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Original filing (PDF)20250514142350NAL0028184512002
CONSTRUCTION & GENERAL LABORERS' LOCAL 190 WELFARE FUND
Form 5500
FILING_RECEIVED
CONSTRUCTION & GENERAL LABORERS' LOCAL 190 WELFARE FUND
Health & welfare plan
Signals · 3
~414 bps in Sched C feesNo recordkeeper disclosed10 service providers
Active participants
607
Accounts w/ balance
—
Plan assets (EOY)
$17.1M
Net assets (EOY)
$15.0M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 414 bps in Schedule C fees — 1328% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CONSTRUCTION & GENERAL LABORERS' LOCAL 190 WELFARE FUND.
Plan sponsor
Name
CONSTRUCTION & GENERAL LABORERS' LOCAL 190 WELFARE FUND
EIN
14-1424790
Address
668 WEMPLE RD · GLENMONT, NY · 12077
Phone
(518) 465-1376
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2023
Plan year begin
2023-08-01
Tax period
2024-07-31
Filed
2025-05-14
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
TEAL, BECKER, & CHIARAMONTE CPAS PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsOther
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MVP SELECT CARE | 14-1704347 | — | NONE | $239K | — |
| ZENITH AMERICAN SOLUTIONS | 52-1590516 | — | NONE | $222K | — |
| EXPRESS SCRIPTS, INC. | 22-3461740 | — | NONE | $53K | — |
| ROBERT CHEVERIE & ASSOCIATES LLC | 06-1335139 | — | NONE | $50K | — |
| MORGAN STANLEY SMITH BARNEY LLC | 26-4310632 | — | NONE | $39K | — |
| TEAL, BECKER, & CHIARAMONTE CPAS PC | 14-1624930 | — | NONE | $37K | — |
| SUMMIT ACTUARIAL SERVICES | 77-0645890 | — | NONE | $36K | — |
| DELTA DENTAL OF NEW YORK, INC. | 11-1980218 | — | NONE | $19K | — |
| ATALANTA SOSNOFF CAPITAL, LLC | 36-6071399 | — | NONE | $7K | — |
| CLEARBRIDGE | 16-1733443 | — | NONE | $5K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
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