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Original filing (PDF)20251015143935NAL0009786610001
BARD COLLEGE
Form 5500
FILING_RECEIVED
BARD COLLEGE/SIMONS ROCK 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,536
Accounts w/ balance
2,523
Plan assets (EOY)
$379.4M
Net assets (EOY)
$379.4M
How this plan invests
This plan
1 pooled trust
Schedule D
63 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 14 bps in Schedule C fees — modestly above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BARD COLLEGE.
Plan sponsor
Name
BARD COLLEGE
EIN
14-1713034
Address
P.O. BOX 5000 · ANNANDALE, NY · 12504
Phone
(845) 758-6822
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BST & CO. CPAS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | — | NONE | $306K | — |
| ONEDIGITAL INVESTMENT ADVISORS | 82-1434504 | — | NONE | $102K | — |
| SCHULTE ROTH & ZABEL LLP | 13-2633996 | — | NONE | $77K | — |
| BST & CO. CPA'S LLP | 14-1442607 | — | NONE | $43K | — |
Investments
62 direct securities · 1 pooled fund· $378.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$371.3M
62 holdings
Pooled Separate Account
$7.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Annuity - Non-Benefit-Responsive Fixed-Rate Annuity Contract | — | — | — | $49.1M | 12.9% | |
| CREF Stock R2 Variable Annuity | — | — | — | $40.2M | 10.6% | |
| CREF Growth R2 Variable Annuity | — | — | — | $18.8M | 5.0% | |
| Vanguard Inst Idx Inst Mutual Fund | — | — | — | $17.6M | 4.6% | |
| CREF Global Equities R2 Variable Annuity | — | — | — | $15.9M | 4.2% | |
| Nuveen Lifecycle lx 2045 R6 Mutual Fund | — | — | — | $15.3M | 4.0% | |
| CREF Equity Index R2 Variable Annuity | — | — | — | $15.3M | 4.0% | |
| Nuveen Lifecycle lx 2030 R6 Mutual Fund | — | — | — | $15.2M | 4.0% | |
| Nuveen Lifecycle lx 2040 R6 Mutual Fund | — | — | — | $14.7M | 3.9% | |
| CREF Social Choice R2 Variable Annuity | — | — | — | $14.3M | 3.8% | |
| Nuveen Lifecycle lx 2025 R6 Mutual Fund | — | — | — | $12.3M | 3.2% | |
| Nuveen Lifecycle lx 2035 R6 Mutual Fund | — | — | — | $11.1M | 2.9% | |
| TIAA Traditional Annuity - Non-Benefit-Responsive Fixed-Rate Annuity Contract | — | — | — | $10.3M | 2.7% | |
| Nuveen Lifecycle lx 2050 R6 Mutual Fund | — | — | — | $9.4M | 2.5% | |
| Identity of Issue, Borrower, Maturity Date, Rate of Interest, (d) (e) of Party Lessor, or Similar Party Collateral, Par, or Maturity Value Cost (1) Current Value * TIAA Traditional Annuity - Benefit Responsive Fixed-Rate Annuity Contract | — | — | — | $9.2M | 2.4% | |
| JPMorgan Equity Inc Fd Cla R6 Mutual Fund | — | — | — | $7.7M | 2.0% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $7.4M | 1.9% | |
| Vanguard Small-Cap Idx inst Mutual Fund | — | — | — | $7.1M | 1.9% | |
| Nuveen Lifecycle lx 2020 R6 Mutual Fund | — | — | — | $6.6M | 1.7% | |
| MFS Intl Diversification CI R6 Mutual Fund | — | — | — | $6.4M | 1.7% | |
| Vanguard Developed Mkts Idx Adm Mutual Fund | — | — | — | $6.4M | 1.7% | |
| Identity of Issue, Borrower, Maturity Date, Rate of Interest, (d) (e) of Party Lessor, or Similar Party Collateral, Par, or Maturity Value Cost (1) Current Value Vanguard FTSE Social Index Adm Mutual Fund | — | — | — | $5.8M | 1.5% | |
| TIAA Stable Value Fixed-Rate Group Annuity Contract | — | — | — | $5.3M | 1.4% | |
| CREF Core Bond R2 Variable Annuity | — | — | — | $4.8M | 1.3% | |
| Nuveen Lifecycle lx 2055 R6 Mutual Fund | — | — | — | $4.2M | 1.1% | |
| MFS Growth Fund Class R4 Mutual Fund | — | — | — | $4.0M | 1.0% | |
| Nuveen Lifecycle lx 2015 R6 Mutual Fund | — | — | — | $3.8M | 1.0% | |
| MFS Mid Cap Value Class R6 Mutual Fund | — | — | — | $3.5M | 0.9% | |
| CREF Inflation-Linked Bond R2 Variable Annuity | — | — | — | $3.1M | 0.8% | |
| Nuveen Lifecycle lx 2010 R6 Mutual Fund | — | — | — | $3.1M | 0.8% | |
| JPMorgan US Research Enh Eq R6 Mutual Fund | — | — | — | $3.0M | 0.8% | |
| Vanguard Ttl Bd Mkt Idx Adm Mutual Fund | — | — | — | $2.9M | 0.8% | |
| Vanguard Real Estate Idx Adm Mutual Fund | — | — | — | $2.5M | 0.7% | |
| T. Rowe Price Capital App Fd Mutual Fund | — | — | — | $2.5M | 0.7% | |
| Vanguard Mid-Cap Idx Adm Mutual Fund | — | — | — | $2.4M | 0.6% | |
| American Funds New World R6 Mutual Fund | — | — | — | $2.4M | 0.6% | |
| CREF Money Market R2 Variable Annuity | — | — | — | $2.2M | 0.6% | |
| Allspring Small Co Growth Inst Mutual Fund | — | — | — | $2.1M | 0.6% | |
| BlackRock High Yield Bd Inst Mutual Fund | — | — | — | $2.0M | 0.5% | |
| Allspring Core Plus Bond R6 Mutual Fund | — | — | — | $2.0M | 0.5% | |
| Nuveen Lifecycle lx 2060 R6 Mutual Fund | — | — | — | $2.0M | 0.5% | |
| DFA Internat Sustain Core 1 Mutual Fund | — | — | — | $1.5M | 0.4% | |
| BlackRock Mid Cap Growth Eq K Mutual Fund | — | — | — | $1.0M | 0.3% | |
| maturing at various dates through 2029 | — | — | — | $556K | 0.1% | |
| PIMCO Income Fd Institutional Mutual Fund | — | — | — | $438K | 0.1% | |
| Nuveen Lifecycle lx 2065 R6 Mutual Fund | — | — | — | $313K | <0.1% | |
| Domini Impact Bond Inst Mutual Fund | — | — | — | $207K | <0.1% | |
| Nuveen LfCyc lx Ret Inc R6 Mutual Fund | — | — | — | $116K | <0.1% | |
| TIAA Access Nuv LifCyc 2040 T4 Mutual Fund | — | — | — | $72K | <0.1% | |
| TIAA Access Nuv LifCyc 2050 T4 Mutual Fund | — | — | — | $46K | <0.1% | |
| TIAA Access Qt Sm Cp Eq T4 Mutual Fund | — | — | — | $36K | <0.1% | |
| TIAA Access Nuv LgCp Res Eq T4 Mutual Fund | — | — | — | $35K | <0.1% | |
| TIAA Access Nuv LifCyc 2045 T4 Mutual Fund | — | — | — | $35K | <0.1% | |
| TIAA Access Nuv Lrg Cap Val T4 Mutual Fund | — | — | — | $34K | <0.1% | |
| TIAA Access Nuv Mid Cap Grw T4 Mutual Fund | — | — | — | $26K | <0.1% | |
| TIAA Access Nuv Intl Equity T4 Mutual Fund | — | — | — | $22K | <0.1% | |
| TIAA Access Nuv Mid Cap Val T4 Mutual Fund | — | — | — | $21K | <0.1% | |
| TIAA Access Nuv LifCyc 2025 T4 Mutual Fund | — | — | — | $20K | <0.1% | |
| TIAA Access Nuv LifCyc 2030 T4 Mutual Fund | — | — | — | $17K | <0.1% | |
| TIAA Access Nuv LifCyc 2035 T4 Mutual Fund | — | — | — | $17K | <0.1% | |
| TIAA Access Nuv Sm Cp Bl lx T4 Mutual Fund | — | — | — | $12K | <0.1% | |
| TIAA Access Nuv RlEstSecSel T4 Mutual Fund | — | — | — | $5K | <0.1% | |
| TIAA Access Nuv Core Pl Bd T4 Mutual Fund | — | — | — | $4K | <0.1% |
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