Back to filter
Original filing (PDF)20251014142656NAL0001542131001
FAIR-RITE PRODUCTS CORP.
Form 5500
FILING_RECEIVED
FAIR-RITE PRODUCTS CORP. 401(K) PLAN
401(k) retirement plan
Active participants
116
Accounts w/ balance
140
Plan assets (EOY)
$13.5M
Net assets (EOY)
$13.4M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 55 bps in Schedule C fees — 89% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FAIR-RITE PRODUCTS CORP..
Plan sponsor
Name
FAIR-RITE PRODUCTS CORP.
EIN
14-1389596
Address
ONE COMMERCIAL ROW PO BOX 288 · WALLKILL, NY · 12589
Phone
(845) 895-2055
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EISNER AMPER LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JPMORGAN INVEST HOLDINGS LLC | 13-2624428 | — | RECORDKEEPER | $280 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONE DIGITAL TOPCO LLC DBA RESOURCES | — | OVERLAND PARK, KS | INVESTMENT ADVISOR | $31K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EISNERAMPER LLP | — | PITTSBURGH, PA | AUDITOR | $26K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NUGENT & HAEUSSLER PC | — | MONTGOMERY, NY | OTHER | $16K | — |
Investments
27 direct securities · 1 pooled fund· $13.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$12.8M
27 holdings
Common Collective Trust
$635K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Smart Retirement 2030 Fund - Class A Mutual Fund | — | — | — | $2.0M | 14.6% | |
| JP Morgan Smart Retirement 2020 Fund - Class A Mutual Fund | — | — | — | $1.9M | 13.8% | |
| JP Morgan Smart Retirement Income Fund - Class A Mutual Fund | — | — | — | $1.5M | 10.8% | |
| JP Morgan Smart Retirement 2025 Fund - Class A Mutual Fund | — | — | — | $1.3M | 9.5% | |
| JP Morgan Smart Retirement 2040 Fund - Class A Mutual Fund | — | — | — | $732K | 5.4% | |
| IShares S&P 500 Index Fund Mutual Fund | — | — | — | $639K | 4.7% | |
| JPMCB STABLE ASSET INCOME CF JP MORGAN · EIN 20-1978950 / PN 001 | Common Collective Trust | — | — | $635K | 4.7% | |
| Franklin Growth Fund - Class A Mutual Fund | — | — | — | $605K | 4.5% | |
| JP Morgan Smart Retirement 2035 Fund - Class A Mutual Fund | — | — | — | $600K | 4.4% | |
| JP Morgan Smart Retirement 2055 Fund - Class A Mutual Fund | — | — | — | $550K | 4.1% | |
| JP Morgan Smart Retirement 2060 Fund - Class A Mutual Fund | — | — | — | $366K | 2.7% | |
| MFS International Diversification Fund - Class R3 Mutual Fund | — | — | — | $342K | 2.5% | |
| JP Morgan Smart Retirement 2050 Fund - Class A Mutual Fund | — | — | — | $302K | 2.2% | |
| MFS Value Fund - Class R3 Mutual Fund | — | — | — | $272K | 2.0% | |
| MFS Aggressive Growth Allocation Fund - Class R3 Mutual Fund | — | — | — | $243K | 1.8% | |
| JPM Mid Cap Growth Fund - Class R3 Mutual Fund | — | — | — | $232K | 1.7% | |
| JP Morgan Smart Retirement 2045 Fund - Class A Mutual Fund | — | — | — | $218K | 1.6% | |
| Franklin Rising Dividends Fund - Class A Mutual Fund | — | — | — | $205K | 1.5% | |
| DFA US Targeted Value Fund - Class I Mutual Fund | — | — | — | $202K | 1.5% | |
| Fidelity Advisors Total Bond A Mutual Fund | — | — | — | $191K | 1.4% | |
| Notes receivable from participants Interest rates at 4.25% | — | — | — | $172K | 1.3% | |
| Fidelity Advisor Strategic Income Fund - Class A Mutual Fund | — | — | — | $152K | 1.1% | |
| MFS Moderate Allocation Fund - Class R3 Mutual Fund | — | — | — | $84K | 0.6% | |
| MFS Growth Allocation Fund - Class R3 Mutual Fund | — | — | — | $55K | 0.4% | |
| MFS Mid Cap Value Fund - Class R3 Mutual Fund | — | — | — | $52K | 0.4% | |
| MFS Conservative Allocation Fund - Class R3 Mutual Fund | — | — | — | $36K | 0.3% | |
| IShares Russell Mid-Cap Index Fund Mutual Fund | — | — | — | $22K | 0.2% | |
| American Fund Capital World Bond Fund - Class R4 Mutual Fund | — | — | — | $16K | 0.1% |
Related plans
Other plans using ONE DIGITAL TOPCO LLC DBA RESOURCES
COMMUNITY CARE PHYSICIANS PLLC
CCP 401(K) RETIREMENT SAVINGS PLAN
$353.7M · 1,837 participants
O.C. TANNER COMPANY
O.C. TANNER RETIREMENT & SAVINGS PLAN
$345.9M · 1,267 participants
UNIVERSITY OF MARYLAND UPPER CHESAPEAKE HEALTH SYSTEM, INC.
UPPER CHESAPEAKE HEALTH 403(B) SAVINGS PLAN
$296.2M · 2,770 participants
BONADIO & CO., LLP
BONADIO & CO., LLP 401(K) & PROFIT SHARING PLAN
$150.2M · 961 participants
QSC, LLC
QSC, LLC 401(K) RETIREMENT SAVINGS PLAN
$119.4M · 634 participants
VM CONSOLIDATED, INC.
VERRA MOBILITY 401(K) PLAN
$96.0M · 1,187 participants
Similar-size Manufacturing plans
HANSGROHE, INC.
HANSGROHE, INC. RETIREMENT PLAN
$13.5M · 184 participants
BULLEN ULTRASONICS, INC.
BULLEN ULTRASONICS, INC. 401(K) PROFIT SHARING PLAN
$13.5M · 123 participants
CONCOTE CORPORATION
CONCOTE CORPORATION 401K PLAN
$13.4M · 160 participants
KOMAX CORPORATION
KOMAX CORPORATION 401(K) RETIREMENT PLAN
$13.5M · 120 participants
THI, INC.
THI, INCORPORATED SECTION 401K RETIREMENT SAVINGS PLAN AND TRUST
$13.6M · 138 participants
CSE CORPORATION
CSE CORPORATION PROFIT SHARING PLAN
$13.4M · 73 participants
Large plans in New York
INTERNATIONAL BUSINESS MACHINES CORPORATION
IBM 401(K) PLAN
$60.4B · 49,030 participants
TEACHERS INSURANCE & ANNUITY ASSOCIATION OF AMERICA
TIAA REAL ESTATE ACCOUNT
$25.2B
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (STRATEGIC PROPERTY) OF JPMORGAN CHASE BANK, N.A.
$24.3B
MORGAN STANLEY DOMESTIC HOLDINGS, LLC
MORGAN STANLEY 401(K) PLAN
$22.2B · 54,084 participants
PFIZER INC
PFIZER SAVINGS PLAN
$22.0B · 29,469 participants
JPMORGAN CHASE BANK, N.A.
COMMINGLED PENSION TRUST FUND (EQUITY INDEX) OF JPMORGAN CHASE BANK, N.A.
$20.0B