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Original filing (PDF)20250603103014NAL0018383248001
S.M. GALLIVAN, LLC
Form 5500-SF
FILING_RECEIVED
SM GALLIVAN & GRI 401(K) PLAN
401(k) retirement plan
Signals · 1
No auditor on file
Active participants
137
Accounts w/ balance
88
Plan assets (EOY)
$3.6M
Net assets (EOY)
$3.6M
Plan health score (directional)
74
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
80
Knocking points off
- No independent qualified public accountant (IQPA) named.
- 64% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for S.M. GALLIVAN, LLC.
Plan sponsor
Name
S.M. GALLIVAN, LLC
EIN
14-1821862
Address
98 NIVER ST · BOX 1 · COHOES, NY · 12047
Phone
(518) 271-6100
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-03
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Small plan (5500-SF) — Schedule H data not available.