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Original filing (PDF)20251006102217NAL0001986083001
GOLDSTEIN ENTERPRISES, INC.
Form 5500
FILING_RECEIVED
GOLDSTEIN AUTO GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
209
Accounts w/ balance
196
Plan assets (EOY)
$13.8M
Net assets (EOY)
$13.8M
How this plan invests
This plan
13 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (12 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GOLDSTEIN ENTERPRISES, INC..
Plan sponsor
Name
GOLDSTEIN ENTERPRISES, INC.
EIN
14-1608677
Address
1754 CENTRAL AVE · ALBANY, NY · 122054701
Phone
(518) 869-1250
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ELLIN & TUCKER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $17K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ELLIN & TUCKER | 52-0959934 | — | ACCOUNTANT | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PURSHE KAPLAN STERLING INVESTMENTS | 13-3749682 | — | OTHER SERVICES | $0 | — |
Investments
29 direct securities · 13 pooled funds· $13.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$12.2M
29 holdings
Common Collective Trust
$1.6M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Loomis Sayles Growth Fund Mutual Fund | — | — | — | $3.0M | 21.7% | |
| American Mutual Fund Mutual Fund | — | — | — | $1.9M | 13.9% | |
| Principal Large Cap S&P 500 Index Mutual Fund | — | — | — | $1.3M | 9.7% | |
| Principal Fixed Income Guaranteed Option Account Guaranteed Interest Account | — | — | — | $1.3M | 9.4% | |
| Victory Sycamore Established Value Mutual Fund | — | — | — | $905K | 6.6% | |
| Principal Balanced Portfolio Mutual Fund | — | — | — | $759K | 5.5% | |
| JPMorgan Small Cap Equity Mutual Fund | — | — | — | $375K | 2.7% | |
| Fidelity Advisor Strategic Income Mutual Fund | — | — | — | $325K | 2.4% | |
| Fidelity Advisor High Income Advantage Mutual Fund | — | — | — | $283K | 2.1% | |
| PRIN LIFETIME HY 2040 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $277K | 2.0% | |
| 9.50% per annum | — | — | — | $273K | 2.0% | |
| Principal Capital Appreciation Fund Mutual Fund | — | — | — | $264K | 1.9% | |
| PRIN LIFETIME HY 2035 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $251K | 1.8% | |
| PRIN LIFETIME HY 2060 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $233K | 1.7% | |
| PRIN LIFETIME HY 2050 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $211K | 1.5% | |
| PRIN LIFETIME HY 2030 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $195K | 1.4% | |
| Thornburg International Equity Mutual Fund | — | — | — | $178K | 1.3% | |
| Invesco Developing Markets Mutual Fund | — | — | — | $171K | 1.2% | |
| JPMorgan Mid Cap Value Mutual Fund | — | — | — | $168K | 1.2% | |
| Columbia Contrarian Core Mutual Fund | — | — | — | $158K | 1.1% | |
| Principal Conservative Growth Portfolio Mutual Fund | — | — | — | $142K | 1.0% | |
| Principal Strategic Growth Portfolio Mutual Fund | — | — | — | $141K | 1.0% | |
| PRIN LIFETIME HY 2045 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $133K | 1.0% | |
| PRIN LIFETIME HY 2055 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $132K | 1.0% | |
| American Funds EuroPacific Growth Mutual Fund | — | — | — | $118K | 0.9% | |
| Principal SmallCap Growth Fund I Mutual Fund | — | — | — | $113K | 0.8% | |
| Principal Core Fixed Income Fund Mutual Fund | — | — | — | $91K | 0.7% | |
| PRIN LIFETIME HY 2025 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $79K | 0.6% | |
| PRIN LIFETIME HY 2065 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $57K | 0.4% | |
| Invesco Gold & Special Minerals Mutual Fund | — | — | — | $44K | 0.3% | |
| Principal Real Estate Securities Mutual Fund | — | — | — | $44K | 0.3% | |
| (E) | — | — | $44K | $35K | 0.3% | |
| Principal LifeTime Hybrid Income Collective Trust | — | — | — | $35K | 0.3% | |
| PRIN LIFETIME HY INC CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $35K | 0.3% | |
| AB Relative Value Fund Inc Mutual Fund | — | — | — | $33K | 0.2% | |
| Principal Conservative Balanced Portfolio Mutual Fund | — | — | — | $29K | 0.2% | |
| New World Fund Inc Mutual Fund | — | — | — | $21K | 0.2% | |
| PRIN LIFETIME HYB 2070 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $3K | <0.1% | |
| (E) | — | — | — | $2K | <0.1% | |
| Principal Flexible Income Portfolio Mutual Fund | — | — | — | $2K | <0.1% | |
| PRIN LIFETIME HY 2020 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $10 | <0.1% | |
| PRIN LIFETIME HY 2015 CIT Z55 PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $5 | <0.1% |
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