%
United States Treasury Note U.S. Treasury Note - matures 8/31/27	U.S. Treasuries	—	$555K	$552K	3.2%
United States Treasury Note U.S. Treasury Note - matures 8/15/34	U.S. Treasuries	—	$548K	$518K	3.0%
Vanguard Total Bond Market ETF Exchange Traded Fund	Other securities	—	$499K	$486K	2.8%
SPDR Bloomberg 1-3 Month Treasury Bill ETF Exchange Traded Fund	Other securities	—	$458K	$456K	2.6%
Vanguard High Dividend Yield ETF Exchange Traded Fund	Other securities	—	$295K	$398K	2.3%
Vanguard Small Cap ETF Exchange Traded Fund	Other securities	—	$309K	$362K	2.1%
United States Treasury Note U.S. Treasury Note - matures 5/15/33	U.S. Treasuries	—	$367K	$359K	2.1%
United States Treasury Note U.S. Treasury Note - matures 1/31/31	U.S. Treasuries	—	$345K	$338K	2.0%
United States Treasury Note U.S. Treasury Note - matures 9/15/25	U.S. Treasuries	—	$306K	$310K	1.8%
Vangaurd Small Cap Growth ETF Exchange Traded Fund	Other securities	—	$224K	$278K	1.6%
United States Treasury Note U.S. Treasury Note - matures 5/31/26	U.S. Treasuries	—	$202K	$210K	1.2%
United States Treasury Note U.S. Treasury Note - matures 8/15/33	U.S. Treasuries	—	$208K	$209K	1.2%
United States Treasury Note U.S. Treasury Note - matures 2/15/34	U.S. Treasuries	—	$196K	$192K	1.1%
BlackRock Build America Bond Trust Mutual Fund	Bonds / Notes	—	$190K	$169K	1.0%
United States Treasury Note U.S. Treasury Note - matures 4/30/25	U.S. Treasuries	—	$109K	$109K	0.6%
United States Treasury Note U.S. Treasury Note - matures 7/31/25	U.S. Treasuries	—	$109K	$109K	0.6%
United States Treasury Note U.S. Treasury Note - matures 10/31/25	U.S. Treasuries	—	$109K	$109K	0.6%
United States Treasury Note U.S. Treasury Note - matures 1/31/26	U.S. Treasuries	—	$108K	$108K	0.6%
United States Treasury Note U.S. Treasury Note - matures 4/30/26	U.S. Treasuries	—	$106K	$107K	0.6%
United States Treasury Note U.S. Treasury Note - matures 7/31/26	U.S. Treasuries	—	$104K	$106K	0.6%
United States Treasury Note U.S. Treasury Note - matures 5/15/27	U.S. Treasuries	—	$105K	$105K	0.6%
United States Treasury Note U.S. Treasury Note - matures 10/31/26	U.S. Treasuries	—	$102K	$105K	0.6%
United States Treasury Note U.S. Treasury Note - matures 1/31/27	U.S. Treasuries	—	$101K	$104K	0.6%
United States Treasury Note U.S. Treasury Note - matures 8/15/32	U.S. Treasuries	—	$102K	$100K	0.6%