Back to filter
Original filing (PDF)20251008133501NAL0003045539001
ABILITIES FIRST, INC.
Form 5500
FILING_RECEIVED
ABILITIES FIRST, INC. PROFIT SHARING PLAN
Defined-contribution retirement plan
Active participants
92
Accounts w/ balance
127
Plan assets (EOY)
$5.4M
Net assets (EOY)
$5.4M
How this plan invests
This plan
36 pooled trusts
Schedule D
60 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (6 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ABILITIES FIRST, INC..
Plan sponsor
Name
ABILITIES FIRST, INC.
EIN
14-1467427
Address
167 MYERS CORNERS ROAD · SUITE 202 · WAPPINGERS FALLS, NY · 12590
Phone
(845) 485-9803
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BONADIO & CO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA FINANCIAL LIFE INSURAN | 36-6071399 | — | RECORDKEEPER | $3K | — |
Investments
29 direct securities · 36 pooled funds· $10.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.0M
29 holdings
Pooled Separate Account
$4.6M
36 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Transamerica Financial Life Ins Co Transamerica LG 2030 Blackrck Act | — | — | — | $1.1M | 21.0% | |
| TRANSAMERICA LG 2030 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 163 | Pooled Separate Account | — | $39K | $1.1M | 21.0% | |
| Transamerica Stable Value Advantage Account Fully benefit responsive contract | — | — | — | $655K | 12.2% | |
| Insurance Company/General Account | — | — | — | $655K | 12.2% | |
| Transamerica Financial Life Ins Co Transamerica LG 2035 BlackRck Act | — | — | — | $607K | 11.3% | |
| TRANSAMERICA LG 2035 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 019 | Pooled Separate Account | — | $15K | $607K | 11.3% | |
| Transamerica Financial Life Ins Co American Fds Gr Fd of Amer Rt Acct | — | — | — | $526K | 9.8% | |
| AMERICAN FDS GR FD OF AMER RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 246 | Pooled Separate Account | — | $2K | $526K | 9.8% | |
| Transamerica Financial Life Ins Co Transamerica LG 2040 Blackrck Act | — | — | — | $442K | 8.2% | |
| TRANSAMERICA LG 2040 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 164 | Pooled Separate Account | — | $13K | $442K | 8.2% | |
| Transamerica Financial Life Ins Co Transamerica LG 2045 Blackrck Act | — | — | — | $391K | 7.3% | |
| TRANSAMERICA LG 2045 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 295 | Pooled Separate Account | — | $8K | $391K | 7.3% | |
| Transamerica Financial Life Ins Co Transamerica LG 2025 Blackrck Act | — | — | — | $304K | 5.6% | |
| TRANSAMERICA LG 2025 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 018 | Pooled Separate Account | — | $9K | $304K | 5.6% | |
| Transamerica Financial Life Ins Co State Street Russ Lg Cp Val Idx Rt | — | — | — | $291K | 5.4% | |
| STATE STREET RUSS LG CP VAL IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 171 | Pooled Separate Account | — | $6K | $291K | 5.4% | |
| Transamerica Financial Life Ins Co State Street Russ Sm Cap Gr Idx Rt | — | — | — | $161K | 3.0% | |
| STATE STREET RUSS SM CAP GR IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 172 | Pooled Separate Account | — | — | $161K | 3.0% | |
| Transamerica Financial Life Ins Co Transamerica LG 2050 Blackrck Act | — | — | — | $151K | 2.8% | |
| TRANSAMERICA LG 2050 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 165 | Pooled Separate Account | — | $4K | $151K | 2.8% | |
| STATE STREET INTL INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 004 | Pooled Separate Account | — | $2K | $95K | 1.8% | |
| Participants Notes Receivable with interest rates of 4.25% to 9.50% | — | — | — | $87K | 1.6% | |
| 9.50%, various maturity dates - | — | — | — | $87K | 1.6% | |
| Transamerica LifeGoal 2055 with BlkRck Ret Acct 2,190 shares | — | — | $2K | $82K | 1.5% | |
| TRANSAMERICA LG 2055 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 505 | Pooled Separate Account | — | — | $82K | 1.5% | |
| Transamerica Financial Life Ins Co Loomis Sayles Inv Grd Bd Ret Acct | — | — | — | $67K | 1.2% | |
| LOOMIS SAYLES INV GRD BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 094 | Pooled Separate Account | — | $1K | $67K | 1.2% | |
| JPMorgan Short Duration Bond Ret Acct 2,910 shares | — | — | $3K | $54K | 1.0% | |
| JPMORGAN SHORT DUR BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 333 | Pooled Separate Account | — | — | $54K | 1.0% | |
| Vanguard Total Stock Market Index Ret Acct 236 shares | — | — | — | $48K | 0.9% | |
| TA VANGUARD TTL STOCK MKT IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166 | Pooled Separate Account | — | — | $48K | 0.9% | |
| Transamerica LifeGoal 2060 with BlkRck Ret Acct 2,164 shares | — | — | $2K | $47K | 0.9% | |
| TRANSAMERICA LG 2060 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 607 | Pooled Separate Account | — | — | $47K | 0.9% | |
| American Fds Washington Mutual Investors Ret Acct 196 shares | — | — | — | $42K | 0.8% | |
| AMERICAN FDS WA MTL INVS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 231 | Pooled Separate Account | — | — | $42K | 0.8% | |
| Goldman Sachs Global Core Fixed Inc Ret Acct 3,262 shares | — | — | $3K | $37K | 0.7% | |
| GOLDMAN SACHS GLBL INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 766 | Pooled Separate Account | — | — | $37K | 0.7% | |
| VIRTUS CEREDEX MID-CAP VAL EQ RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 339 | Pooled Separate Account | — | — | $36K | 0.7% | |
| Columbia Income Opportunities Ret Acct 522 shares | — | — | — | $21K | 0.4% | |
| COLUMBIA INC OPP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 226 | Pooled Separate Account | — | — | $21K | 0.4% | |
| State Street S&P Mid Cap Indx Ret Acct 150 shares | — | — | — | $17K | 0.3% | |
| STATE STREET S&P MD CP IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 438 | Pooled Separate Account | — | — | $17K | 0.3% | |
| STATE STREET RUSSELL SM CP IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 437 | Pooled Separate Account | — | — | $16K | 0.3% | |
| Transamerica Financial Life Ins Co State St Russ Sm Cp Val Idx Rt Acct | — | — | — | $16K | 0.3% | |
| STATE ST RUSS SM CP VAL IDX RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 355 | Pooled Separate Account | — | — | $16K | 0.3% | |
| Columbia Contrarian Core 207 shares | — | — | — | $16K | 0.3% | |
| COLUMBIA CONTRARIAN CORE RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 631 | Pooled Separate Account | — | — | $16K | 0.3% | |
| Transamerica Financial Life Ins Co Transamerica LG Ret BlackRock | — | — | — | $7K | 0.1% | |
| TRANSAMERICA LG RET BLACKROCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 417 | Pooled Separate Account | — | — | $7K | 0.1% | |
| AMERICAN FUNDS BALANCED RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 228 | Pooled Separate Account | — | — | $7K | 0.1% | |
| TA Vanguard Real Estate Index Ret Acct 62 shares | — | — | — | $6K | 0.1% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130 | Pooled Separate Account | — | — | $6K | 0.1% | |
| Transamerica Financial Life Ins Co Columbia U.S. Treasury Idx Ret Acct | — | — | — | $5K | 0.1% | |
| COLUMBIA U.S. TREASURY IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 345 | Pooled Separate Account | — | — | $5K | 0.1% | |
| Transamerica Financial Life Ins Co State Street Emerg Mkt Idx Ret Acct | — | — | — | $5K | <0.1% | |
| STATE STREET EMERG MKT IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 169 | Pooled Separate Account | — | — | $5K | <0.1% | |
| TRANSAMERICA INTL STOCK RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 539 | Pooled Separate Account | — | — | $3K | <0.1% | |
| ALLSPRING PRECIOUS METALS RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 272 | Pooled Separate Account | — | — | $2K | <0.1% | |
| Allspring Precious Metals Ret Acct 34 shares | — | — | — | $2K | <0.1% | |
| TRANS ASST ALLC-MD GR PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 038 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMER ASST ALLC-GR PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 039 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMER ASST ALLC-MD PRTF RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 037 | Pooled Separate Account | — | — | $0 | <0.1% | |
| STATE STREET RUSS LG CP GR IDX RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 173 | Pooled Separate Account | — | — | $0 | <0.1% | |
| PGIM JENNISON NATURAL RES RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 268 | Pooled Separate Account | — | — | $0 | <0.1% | |
| DFA INF-PROTECTED SEC PRTF RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 526 | Pooled Separate Account | — | — | $0 | <0.1% |
Related plans
Other plans using TRANSAMERICA FINANCIAL LIFE INSURAN
PLAN PROFESSIONALS, LLC
AGC SELECT 401(K) PEP
$610.5M · 15,566 participants
PLAN PROFESSIONALS, LLC
ISOLVED 401-K PLAN
$465.7M · 47,479 participants
HELPSIDE INC.
HELPSIDE INC. 401(K) PLAN
$233.9M · 9,010 participants
EMPLOYER FLEXIBLE
EMPLOYER FLEXIBLE 401(K) PLAN
$215.4M · 11,224 participants
AGC OF AMERICA, SD CHAPTER, INC. 401(K) PROFIT SHARING PLAN
AGC OF AMERICA, SD CHAPTER, INC. 401(K) PROFIT SHARING PLAN
$170.7M · 2,604 participants
MY HR PROS
MY HR PROS 401(K) PLAN
$79.6M · 4,608 participants
Similar-size Health Care & Social Assistance plans
ADVANCE
ADVANCE 401(K) RETIREMENT PLAN
$5.4M · 62 participants
EASTERN CAROLINA VOCATIONAL CENTER, INC.
EASTERN CAROLINA VOCATIONAL CENTER, INC. PROFIT SHARING PLAN
$5.2M · 108 participants
REHABILITATION ASSOCIATES, INC.
REHABILITATION ASSOCIATES GROUP 401(K) PLAN
$5.6M · 247 participants
MCALISTER INSTITUTE FOR TREATMENT & EDUCATION, INC.
MCALISTER BENEFIT PLAN
$5.6M · 406 participants
VRS DISABILITY MANAGEMENT
VRS DISABILITY MANAGEMENT 401(K) PLAN
$5.1M · 58 participants
ABILITY BUILDING CENTER, INC.
ABILITY BUILDING CENTER 403(B) RETIREMENT SAVINGS PLAN
$5.7M · 241 participants
Large plans in New York
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
TEACHERS INSURANCE & ANNUITY ASSOCIATION OF AMERICA
TIAA REAL ESTATE ACCOUNT
$25.2B
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (STRATEGIC PROPERTY) OF JPMORGAN CHASE BANK, N.A.
$24.3B
MORGAN STANLEY DOMESTIC HOLDINGS, LLC
MORGAN STANLEY 401(K) PLAN
$22.2B · 54,084 participants
PFIZER INC
PFIZER SAVINGS PLAN
$22.0B · 29,469 participants
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (EQUITY INDEX) OF JPMORGAN CHASE BANK, N.A.
$20.0B