Original filing (PDF)20250930100536NAL0013054320001

Ralco Holdings, Inc.

Name: Ralco Holdings, Inc. — The Retirement and Savings, Form 5500 (2024)
Creator: Ralco Holdings, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

The Retirement and Savings Plan

401(k) retirement plan · Ralco Holdings, Inc.'s The Retirement and Savings Plan held $51.7M in plan assets for 109 participants in 2024, with John Hancock as recordkeeper.

Signals · 1

Late participant contributions

Active participants

109

Accounts w/ balance

841

Plan assets (EOY)

$51.7M

Net assets (EOY)

$51.7M

How this plan invests

This plan

2 pooled trusts

Schedule D

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 36K (5% of contributions).
Total administrative cost in the bottom quartile of peers (8th percentile).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (100th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for RALCO HOLDINGS, INC..

Plan sponsor

Name

RALCO HOLDINGS, INC.

EIN

all filings

Address

13861 ROSECRANS AVENUE · SANTA FE SPRINGS, CA · 90670

Phone

(949) 440-5094

Industry

Wholesale Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-30

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK RETIREMENT PLAN SRVCS	01-0233346	—	RETAINED BY EMPLOYER	$251K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
SAGEVIEW	33-0818667	IRVINE, CA	RETAINED BY EMPLOYER	$72K	—

Investments

28 direct securities · 2 pooled funds· $54.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$25.3M

10 holdings

Other securities

$19.6M

14 holdings

Stable Value

$3.1M

1 holding

Pooled Separate Account

$3.1M

1 holding

Common Collective Trust

$1.7M

1 holding

Common Collective Trusts

$1.0M

1 holding

Bonds / Notes

$505K

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Vanguard$11.4M American Funds (Capital Group)$5.4M T. Rowe Price$4.6M Prudential / PGIM$2.1M Dimensional / DFA$644K PIMCO$210K

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Researching more plans? Run a Form 5500 lookup by company name, EIN, or plan name.

					% of plan
Vanguard Instit Index (Inst) Mutual Fund	Mutual Funds	—	—	$7.0M	13.5%
Amer Target 2035 Fund R6 Mutual Fund	Other securities	—	—	$6.1M	11.9%
MFS Growth Fund R6 Mutual Fund	Mutual Funds	—	—	$5.6M	10.8%
T Rowe Price Cap Apprec I Mutual Fund	Mutual Funds	—	—	$4.6M	8.9%
American Funds 2065 TD Ret R6 Mutual Fund 110 American Wash Mutual Inv Fd R6 Mutual Fund	Mutual Funds	—	—	$3.9M	7.5%
NYL Insurance Anchor IV Guaranteed Investment Contract	Stable Value	—	—	$3.1M	6.0%
NEW YORK LIFE ANCHOR ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125	Pooled Separate Account	—	—	$3.1M	6.0%
Amer Target 2045 Fund R6 Mutual Fund	Other securities	—	—	$2.7M	5.2%
Amer Target 2025 Fund R6 Mutual Fund	Other securities	—	—	$2.6M	5.1%
PGIM Total Return Bond R6 Mutual Fund	Other securities	—	—	$2.1M	4.1%
IVY MID CAP GROWTH CIT C SEI TRUST COMPANY · EIN 45-3036258 / PN 050	Common Collective Trust	—	—	$1.7M	3.3%
American EuroPacific Growth R6 Mutual Fund	Other securities	—	—	$1.6M	3.0%
Vanguard Mid Cap Index Adm Mutual Fund	Mutual Funds	—	—	$1.5M	3.0%
Vanguard Sm Cap Index Fd Adm Mutual Fund	Mutual Funds	—	—	$1.4M	2.7%
Amer Target 2055 Fund R6 Mutual Fund	Other securities	—	—	$1.1M	2.1%
Vanguard Total Int Idx Adm Mutual Fund	Common Collective Trusts	—	—	$1.0M	2.0%
DFA Emerging Markets Core Eq I Mutual Fund	Mutual Funds	—	—	$644K	1.2%
Emerald Growth Fd Instl Mutual Fund	Other securities	—	—	$619K	1.2%
Amer Target 2010 Fund R6 Mutual Fund	Other securities	—	—	$597K	1.2%
Victory Syca Est Value R6 Mutual Fund	Other securities	—	—	$542K	1.0%
Amer Target 2020 Fund R6 Mutual Fund	Other securities	—	—	$508K	1.0%
Participant Loans @ 4.25-9.50%	Bonds / Notes	—	—	$505K	1.0%
Federated Hermes Govt Oblgn I Money Market	Cash / Money Market	—	—	$501K	1.0%
Amer Target 2060 Fund R6 Mutual Fund	Other securities	—	—	$351K	0.7%
Vanguard Ttl Bd Mkt Ind Adm Mutual Fund	Mutual Funds	—	—	$348K	0.7%
Amer Target 2050 Fund R6 Mutual Fund	Other securities	—	—	$299K	0.6%
Amer Target 2030 Fund R6 Mutual Fund	Other securities	—	—	$295K	0.6%
Amer Target 2040 Fund R6 Mutual Fund	Other securities	—	—	$216K	0.4%
PIMCO RAE US Small Fd Instl Mutual Fund	Mutual Funds	—	—	$210K	0.4%
Vanguard Inf-Prot Secs Admiral Mutual Fund	Mutual Funds	—	—	$119K	0.2%

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