Original filing (PDF)20251008215337NAL0003263123001

TEAMSTERS LOCAL 445 WELFARE FUND

Name: TEAMSTERS LOCAL 445 WELFARE FUND — Form 5500 (2024)
Creator: TEAMSTERS LOCAL 445 WELFARE FUND

Form 5500

FILING_RECEIVED

Health & welfare plan

Signals · 4

38% employer stock~718 bps in Sched C feesNo recordkeeper disclosed9 service providers

Active participants

168

Accounts w/ balance

—

Plan assets (EOY)

$5.0M

Net assets (EOY)

$3.9M

How this plan invests

This plan

137 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEAMSTERS LOCAL 445 WELFARE FUND.

Plan sponsor

Name

TEAMSTERS LOCAL 445 WELFARE FUND

EIN

14-6022213

Address

15 STONE CASTLE ROAD · ROCK TAVERN, NY · 12575

Phone

(845) 564-4076

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-08

Welfare benefit codes

4A · Health (other than dental or vision)

4B · Life Insurance

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

Audit & trust (Schedule H)

Auditor

MSPC CERTIFIED PUBLIC ACCOUNTANTS &

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

9 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
BASIL CASTROVINCI ASSOCIATES	—	HOPATCONG, NJ	NONE	$66K	—
TERESA SOZIO	14-6022213	—	EMPLOYEE	$65K	—
TERESA KURTA	14-6022213	—	EMPLOYEE	$61K	—
MSPC

Investments

137 direct securities· $3.9M(77% of reported assets)

Common Stock

$1.5M

83 holdings

U.S. Treasuries

$1.4M

28 holdings

Bonds / Notes

$749K

18 holdings

Other securities

$222K

2 holdings

Agency / Mortgage-Backed

$9K

6 holdings

					% of plan
Invesco Treasury	Other securities	—	$212K	$212K	4.2%
U S Treasury Note 4.125% 10/31/27	U.S. Treasuries	—	$193K	$194K	3.8%
Apple Inc	Common Stock	—	$40K	$98K	1.9%
Nvidia Corp	Common Stock	—	$17K	$97K	1.9%
U S Treasury Note 4.125% 11/15/32	U.S. Treasuries	—	$89K	$88K	1.7%
U S Treasury Note 2.375% 05/15/27	U.S. Treasuries	—	$82K	$81K	1.6%
Microsoft Corp	Common Stock	—	$23K	$77K	1.5%
U S Treasury Note 2.000% 11/15/26	U.S. Treasuries	—	$78K	$77K	1.5%
U S Treasury Note 2.250% 11/15/25	U.S. Treasuries	—	$74K	$74K	1.5%
U S Treasury Note 3.500% 01/31/28	U.S. Treasuries	—	$74K	$73K	1.5%
U S Treasury Note 3.125% 08/31/27	U.S. Treasuries	—	$75K	$73K	1.4%
U S Treasury Note 3.250% 06/30/29	U.S. Treasuries	—	$74K	$72K	1.4%
Amazon.Com Inc	Common Stock	—	$28K	$67K	1.3%
Thermo Fisher Scientific Inc 1.750% 10/15/28	Bonds / Notes	—	$58K	$54K	1.1%
U S Treasury Note 4.375% 08/31/28	U.S. Treasuries	—	$50K	$50K	1.0%
U S Treasury Note 4.125% 06/15/26	U.S. Treasuries	—	$50K	$50K	1.0%
Abbvie Inc 3.600% 05/14/25	Bonds / Notes	—	$50K	$50K	1.0%
U S Treasury Note 4.250% 02/28/29	U.S. Treasuries	—	$50K	$50K	1.0%
U S Treasury Note 4.125% 07/31/28	U.S. Treasuries	—	$50K	$50K	1.0%
Caterpillar Financial Services 1.450% 05/15/25	Bonds / Notes	—	$51K	$49K	1.0%
U S Treasury Note 2.500% 02/28/26	U.S. Treasuries	—	$49K	$49K	1.0%
UnitedHealth Group Inc 1.250% 01/15/26	Bonds / Notes	—	$51K	$48K	1.0%
Ppg Industries Inc 1.200% 03/15/26	Bonds / Notes	—	$50K	$48K	0.9%
U S Treasury Note 3.875% 08/15/33	U.S. Treasuries	—	$47K	$48K	0.9%
U S Treasury Note 2.250% 11/15/27	U.S. Treasuries	—	$48K	$47K	0.9%
Meta Platforms Inc	Common Stock	—	$27K	$47K	0.9%
U S Treasury Note 3.500% 02/15/33	U.S. Treasuries	—	$49K	$47K	0.9%
Comcast Corp 3.400% 04/01/30	Bonds / Notes	—	$55K	$46K	0.9%
Alphabet Inc	Common Stock	—	$10K	$46K	0.9%
Amphenol Corp 2.800% 02/15/30	Bonds / Notes	—	$49K	$45K	0.9%
U S Treasury Note 2.875% 05/15/32	U.S. Treasuries	—	$49K	$45K	0.9%
Waste Management Inc 1.15% 03/15/28	Bonds / Notes	—	$49K	$45K	0.9%
Walt Disney Co 2.000% 09/01/29	Bonds / Notes	—	$53K	$44K	0.9%
Martin Marietta Materials Inc 0.000% 03/15/30	Bonds / Notes	—	$52K	$44K	0.9%
Starbucks Corp 2.250% 03/12/30	Bonds / Notes	—	$51K	$44K	0.9%
Roper Technologies Inc 2.000% 06/30/30	Bonds / Notes	—	$51K	$43K	0.8%
U S Treasury Note 2.750% 02/15/28	U.S. Treasuries	—	$40K	$38K	0.8%
McKesson Corp 5.100% 07/15/33	Bonds / Notes	—	$35K	$35K	0.7%
T-Mobile USA Inc 4.750% 02/01/28	Bonds / Notes	—	$35K	$35K	0.7%
Colgate-Palmolive Co 4.600% 03/01/33	Bonds / Notes	—	$35K	$35K	0.7%
U S Treasury Note 3.500% 04/30/28	U.S. Treasuries	—	$35K	$34K	0.7%
Cintas Corp No 2 4.000% 05/01/32	Bonds / Notes	—	$33K	$33K	0.6%
U S Treasury Note 4.500% 05/15/27	U.S. Treasuries	—	$30K	$30K	0.6%
U S Treasury Note 1.625% 05/15/31	U.S. Treasuries	—	$35K	$30K	0.6%
Broadcom Inc	Common Stock	—	$8K	$29K	0.6%
Burlington Northern Santa Fe L 6.750% 03/15/29	Bonds / Notes	—	$31K	$27K	0.5%
JPMorgan Chase & Co	Common Stock	—	$9K	$26K	0.5%
U S Treasury Note 4.625% 09/30/28	U.S. Treasuries	—	$25K	$25K	0.5%
U S Treasury Note 4.500% 04/15/27	U.S. Treasuries	—	$25K	$25K	0.5%
O'Reilly Automotive Inc 4.350% 06/01/28	Bonds / Notes	—	$24K	$25K	0.5%