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Original filing (PDF)20251015165632NAL0006835584001
KALOS SERVICES INC.
Form 5500
FILING_RECEIVED
KALOS SERVICES INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
41% in single holding
Active participants
303
Accounts w/ balance
176
Plan assets (EOY)
$4.3M
Net assets (EOY)
$4.3M
How this plan invests
This plan
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
80
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Vanguard Vanguard Total Stock Market Index Fund" is 41% of plan.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (24 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KALOS SERVICES INC..
Plan sponsor
Name
KALOS SERVICES INC.
EIN
14-1930878
Address
236 HATTERAS AVENUE · CLERMONT, FL · 34711
Phone
(352) 243-7088
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ERIN M PERDUE, CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HUMAN INTEREST ADVISOR LLC | 47-4307706 | SAN FRANCISCO, CA | RECORDKEEPER | $10K | — |
Investments
12 direct securities· $4.2M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | — | — | — | $1.7M | 40.2% | |
| Vanguard Total International Stock Index Fund | — | — | — | $1.0M | 23.7% | |
| Vanguard Small Cap Index Admiral Fund 392 Vanguard Total Bond Market Index Admiral Fund | — | — | — | $419K | 9.8% | |
| BANC Master Deposit Account 30 Vanguard Federal Money Market Investor | — | — | — | $307K | 7.2% | |
| Vanguard Interm-Term Bond Index Fund 200 Vanguard Mid-Cap Growth Index Admiral Fund 628 Vanguard Real Estate Index Admiral Fund | — | — | — | $294K | 6.9% | |
| Vanguard Total International Bond Index Fund | — | — | — | $186K | 4.4% | |
| Vanguard 500 Index Admiral Fund | — | — | — | $171K | 4.0% | |
| Participant Notes Receivable Rates 5.25% to 10.0% through December 2039 | — | — | — | $62K | 1.4% | |
| Vanguard Developed Markets Index Admiral Fund 170 Vanguard Growth Index Admiral Fund | — | — | — | $37K | 0.9% | |
| DFA International Value Fund | — | — | — | $4K | 0.1% | |
| Vanguard Short-Term Bond Index Admiral Fund 201 Vanguard Short Term Intl Prot Sec Index Admiral Fund | — | — | — | $4K | <0.1% | |
| Vanguard Value Index Fund | — | — | — | $2K | <0.1% |
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