Back to filter
Original filing (PDF)20250709130942NAL0013076562001
LIA GROUP, INC.
Form 5500
FILING_RECEIVED
THE LIA GROUP 401(K) PLAN
401(k) retirement plan
Signals · 2
~84 bps in Sched C feesNo recordkeeper disclosed
Active participants
763
Accounts w/ balance
845
Plan assets (EOY)
$26.6M
Net assets (EOY)
$26.6M
How this plan invests
This plan
3 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 84 bps in Schedule C fees — 189% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LIA GROUP, INC..
Plan sponsor
Name
LIA GROUP, INC.
EIN
14-1787128
Address
P.O. BOX 5789 · 1258 CENTRAL AVE · ALBANY, NY · 12205
Phone
(518) 489-2111
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-09
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON ALLEN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY | — | GREENWOOD VILLAGE, CO | NONE | $97K | — |
| EMPIRE ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | NONE | $60K | — |
| CREATIVE PENSION CONSULTANTS, INC. | — | ALBANY, NY | NONE | $50K | — |
| PRIVATE ADVISORS GROUP, LLC | — | MORRISTOWN, NJ | NONE | $15K | — |
| LPL FINANCIAL, LLC | — | SAN DIEGO, CA | NONE | — | — |
Investments
25 direct securities · 3 pooled funds· $26.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$24.1M
25 holdings
Common Collective Trust
$2.4M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments 500 Index | — | — | — | $2.9M | 10.8% | |
| BlackRock iShares U.S. Aggregate Bond Index K | — | — | — | $2.5M | 9.2% | |
| Empower Life & Annuity Insurance Company of New York Guaranteed Interest Fund | — | — | — | $2.4M | 8.8% | |
| Fidelity Investments Freedom Index 2055 Investor | — | — | — | $2.3M | 8.7% | |
| Fidelity Investments Freedom Index 2050 Investor | — | — | — | $2.0M | 7.7% | |
| SSGA RUSSELL LC VALUE INDEX NL CL C STATE STREET ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 228 | Common Collective Trust | — | — | $1.9M | 7.3% | |
| Fidelity Investments Freedom Index 2065 Investor | — | — | — | $1.8M | 6.9% | |
| BlackRock iShares MSCI EAFE International Index K | — | — | — | $1.4M | 5.4% | |
| Fidelity Investments Freedom Index 2060 Investor | — | — | — | $1.2M | 4.4% | |
| BlackRock iShares Russell Mid-Cap Index K | — | — | — | $1.0M | 3.8% | |
| BlackRock Inflation Protected Bond K | — | — | — | $979K | 3.7% | |
| Virtus Newfleet Core Plus Bond Fund | — | — | — | $939K | 3.5% | |
| Virtus Emerging Markets Opps R6 | — | — | — | $842K | 3.2% | |
| Empower Funds International Index Inst | — | — | — | $822K | 3.1% | |
| SSGA RUSSELL LC GROWTH INDX NL CL C STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 226 | Common Collective Trust | — | — | $483K | 1.8% | |
| Fidelity Investments Freedom Index 2040 Investor | — | — | — | $465K | 1.8% | |
| Fidelity Investments Real Estate Index | — | — | — | $451K | 1.7% | |
| Fidelity Investments Small Cap Index | — | — | — | $369K | 1.4% | |
| Dimensional Fund Advisors US Small Cap Value I | — | — | — | $366K | 1.4% | |
| PGIM Investments High Yield R6 | — | — | — | $342K | 1.3% | |
| Fidelity Investments Freedom Index 2045 Investor | — | — | — | $306K | 1.1% | |
| Fidelity Investments Freedom Index 2035 Investor | — | — | — | $273K | 1.0% | |
| Janus Henderson Enterprise Fund | — | — | — | $244K | 0.9% | |
| Fidelity Investments Freedom Index 2025 Investor | — | — | — | $127K | 0.5% | |
| Fidelity Investments Small Cap Growth Z | — | — | — | $115K | 0.4% | |
| Participants Participant Loans Rates of 4.75% - | — | — | — | $35K | 0.1% | |
| MFS Mid Cap Value R6 | — | — | — | $11K | <0.1% | |
| SSGA US INFLATION PROTECTED BD IDX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 168 | Common Collective Trust | — | — | $0 | <0.1% |