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Original filing (PDF)20250414183321NAL0004323490002
LABORERS' LOCAL #157 ANNUITY FUND
Form 5500
FILING_RECEIVED
LABORERS' LOCAL #157 ANNUITY FUND
Defined-contribution retirement plan
Signals · 2
No recordkeeper disclosed8 service providers
Active participants
1,295
Accounts w/ balance
1,754
Plan assets (EOY)
$27.0M
Net assets (EOY)
$26.9M
How this plan invests
This plan
2 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 67 bps in Schedule C fees — 131% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LABORERS' LOCAL #157 ANNUITY FUND.
Plan sponsor
Name
LABORERS' LOCAL #157 ANNUITY FUND
EIN
14-1728182
Address
348 DUANESBURG RD. · SCHENECTADY, NY · 12306
Phone
(518) 374-8872
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Name
MICHAEL BRADY
EIN
14-1728182
City
SCHENECTADY, NY
Phone
(518) 374-8872
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-07-01
Tax period
2024-06-30
Filed
2025-04-14
Pension benefit codes
2C · Money purchase (other than target benefit)
Audit & trust (Schedule H)
Auditor
TEAL, BECKER & CHIARAMONTE, CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | 20-8764829 | — | NONE | $73K | — |
| MICHAEL BRADY | 14-1437195 | — | EMPLOYEE | $38K | — |
| TEAL BECKER & CHIARAMONTE CPAS PC | 14-1624930 | — | NONE | $21K | — |
| KARPUS INVESTMENT MANAGEMENT | 16-1290558 | — | NONE | $17K | — |
| JOSEPH MCCARTHY | 16-1120588 | — | NONE | $10K | — |
| BLITMAN & KING LLP | 16-1047304 | — | NONE | $9K | — |
| CHARTWELL INVESTMENT PARTNERS, LLC | 36-4776242 | — | NONE | $5K | — |
| OCIO MONITOR | — | SOUTH JORDAN, UT | NONE | $5K | — |
Investments
2 pooled funds· $1.8M(6% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
103-12 Investment Entity
$1.6M
1 holding
Common Collective Trust
$180K
1 holding
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| PROLOAN BOND FUND, LLC PROLOAN BOND FUND, LLC · EIN 26-3436991 / PN 001 | 103-12 Investment Entity | $1.6M | 5.8% |
| RAINIER MULTIPLE INVESTMENT TRUST SEI TRUST COMPANY · EIN 27-2402927 / PN 042 | Common Collective Trust | $180K | 0.7% |
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