5500 Analyzer
Back to filter
Original filing (PDF)20250714110109NAL0002528482001

CHAMPLAIN NATIONAL BANK

Form 5500
FILING_RECEIVED
CHAMPLAIN NATIONAL BANK PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM
Defined-benefit pension plan
Active participants
59
Accounts w/ balance
Plan assets (EOY)
$26.5M
Net assets (EOY)
$26.5M
How this plan invests
This plan
1 collective trust
Schedule D
Individual securities
on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
  • 48 bps in Schedule C fees — 66% above peer band of 29 bps.
Helping the score
  • Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHAMPLAIN NATIONAL BANK.
Plan sponsor
Name
CHAMPLAIN NATIONAL BANK
EIN
14-1454232
Address
3900 NYS ROUTE 22 · WILLSBORO, NY · 12996
Phone
(518) 963-4201
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-10-01
Tax period
2024-09-30
Filed
2025-07-14
Pension benefit codes
1A · Pay-related DB formula
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BERRY, DUNN, MCNEIL & PARKER
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Other
3
NameEINLocationRelationDirect compIndirect comp
JPMORGAN CHASE BANK, N.A.13-4994650NONE$74K
NEW YORK BANKERS ASSOCIATION13-1882974NONE$29K
MILLIMAN91-0675641NONE$25K

Investments

1 pooled fund· $26.3M(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

InvestmentTypeCurrent value% of plan
COMMINGLED PENSION TRUST FUND
JPMORGAN CHASE BANK, N.A. · EIN 47-2831446 / PN 001
Common Collective Trust
$26.3M99.0%