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Original filing (PDF)20250729144135NAL0007847298001
STEWART'S SHOPS CORP
Form 5500
FILING_RECEIVED
STEWART'S SHOPS CORP EMPLOYEE STOCK OWNERSHIP PLAN
Defined-contribution retirement plan
Signals · 2
87% in single holdingNo recordkeeper disclosed
Active participants
3,211
Accounts w/ balance
4,795
Plan assets (EOY)
$896.8M
Net assets (EOY)
$896.8M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "of Party Identity of Issue, Borrower, Rate of Interest, Collateral, (d) (e) Involved Lessor, or Similar Party Par or Maturity Value Cost Current Value * Stewart's Shops Corp. (Qualifying Employer Securities) 1,273,347 shares" is 87% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STEWART'S SHOPS CORP.
Plan sponsor
Name
STEWART'S SHOPS CORP
EIN
14-1323607
Address
PO BOX 435 · SARATOGA SPRINGS, NY · 128660435
Phone
(518) 581-1200
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2P · Leveraged ESOP
Audit & trust (Schedule H)
Auditor
BST & CO. CPA'S LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | N/A | $0 | — |
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | N/A | $0 | — |
Investments
27 direct securities· $896.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party Identity of Issue, Borrower, Rate of Interest, Collateral, (d) (e) Involved Lessor, or Similar Party Par or Maturity Value Cost Current Value * Stewart's Shops Corp. (Qualifying Employer Securities) 1,273,347 shares | — | — | $179.0M | $779.5M | 86.9% | |
| Cash held for investment Cash | — | — | $34.5M | $34.5M | 3.9% | |
| Vanguard Target Retirement Income Fund Mutual Fund | — | — | $11.8M | $11.9M | 1.3% | |
| Vanguard Institutional Target Retirement 2025 Fund Mutual Fund | — | — | $11.2M | $11.3M | 1.3% | |
| Vanguard Institutional Target Retirement 2035 Fund Mutual Fund | — | — | $10.1M | $10.8M | 1.2% | |
| Vanguard Institutional Target Retirement 2050 Fund Mutual Fund | — | — | $6.5M | $7.2M | 0.8% | |
| Vanguard Institutional Target Retirement 2030 Fund Mutual Fund | — | — | $6.5M | $6.8M | 0.8% | |
| Vanguard Institutional Target Retirement 2020 Fund Mutual Fund | — | — | $5.8M | $5.6M | 0.6% | |
| Vanguard Institutional Target Retirement 2055 Fund Mutual Fund | — | — | $4.8M | $5.4M | 0.6% | |
| Vanguard Institutional Target Retirement 2040 Fund Mutual Fund | — | — | $4.7M | $5.2M | 0.6% | |
| Vanguard Institutional Target Retirement 2045 Fund Mutual Fund | — | — | $4.1M | $4.5M | 0.5% | |
| Vanguard Institutional Target Retirement 2060 Fund Mutual Fund | — | — | $2.9M | $3.4M | 0.4% | |
| Federated Capital Preservation Fund Collective Trust Fund | — | — | $2.7M | $2.7M | 0.3% | |
| Cash and cash equivalents Cash | — | — | $2.6M | $2.6M | 0.3% | |
| Vanguard 500 Index Mutual Fund | — | — | $1.1M | $1.4M | 0.2% | |
| Participant notes receivable 4.25%-11.50% - | — | — | — | $747K | <0.1% | |
| Vanguard Growth Index Fund Admiral Shares Mutual Fund | — | — | $527K | $697K | <0.1% | |
| JPMorgan U.S. Equity Fund Class R-6 Mutual Fund | — | — | $341K | $421K | <0.1% | |
| American Fund American Balanced Fund Class R-6 Mutual Fund | — | — | $287K | $338K | <0.1% | |
| Vanguard Mid Cap Value Index Fund Admiral Shares Mutual Fund | — | — | $290K | $333K | <0.1% | |
| Vanguard Small Cap Value Index Mutual Fund | — | — | $222K | $303K | <0.1% | |
| PIMCO Real Return Mutual Fund 402 T. Rowe Price Small-Cap Value Fund Mutual Fund | — | — | $184K | $189K | <0.1% | |
| Dodge & Cox Income Fund Mutual Fund | — | — | $122K | $121K | <0.1% | |
| Fidelity International Index Mutual Fund | — | — | $63K | $64K | <0.1% | |
| Vanguard Interm Term US Treas Mutual Fund | — | — | $57K | $57K | <0.1% | |
| Federated Mid Cap Index Mutual Fund | — | — | $40K | $36K | <0.1% | |
| Blackrock High Yield Bond Fund Mutual Fund | — | — | $12K | $13K | <0.1% |
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