Back to filter
Original filing (PDF)20250731085303NAL0006791536001
EMMA WILLARD SCHOOL
Form 5500
FILING_RECEIVED
EMMA WILLARD SCHOOL DEFINED CONTRIBUTION AND TAX DEFERRED ANNUITY RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
146
Accounts w/ balance
478
Plan assets (EOY)
$53.8M
Net assets (EOY)
$53.8M
How this plan invests
This plan
1 pooled trust
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (10 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMMA WILLARD SCHOOL.
Plan sponsor
Name
EMMA WILLARD SCHOOL
EIN
14-1338390
Address
285 PAWLING AVENUE · TROY, NY · 121805238
Phone
(518) 833-1300
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
UHY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | 13-1624203 | NEW YORK, NY | — | $34K | — |
| UHY LLP | 20-0694403 | CAROL STREAM, IL | — | $12K | — |
| PLANPILOT, LLC | 45-4168388 | CHICAGO, IL | — | $7K | — |
Investments
37 direct securities · 1 pooled fund· $53.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$51.9M
37 holdings
Pooled Separate Account
$1.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Annuity Non-benefit responsive contract | — | — | — | $8.5M | 15.8% | |
| CREF Stock R1 Mutual Fund | — | — | — | $8.5M | 15.7% | |
| CREF Growth R1 Mutual Fund | — | — | — | $3.8M | 7.0% | |
| TIAA-CREF Lfcyle Idx 2045-Rtmt Mutual Fund | — | — | — | $2.7M | 5.0% | |
| TIAA-CREF Lfcyle Idx 2030-Rtmt Mutual Fund | — | — | — | $2.4M | 4.4% | |
| TIAA-CREF Lfcyle Idx 2025-Rtmt Mutual Fund | — | — | — | $2.4M | 4.4% | |
| CREF Global Equities R1 Mutual Fund | — | — | — | $2.2M | 4.0% | |
| CREF Social Choice R1 Mutual Fund | — | — | — | $2.1M | 3.8% | |
| TIAA-CREF Lfcyle Idx 2035-Rtmt Mutual Fund | — | — | — | $1.9M | 3.5% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $1.8M | 3.3% | |
| TIAA-CREF Lfcyle Idx 2050-Rtmt Mutual Fund | — | — | — | $1.7M | 3.2% | |
| CREF Equity Index R1 Mutual Fund | — | — | — | $1.7M | 3.1% | |
| TIAA-CREF Lfcyle Idx 2040-Rtmt Mutual Fund | — | — | — | $1.6M | 3.0% | |
| TIAA-CREF S&P 500 Idx-Rtmt Mutual Fund | — | — | — | $1.5M | 2.8% | |
| TIAA-CREF Lfcyle Idx 2020-Rtmt Mutual Fund | — | — | — | $1.2M | 2.3% | |
| TIAA Traditional Annuity Benefit responsive contract | — | — | — | $1.1M | 2.0% | |
| TIAA-CREF Lfcyle Idx 2055-Rtmt Mutual Fund | — | — | — | $1.0M | 1.9% | |
| CREF Core Bond R2 Mutual Fund | — | — | — | $1.0M | 1.9% | |
| TIAA-CREF Intl Eq Idx-Rtmt Mutual Fund | — | — | — | $1.0M | 1.9% | |
| Vanguard Value Index Adm Mutual Fund | — | — | — | $873K | 1.6% | |
| TIAA-CREF Lfcyle Idx 2015-Rtmt Mutual Fund | — | — | — | $768K | 1.4% | |
| TIAA-CREF Sm-Cap Bl Idx-Rtmt Mutual Fund | — | — | — | $673K | 1.2% | |
| CREF Inflation-Linked Bond R1 Mutual Fund | — | — | — | $548K | 1.0% | |
| TIAA-CREF Emrg Mkt Eq Idx-Rtmt Mutual Fund | — | — | — | $447K | 0.8% | |
| TIAA-CREF Lfcyle Idx 2060-Rtmt Mutual Fund | — | — | — | $330K | 0.6% | |
| CREF Money Market R1 Mutual Fund | — | — | — | $329K | 0.6% | |
| TIAA-CREF Lg-Cap Gr Idx-Rtmt Mutual Fund | — | — | — | $326K | 0.6% | |
| Vanguard Mid-Cap Idx Adm Mutual Fund | — | — | — | $289K | 0.5% | |
| Principal MidCap Fund R5 Mutual Fund | — | — | — | $288K | 0.5% | |
| Vanguard Ttl Bd Mkt Idx Adm Mutual Fund | — | — | — | $259K | 0.5% | |
| TIAA Stable Value Benefit responsive contract | — | — | — | $166K | 0.3% | |
| TIAA-CREF High-Yield-Rtmt Mutual Fund | — | — | — | $111K | 0.2% | |
| Vanguard Treasury MoneyMkt Inv Mutual Fund | — | — | — | $82K | 0.2% | |
| Lord Abbett Short Dur Income A Mutual Fund | — | — | — | $69K | 0.1% | |
| Notes receivable from participants Interest rates from 4.25% to 9.50% | — | — | — | $68K | 0.1% | |
| TIAA-CREF Lfcyle Idx 2065-Rtmt Mutual Fund | — | — | — | $46K | <0.1% | |
| Vanguard Ttl Intl Bnd Idx Adm Mutual Fund | — | — | — | $36K | <0.1% | |
| Metropolitan West Tot Ret Bd M Mutual Fund | — | — | — | $6K | <0.1% |