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Original filing (PDF)20251014080655NAL0002290033001
W.M. SCHULTZ CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
W. M. SCHULTZ CONSTRUCTION, INC. PROFIT SHARING 401(K) PLAN
401(k) retirement plan
Signals · 2
100% in single holding~78 bps in Sched C fees
Active participants
63
Accounts w/ balance
91
Plan assets (EOY)
$9.2M
Net assets (EOY)
$9.2M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: MORLEY STABLE VALUE FUND CLASS 25 I (no filing on disk)]" is 100% of plan.
- 78 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for W.M. SCHULTZ CONSTRUCTION, INC..
Plan sponsor
Name
W.M. SCHULTZ CONSTRUCTION, INC.
EIN
14-1827521
Address
P.O. BOX 2620 · BALLSTON SPA, NY · 12020
Phone
(518) 885-0060
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BONADIO & CO, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS, LLC | 47-1411118 | — | NONE | $46K | — |
| CHEMUNG CANAL TRUST COMPANY | 16-0380815 | — | NONE | $26K | — |
Investments
1 pooled fund· $298K(3% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MORLEY STABLE VALUE FUND CLASS 25 I PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 93-6727432 / PN 001 | Common Collective Trust | — | — | $298K | 3.3% |
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