Original filing (PDF)20260312130612NAL0006451281001

TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH

Name: TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH — TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH & WELFARE FUND, Form 5500 (2024)
Creator: TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH

Form 5500

FILING_RECEIVED

TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH & WELFARE FUND

Health & welfare plan

Signals · 3

~450 bps in Sched C feesNo recordkeeper disclosed12 service providers

Active participants

1,159

Accounts w/ balance

—

Plan assets (EOY)

$21.7M

Net assets (EOY)

$11.5M

How this plan invests

This plan

375 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

450 bps in Schedule C fees — 1452% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH.

Plan sponsor

Name

TEAMSTERS LOCAL 294 ALBANY AREA TRUCKING & ALLIED INDUSTRIES HEALTH

EIN

14-1582160

Address

890 THIRD STREET · ALBANY, NY · 12206

Phone

(518) 437-9837

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

501

Plan year

2024

Plan year begin

2024-06-01

Tax period

2025-05-31

Filed

2026-03-12

Welfare benefit codes

4A · Health (other than dental or vision)

4B · Life Insurance

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

Audit & trust (Schedule H)

Auditor

TEAL, BECKER & CHIARAMONTE

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

12 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
HIGHMARK WESTERN AND NORTHEASTERN	23-1294723	—	NONE	$379K	—
PAYER MATRIX	81-3946362	—	NONE	$176K	—
DIANE SCHWAGER	14-1582160	—	NONE	$93K	—
MORGAN STANLEY SMITH BARNEY, LLC	26-4310632	—	NONE	$82K	—
DONNETTE DESANTIS	14-1582160	—	NONE	$47K	—
JAB2023, LLC	92-3717044	—	NONE	$44K	—
TEAL, BECKER & CHIARAMONTE CPAS PC	14-1624930	—	NONE	$42K	—
EMPIRX	47-1226691	—	NONE	$32K	—
O'SULLIVAN ASSOCIATES INC.	20-8199367	—	NONE	$27K	—
BLITMAN & KING, LLP	16-1047304	—	NONE	$23K	—
HEALTHNOW ADMINISTRATIVE SERVICES	16-1105741	—	NONE	$20K	—
LIFETIME BENEFIT SOLUTIONS	16-1171765	—	NONE	$12K	—

Investments

371 direct securities· $16.4M(76% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
DOUBLELINE TOTAL RETURN I	—	—	$1.7M	$1.7M	7.9%
NEUBERGER BERMAN LG SH INST	—	—	$923K	$1.1M	5.0%
FS MULTI STRATEGY ALTERN I	—	—	$899K	$901K	4.2%
ISHARES 20+ YR TREASU BOND ETF	—	—	$739K	$680K	3.1%
VANGUARD TOTAL BOND MARKET	—	—	$585K	$583K	2.7%
ISHARES RUSSELL 1000 GRW ETF	—	—	$263K	$500K	2.3%
VANGUARD REAL ESTATE ETF	—	—	$442K	$494K	2.3%
ALLSPRING CORE BOND I	—	—	$414K	$409K	1.9%
TORTOISE ENRGY INFR TOT RET I	—	—	$168K	$386K	1.8%
ISHARES RUSSELL 1000 VALUE ETF	—	—	$253K	$346K	1.6%
ISHARES CORE MSCI EAFE ETF	—	—	$211K	$334K	1.5%
ABBEY CPTL FUTURES STRATEGY I	—	—	$243K	$228K	1.1%
LOCORR MARKET TREND I	—	—	$236K	$221K	1.0%
FLAGSTAR BK NATL HICKSVILLE NYCD	—	—	$215K	$216K	1.0%
BANK OF AMERICA N CHARLOTTE NCCD	—	—	$215K	$215K	1.0%
VANGUARD SHORT TERM BND	—	—	$209K	$210K	1.0%
ISHARES CORE MSCI EMERGING	—	—	$162K	$203K	0.9%
AMERICAN EXPRESS SANDY UT CD	—	—	$200K	$201K	0.9%
MORGAN STANLEY BANK N.A. Money Fund	—	—	$182K	$182K	0.8%
ISHARES CORE S&P 500 ETF	—	—	$126K	$153K	0.7%
VANGUARD LONG TERM BND	—	—	$138K	$137K	0.6%
MS PRIVATE BANK PURCHASE NY CD	—	—	$135K	$135K	0.6%
TOYOTA FINL SVGS HENDERSON NV CD	—	—	$135K	$135K	0.6%
JPMORGAN CHASE BK COLUMBUS OH CD	—	—	$135K	$134K	0.6%
WESTERN ASST INFLTN LKD INM FD	—	—	$132K	$128K	0.6%
ANGEL OAK FINL STRATEGIES INCM	—	—	$117K	$122K	0.6%
CROSS RIV BK CD TEANECK NJ CD	—	—	$120K	$120K	0.6%
BLACKROCK MUNIHLDNG CA QUAL FD	—	—	$116K	$113K	0.5%
ISHARES RUSSELL MIDCAP G ETF	—	—	$84K	$108K	0.5%
BLACKROCK MUNI CREDIT ALPHA I	—	—	$102K	$107K	0.5%
ISHARES 7-10 YR TREASRY BD ETF	—	—	$108K	$105K	0.5%
SIM ACQUISITION CORP I CL A	—	—	$100K	$104K	0.5%
AIMEI HEALTH TECHNOLOGY CO LTD	—	—	$94K	$103K	0.5%
OXFORD LANE CAP CORP 6.25% NT 27 (DIV)	—	—	$97K	$103K	0.5%
PLUM ACQUISITION CORP IV CL A	—	—	$100K	$101K	0.5%
EAGLE POINT INCOME CO INC CAL NT 26 (DIV)	—	—	$92K	$97K	0.4%
MICROSOFT CORP	—	—	$13K	$86K	0.4%
EQV VENTURES ACQU CORP CL A	—	—	$82K	$86K	0.4%
MS PRIVATE BANK PURCHASE NY CD	—	—	$85K	$85K	0.4%
CHARLTON ARIA ACQU CORP CL A	—	—	$82K	$84K	0.4%
NABORS ENERGY TRANSITION CL A	—	—	$78K	$81K	0.4%
LM MARTIN CURRIE SMASH SER EM	—	—	$81K	$79K	0.4%
SARATOGA INVESTMENT CORP 8.125%	—	—	$74K	$75K	0.3%
RUNWAY GROWTH FIN CO	—	—	$71K	$75K	0.3%
OFS CREDIT CO INC CALL NT 26 (DIV)	—	—	$70K	$74K	0.3%
SARATOGA INVT CRP CAL NT 28 8.5%	—	—	$66K	$67K	0.3%
AMAZON COM INC	—	—	$25K	$63K	0.3%
MFS INTERMEDIATE INCOME TR SBI	—	—	$58K	$58K	0.3%
TENET HEALTHCARE CORP	—	—	$50K	$54K	0.2%
PIONEER DIVERSIFIED HIGH INC	—	—	$43K	$53K	0.2%
GP-ACT III ACQISITION CRP CL A	—	—	$50K	$52K	0.2%
DICK'S SPORTING GOODS INC	—	—	$46K	$51K	0.2%
BAT CAPITAL CORP	—	—	$52K	$51K	0.2%
BATH & BODY WORKS INC	—	—	$46K	$50K	0.2%
ISHARES RUSSELL MIDCAP V ETF	—	—	$35K	$50K	0.2%
TRANSDIGM INC	—	—	$47K	$50K	0.2%
OLD MONROE OLD MONROE MO CD	—	—	$50K	$50K	0.2%
ALPHAVEST ACQUISITION CORP	—	—	$42K	$48K	0.2%
QORVO INC	—	—	$53K	$48K	0.2%
OLIN CORP	—	—	$46K	$47K	0.2%
PAYCHEX INC	—	—	$45K	$46K	0.2%
SERVICE CORP INTERNATIONAL/US	—	—	$49K	$45K	0.2%
QUANTA SERVICES INC	—	—	$43K	$44K	0.2%
CDW LLC / CDW FINANCE CORP	—	—	$44K	$44K	0.2%
PHILIP MORRIS INTERNATIONAL INC	—	—	$43K	$44K	0.2%
TELEDYNE TECHNOLOGIES INC	—	—	$41K	$44K	0.2%
UNITED RENTALS NORTH AMERICA INC	—	—	$44K	$44K	0.2%
ORACLE CORP	—	—	$41K	$44K	0.2%
IQVIA INC	—	—	$45K	$44K	0.2%
HCA INC	—	—	$40K	$43K	0.2%
BLOCK FINANCIAL LLC	—	—	$45K	$43K	0.2%
GENUINE PARTS CO	—	—	$43K	$42K	0.2%
LOWE'S COS INC	—	—	$43K	$42K	0.2%
STEEL DYNAMICS INC	—	—	$45K	$42K	0.2%
ALLEGION US HOLDING CO INC	—	—	$43K	$42K	0.2%
BROADCOM INC	—	—	$39K	$42K	0.2%
FISERV INC	—	—	$43K	$42K	0.2%
EAGLE MATERIALS INC	—	—	$37K	$42K	0.2%
MOLSON COORS BEVERAGE CO	—	—	$46K	$41K	0.2%
WILLIS NORTH AMERICA INC	—	—	$48K	$41K	0.2%
VERIZON COMMUNICATIONS INC	—	—	$38K	$41K	0.2%
HP INC	—	—	$46K	$41K	0.2%
AMERICAN TOWER CORP	—	—	$40K	$40K	0.2%
TRIMBLE INC	—	—	$43K	$40K	0.2%
NETAPP INC	—	—	$40K	$40K	0.2%
MOTOROLA SOLUTIONS INC	—	—	$47K	$40K	0.2%
MICROCHIP TECHNOLOGY INC	—	—	$42K	$40K	0.2%
LEGATO MERGER CORP III	—	—	$38K	$40K	0.2%
ALTRIA GROUP INC	—	—	$44K	$39K	0.2%
GLOBAL PAYMENTS INC	—	—	$46K	$39K	0.2%
AT&T INC	—	—	$45K	$39K	0.2%
YUM! BRANDS INC	—	—	$39K	$39K	0.2%
VISA INC CL A	—	—	$16K	$38K	0.2%
ORACLE CORP	—	—	$33K	$36K	0.2%
TAIWAN SMCNDCTR MFG CO LTD ADR	—	—	$4K	$36K	0.2%
EXPEDIA INC	—	—	$34K	$36K	0.2%
ZIMMER BIOMET HOLDINGS INC	—	—	$36K	$36K	0.2%
LKQ CORP	—	—	$36K	$35K	0.2%
ALPHABET INC CL C	—	—	$22K	$32K	0.1%
FLEX LTD	—	—	$31K	$32K	0.1%
MASTERCARD INC CL A	—	—	$10K	$32K	0.1%
ADOBE INC	—	—	$19K	$31K	0.1%
SBA COMMUNICATIONS CORP	—	—	$32K	$30K	0.1%
WESTINGHOUSE AIR BRAKE TECHNOLOGIES CORP	—	—	$33K	$30K	0.1%
ELI LILLY & CO	—	—	$21K	$30K	0.1%
SBA COMMUNICATIONS CORP	—	—	$29K	$30K	0.1%
NETFLIX INC	—	—	$6K	$29K	0.1%
SHOPIFY INC CL A	—	—	$17K	$28K	0.1%
UNITED STATES TREASURY NOTE Coupon 4.125% Mature 1/31/2027	—	—	$27K	$27K	0.1%
SERVICENOW INC	—	—	$9K	$25K	0.1%
ZOETIS INC CLASS-A	—	—	$26K	$25K	0.1%
ABBOTT LABORATORIES	—	—	$21K	$25K	0.1%
FORTUNE BRANDS INNOVATIONS INC	—	—	$24K	$24K	0.1%
CROWN CASTLE INC	—	—	$24K	$23K	0.1%
NVIDIA CORPORATION	—	—	$4K	$22K	0.1%
FORTUNE BRANDS INNOVATIONS INC	—	—	$21K	$21K	<0.1%
AIR LIQUIDE ADR	—	—	$14K	$20K	<0.1%
PARKER HANNIFIN CORP	—	—	$5K	$20K	<0.1%
MSCI INC COM	—	—	$18K	$19K	<0.1%
APPLE INC	—	—	$12K	$19K	<0.1%
AIRBNB INC CL A	—	—	$18K	$17K	<0.1%
ACCENTURE PLC IRELAND CL A	—	—	$15K	$17K	<0.1%
HERMES INTL SCA UNSPON ADR	—	—	$7K	$17K	<0.1%
COMPASS GROUP PLC SPD ADR	—	—	$10K	$17K	<0.1%
TOTALENERGIES SE SPONSORED ADS	—	—	$16K	$17K	<0.1%
THERMO FISHER SCIENTIFIC	—	—	$23K	$16K	<0.1%
AMERIPRISE FINCL INC	—	—	$4K	$16K	<0.1%
ASML HOLDING NV NY REG NEW	—	—	$12K	$16K	<0.1%
WORKDAY INC CL A	—	—	$15K	$16K	<0.1%
CONAGRA BRANDS INC	—	—	$16K	$16K	<0.1%
FERRARI N V	—	—	$7K	$16K	<0.1%
COCA COLA CO	—	—	$10K	$16K	<0.1%
ENCOMPASS HEALTH CORP	—	—	$16K	$16K	<0.1%
AON PLC CL A	—	—	$17K	$16K	<0.1%
SAP AG	—	—	$7K	$15K	<0.1%
CORTEVA INC	—	—	$6K	$15K	<0.1%
WESTINGHOUSE AIR BRAKE TECHNOLOGIES CORP	—	—	$15K	$15K	<0.1%
L OREAL CO ADR	—	—	$13K	$15K	<0.1%
TENCENT HLDGS LTD UNSPON ADR	—	—	$10K	$15K	<0.1%
INDUSTRIA DE DISENO TEXTIL IND	—	—	$9K	$15K	<0.1%
CAPITAL ONE FINANCIAL CORP	—	—	$7K	$15K	<0.1%
META PLATFORMS INC CL A	—	—	$8K	$15K	<0.1%
CULLEN FROST BANKERS INC	—	—	$12K	$14K	<0.1%
STARBUCKS CORP WASHINGTON	—	—	$17K	$14K	<0.1%
SONY GROUP CORPORATION ADR	—	—	$5K	$14K	<0.1%
BERRY GLOBAL INC	—	—	$12K	$13K	<0.1%
AMADEUS IT GROUP S.A ADR	—	—	$10K	$13K	<0.1%
MARTIN MARIETTA MATERIALS	—	—	$5K	$13K	<0.1%
AIA GROUP LTD SPON ADR	—	—	$16K	$13K	<0.1%
SERVICE CORP INTERNATIONAL/US	—	—	$12K	$13K	<0.1%
ISHARES RUSSELL 2000 VALUE ETF	—	—	$14K	$13K	<0.1%
PAYCOM SOFTWARE INC	—	—	$9K	$12K	<0.1%
IDEXX LABS	—	—	$10K	$12K	<0.1%
UNITED RENTALS NORTH AMERICA INC	—	—	$11K	$12K	<0.1%
MARRIOTT INTERNATIONAL INC/MD	—	—	$12K	$12K	<0.1%
BLACKSTONE INC	—	—	$11K	$12K	<0.1%
ANSYS INC	—	—	$4K	$12K	<0.1%
WOLTERS KLUWER NV SPON ADR	—	—	$9K	$12K	<0.1%
AMGEN INC	—	—	$7K	$12K	<0.1%
NOVO NORDISK A/S ADR	—	—	$7K	$12K	<0.1%
JPMORGAN CHASE & CO	—	—	$6K	$11K	<0.1%
EXPERIAN GP LTD ADR	—	—	$9K	$11K	<0.1%
ATMOS ENERGY CP	—	—	$7K	$11K	<0.1%
ROCHE HOLDINGS ADR	—	—	$12K	$11K	<0.1%
CROWN CASTLE INC	—	—	$11K	$11K	<0.1%
FLEX LTD	—	—	$11K	$11K	<0.1%
DASSAULT SYSTEMS SA ADS	—	—	$12K	$11K	<0.1%
LVMH MOET HENNESSY LOUIS VUITT	—	—	$13K	$11K	<0.1%
ECOLAB INC	—	—	$9K	$11K	<0.1%
ALPHABET INC CL A	—	—	$4K	$11K	<0.1%
SMC CORP JAPAN SPONSORED ADR	—	—	$18K	$11K	<0.1%
UNIVERSAL MUSIC GROUP NV ADR	—	—	$9K	$11K	<0.1%
AMER INTL GP INC NEW	—	—	$9K	$11K	<0.1%
SGS SA ADR	—	—	$11K	$10K	<0.1%
KONE OYJ ADR	—	—	$13K	$10K	<0.1%
U S BANCORP COM NEW	—	—	$8K	$10K	<0.1%
QUALCOMM INC	—	—	$5K	$10K	<0.1%
ASM INTERNATIONAL NV	—	—	$7K	$10K	<0.1%
MITSUBISHI UFJ FINCL GRP ADS	—	—	$5K	$10K	<0.1%
INFINEON TECHNOLOGIES AG	—	—	$9K	$10K	<0.1%
VERIZON COMMUNICATIONS	—	—	$9K	$10K	<0.1%
HOYA CORP SPONS ADR	—	—	$11K	$10K	<0.1%
ATLAS COPCO AB SP ADR B SP ADR	—	—	$7K	$10K	<0.1%
SHIN ETSU CHEM CO LTD ADR	—	—	$11K	$10K	<0.1%
COLOPLAST AS SPONSERED ADR	—	—	$14K	$9K	<0.1%
TERUMO CORP ADR UNSPONS ADR	—	—	$9K	$9K	<0.1%
BROADCOM INC	—	—	$3K	$9K	<0.1%
R P M INC	—	—	$5K	$9K	<0.1%
HDFC BANK LTD ADR	—	—	$7K	$9K	<0.1%
CANADIAN NATL RAILWAY CO	—	—	$10K	$9K	<0.1%
TELEDYNE TECH INC	—	—	$8K	$9K	<0.1%
COSTAR GROUP INC	—	—	$9K	$9K	<0.1%
PROCTER & GAMBLE	—	—	$7K	$9K	<0.1%
BOYD GAMING CORP	—	—	$9K	$9K	<0.1%
AMERICAN WATER WORKS CO	—	—	$8K	$9K	<0.1%
AIR PROD & CHEM INC	—	—	$10K	$9K	<0.1%
GENL DYNAMICS CORP	—	—	$6K	$9K	<0.1%
LENNAR CORPORATION	—	—	$4K	$9K	<0.1%
COTERRA ENERGY INC	—	—	$6K	$9K	<0.1%
UBER TECHNOLOGIES INC	—	—	$8K	$9K	<0.1%

Showing top 200 of 371 investments by value.