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Original filing (PDF)20251014145709NAL0004309680001

NYSARC, INC.

Form 5500
FILING_RECEIVED
THE ARC NEW YORK AFFILIATED EMPLOYERS 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
21,939
Accounts w/ balance
13,442
Plan assets (EOY)
$647.6M
Net assets (EOY)
$647.6M
How this plan invests
This plan
2 pooled trusts
Schedule D
308 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
  • 12 bps in Schedule C fees — 94% above peer band of 6 bps.
  • No recordkeeper disclosed on Schedule C.
  • 61% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NYSARC, INC..
Plan sponsor
Name
NYSARC, INC.
EIN
13-5678837
Address
29 BRITISH AMERICAN BLVD · LATHAM, NY · 12110
Phone
(518) 439-8311
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Other
3
NameEINLocationRelationDirect compIndirect comp
VALIC RETIREMENT SERVICES CO.51-0396365NONE$705K
TIAA13-1624203NONE$42K
THE VARIABLE ANNUITY LIFE INSURANCE74-1625348NONE$9K

Investments

298 direct securities · 2 pooled funds· $628.6M(97% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$595.7M
291 holdings
Mutual Funds
$18.5M
2 holdings
Guaranteed Income / GIC
$8.8M
1 holding
Pooled Separate Account
$5.6M
2 holdings
Pooled Separate Accounts
$73K
4 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
T. Rowe Price T. Rowe Price RTMT I 2030 I$82.6M12.8%
T. Rowe Price T. Rowe Price RTMT I 2035 I$78.8M12.2%
T. Rowe Price T. Rowe Price RTMT I 2025 I$64.0M9.9%
T. Rowe Price T. Rowe Price RTMT I 2040 I$52.8M8.2%
Variable Annuity Life Insurance Company Fixed Interest Option$50.1M7.7%
T. Rowe Price T. Rowe Price RTMT I 2045 I$38.6M6.0%
T. Rowe Price T. Rowe Price RTMT I 2050 I$27.6M4.3%
T. Rowe Price T. Rowe Price RTMT I 2020 I$27.4M4.2%
Fidelity 500 Index INSTL PREM$21.9M3.4%
Guaranteed Annuity Contracts * TIAA Traditional Non Benefit Responsive$17.1M2.6%
s (continued) T. Rowe Price T. Rowe Price RTMT I 2055 I
Mutual Funds
$17.1M2.6%
T. Rowe Price T. Rowe Price RTMT I 2060 I$14.3M2.2%
T. Rowe Price T. Rowe Price RTMT I 2015 I$12.1M1.9%
TIAA-CREF CREF Stock R1$9.0M1.4%
s * Mutual of America Life Insurance Company Interest Accumulation Account
Guaranteed Income / GIC
$8.8M1.4%
TIAA and CREF TIAA Traditional Benefit Responsive$6.3M1.0%
Metropolitan West Metropolitan West TOT RET BD I 4 MFS Growth R6$4.9M0.8%
Voya Retirement Insurance and Annuity Voya Fixed Account 4669$4.7M0.7%
TIAA-CREF CREF Growth R1$4.7M0.7%
SEPARATE ACCOUNT NUMBER 2
MUTUAL OF AMERICA LIFE INSURANCE COMPANY · EIN 13-1614399 / PN 000
Pooled Separate Account
$4.0M0.6%
Fidelity INTL IND INSTL PREM$3.7M0.6%
Fidelity EXT MKT IND INST PREM$3.5M0.5%
T. Rowe Price T. Rowe Price RTMT I 2010 I$3.4M0.5%
Dodge & Cox Dodge & Cox Income X$3.2M0.5%
Vanguard FED Money Market INV$3.1M0.5%
JP Morgan JP Morgan Equity Income R6$3.0M0.5%
TIAA-CREF CREF Equity Index R1$2.8M0.4%
Fidelity US Bond Index INSTL$2.3M0.4%
TIAA-CREF CREF Global Equities R1$2.3M0.3%
MFS INTL Diversification R6$2.1M0.3%
T. Rowe Price T. Rowe Price RTMT I 2005 I$2.1M0.3%
TIAA-CREF CREF Money Market R1$2.1M0.3%
Allspring Funds Allspring SP MD CP VAL Fund R6$2.0M0.3%
DWS Investment Management DWS S&P 500 Index Fund S$1.9M0.3%
TIAA-CREF CREF Stock R2$1.7M0.3%
Invesco DIS Mid CP GR F R6$1.6M0.3%
T. Rowe Price T. Rowe Price Growth Stock Fd R$1.6M0.2%
TIAA REAL ESTATE
TIAA-CREF · EIN 13-1624203 / PN 004
Pooled Separate Account
$1.6M0.2%
Guaranteed Interest Accounts * Brighthouse Life Insurance Company Fixed Account 3.5%$1.5M0.2%
JP Morgan JP Morgan EMERG MKTS EQ R6$1.4M0.2%
Alliance Bernstein AB Small Cap Growth Z
Mutual Funds
$1.3M0.2%
Vanguard Real Estate Index ADM$1.3M0.2%
TIAA Traditional Non Benefit Responsive 2$1.1M0.2%
American Century American Century SM CAP VAL R6$1.1M0.2%
TIAA-CREF CREF Social Choice R1$1.0M0.2%
Variable Annuity Contracts * TIAA-CREF CREF Core Bond R1$936K0.1%
TIAA-CREF TIAA Access LifeCycle 2025 T4$844K0.1%
Metropolitan West Metropolitan West TotRet Bnd I$838K0.1%
Brighthouse Life Insurance Company T-Flex Fixed Account 3.5%$819K0.1%
Fidelity Inflation PROT BD IDX$782K0.1%
TIAA-CREF TIAA Access LifeCycle 2045 T4$706K0.1%
Mutual of America Life Insurance Company Fidelity VIP Contrafund$691K0.1%
Brighthouse Life Insurance Company MetLife Stock Index Portfolio Class A$591K<0.1%
TIAA-CREF TIAA Access LifeCycle 2050 T4$589K<0.1%
TIAA-CREF TIAA Access LifeCycle 2055 T4$539K<0.1%
Prudential High-Yield ZND SEL$536K<0.1%
Mutual of America Life Insurance Company DWS Capital Growth VIP$522K<0.1%
Mutual of America Life Insurance Company 2030 Retirement Fund$518K<0.1%
TIAA-CREF TIAA Access LifeCycle 2035 T4$504K<0.1%
TIAA-CREF TIAA Access LifeCycle 2040 T4$492K<0.1%
Equitable Financial Life Insurance Company Guaranteed Interest Account$461K<0.1%
TIAA and CREF TIAA Traditional Benefit Responsive BR1$458K<0.1%
Voya Retirement Insurance and Annuity Voya Growth and Income Port I$456K<0.1%
TIAA-CREF CREF Inflation-Linked Bond R1$454K<0.1%
Invesco Senior Float Rate R6 37 Lord Abbett Lord Abbett Short Dur Income A$441K<0.1%
Brighthouse Life Insurance Company Brighthouse Asset Allocation 80 Portfolio$431K<0.1%
Variable Annuity Life Insurance Company Fixed Account Plus$426K<0.1%
Mutual of America Life Insurance Company Equity Index Fund$422K<0.1%
TIAA-CREF Lfcyle Idx 2035-Rtmt$414K<0.1%
Alliance Bernstein AB Discovery Value A$412K<0.1%
TIAA-CREF CREF Equity Index R2$397K<0.1%
TIAA-CREF TIAA Access LifeCycle 2060 T4$388K<0.1%
TIAA-CREF TIAA Access LifeCycle 2030 T4$354K<0.1%
TIAA-CREF Lfcyle Idx 2025-Rtmt$308K<0.1%
TIAA-CREF TIAA Access Intl Equity T4$307K<0.1%
Voya Retirement Insurance and Annuity Fidelity VIP Contrafund Pt I$304K<0.1%
TIAA-CREF Lfcyle Idx 2030-Rtmt$303K<0.1%
BNY Mellon BNY Mellon Sml Cap Stk Idx Inv$285K<0.1%
Voya Retirement Insurance and Annuity Fidelity VIP Growth Port I$262K<0.1%
T. Rowe Price T. Rowe Price Emerg Mkts Stk I$253K<0.1%
Brighthouse Life Insurance Company Brighthouse Asset Allocation 60 Portfolio$248K<0.1%
Brighthouse Life Insurance Company Loomis Sayles Growth Portfolio$236K<0.1%
TIAA-CREF TIAA Access Lg-Cap Val T4$234K<0.1%
Mutual of America Life Insurance Company T. Rowe Price Blue Chip G$222K<0.1%
Fidelity Management Trust Company FID Blue Chip GR$219K<0.1%
TIAA-CREF CREF Global Equities R2$219K<0.1%
Mutual of America Life Insurance Company 2035 Retirement Fund$212K<0.1%
Voya Retirement Insurance and Annuity VY TRwPr Divr MdCp Gr Pt I$210K<0.1%
TIAA and CREF TIAA Traditional Benefit Responsive 2$204K<0.1%
TIAA-CREF CREF Growth R2$195K<0.1%
TIAA-CREF CREF Money Market R2$195K<0.1%
Brighthouse Life Insurance Company Universal Annuity Fixed Account 3.5%$191K<0.1%
Mutual of America Life Insurance Company American Century VP Cap A$189K<0.1%
Mutual of America Life Insurance Company Mid-Cap Equity Index Fund$183K<0.1%
TIAA-CREF Lfcyle Idx 2045-Rtmt$183K<0.1%
TIAA-CREF TIAA Access Sml Cap Eq T4$169K<0.1%
TIAA-CREF TIAA Access LifeCycle 2020 T4$165K<0.1%
BlackRock Global Allocation A$165K<0.1%
Variable Annuity life Insurance Company Stock Index Fund$162K<0.1%
TIAA-CREF Lfcyle Idx 2020-Rtmt$161K<0.1%
Fidelity Management Trust Company FID Growth Company$156K<0.1%
Mutual of America Life Insurance Company Small Cap Equity Index Fu 380 * Mutual of America Life Insurance Company Small Cap Growth Fund$153K<0.1%
TIAA-CREF TIAA Access Mid-Cap Val T4$148K<0.1%
Variable Annuity life Insurance Company Aggressive Growth Lifestyle$143K<0.1%
TIAA-CREF TIAA Access Equity Idx T4$143K<0.1%
TIAA-CREF TIAA Access Sm Cp Bl Ix T4$131K<0.1%
Variable Annuity life Insurance Company Moderate Growth Lifestyle$129K<0.1%
TIAA-CREF TIAA Access Quant Sml Cp Eq T4 272 * TIAA-CREF TIAA Access Real Est Secs T4$128K<0.1%
Voya Retirement Insurance and Annuity VY Baron Growth Port Srv 218 * Voya Retirement Insurance and Annuity VY CBRE Rl Estate Prt Srv 744 * Voya Retirement Insurance and Annuity VY Inv Glob Portf - Init Cl$128K<0.1%
TIAA-CREF Lfcyle Idx 2050-Rtmt$127K<0.1%
TIAA-CREF TIAA Access Lrg Cap Gr T4$126K<0.1%
Voya Retirement Insurance and Annuity Voya Large Cap Growth Prt Ins$122K<0.1%
Mutual of America Life Insurance Company Fidelity VIP Equity Income$122K<0.1%
Variable Annuity life Insurance Company INTERNATL Equities Index Fund$119K<0.1%
Brighthouse Life Insurance Company Invesco Global Equity Portfolio$114K<0.1%
Variable Annuity Life Insurance Company Vanguard Windsor II$111K<0.1%
TIAA-CREF CREF Core Bond R2$108K<0.1%
Variable Annuity life Insurance Company Systematic Value$106K<0.1%
Fidelity Management Trust Company FID Diversified INTL 855 * Fidelity Management Trust Company FID Dividend GR$104K<0.1%
Voya Retirement Insurance and Annuity Voya Fixed Account 4660$102K<0.1%
Voya Retirement Insurance and Annuity Voya Solution Aggress Pt I$97K<0.1%
Variable Annuity life Insurance Company Mid Cap Index Fund$96K<0.1%
Mutual of America Life Insurance Company Vanguard VIF International$91K<0.1%
Voya Retirement Insurance and Annuity Voya High Yield Port Ins 51 * Voya Retirement Insurance and Annuity Voya Index Plus LargeCap Prt I$91K<0.1%
Brighthouse Life Insurance Company Loomis Sayles Global Allocation Portfolio$91K<0.1%
Variable Annuity life Insurance Company US Socially Responsible Fund$88K<0.1%
Variable Annuity life Insurance Company Core Bond Fund$87K<0.1%
TIAA-CREF Money Market-Rtmt$83K<0.1%
Brighthouse Life Insurance Company Jennison Growth Portfolio$81K<0.1%
TIAA-CREF Lfcyle Idx 2010-Rtmt$80K<0.1%
TIAA-CREF High-Yield-Rtmt$78K<0.1%
Variable Annuity life Insurance Company Mid Cap Strategic GWTH$76K<0.1%
Variable Annuity life Insurance Company Emerging Economies$72K<0.1%
Mutual of America Life Insurance Company Small Cap Value Fund$70K<0.1%
Voya Retirement Insurance and Annuity VY JPM Emrg Mkts Eq Port Srv 133 * Voya Retirement Insurance and Annuity VY JPM SmCp Cr Eq Port Srv 797 * Voya Retirement Insurance and Annuity VY TRwPr Cap Apprec Port Srv$67K<0.1%
Variable Annuity life Insurance Company Mid Cap Value Fund$66K<0.1%
Voya Retirement Insurance and Annuity Fidelity VIP Eqty-Inc Prt I$65K<0.1%
Fidelity Management Trust Company FID Balanced$64K<0.1%
Brighthouse Life Insurance Company T. Rowe Price Small Cap Growth Portfolio$63K<0.1%
Mutual of America Life Insurance Company Aggressive Allocation Fund$63K<0.1%
Neuberger Berman Neuberger Real Estate R6$61K<0.1%
Mutual of America Life Insurance Company 2045 Retirement Fund$60K<0.1%
Fidelity Management Trust Company Fid Freedom 2020 661 * Fidelity Management Trust Company Fid Freedom 2040$60K<0.1%
Voya Retirement Insurance and Annuity VY TRwPr Eqty Income Prt Srv 102 * Voya Retirement Insurance and Annuity VY TRwPr Grw Eqty Pt I$60K<0.1%
TIAA-CREF CREF Inflation-Linked Bond R2$60K<0.1%
Mutual of America Life Insurance Company Fidelity VIP Mid-Cap$57K<0.1%
Variable Annuity life Insurance Company INTL Opportunities$57K<0.1%
TIAA-CREF TIAA Access Lg-Cap Gr T4$56K<0.1%
Mutual of America Life Insurance Company 2025 Retirement Fund$56K<0.1%
Equitable Financial Life Insurance Company EQ / Com Stck Index$54K<0.1%
TIAA-CREF TIAA Access Growth & Income T4$54K<0.1%
TIAA-CREF TIAA Access Rl Est Sec T4$54K<0.1%
Brighthouse Life Insurance Company SSGA Growth ETF Portfolio$50K<0.1%
Brighthouse Life Insurance Company Brighthouse/Wellington Balanced Portfolio$49K<0.1%
Voya Retirement Insurance and Annuity American Funds Nw Prspctv R4$49K<0.1%
Brighthouse Life Insurance Company MetLife Aggregate Bond Index Portfolio$48K<0.1%
Voya Retirement Insurance and Annuity Voya Large Cap Value Port Ins$47K<0.1%
Fidelity Management Trust Company FID Growth & INC$47K<0.1%
Brighthouse Life Insurance Company MetLife MSCI EAFE Index Portfolio$46K<0.1%
Voya Retirement Insurance and Annuity Invesco VI Amr Franchise Fd I$45K<0.1%
Mutual of America Life Insurance Company 2040 Retirement Fund$44K<0.1%
TIAA-CREF Vanguard FED Money Market INV$43K<0.1%
Fidelity Management Trust Company FID Focused Stock$43K<0.1%
Variable Annuity life Insurance Company Systematic Growth Fund$42K<0.1%
Brighthouse Life Insurance Company Fidelity VIP Equity Income Portfolio$42K<0.1%
BlackRock InflationProtectBndA$41K<0.1%
Voya Retirement Insurance and Annuity Voya Solution Conserv Pt I 716 * Voya Retirement Insurance and Annuity Voya Solution Income Pt Srv$41K<0.1%
Voya Retirement Insurance and Annuity Voya Solution 2045 Port Srv$41K<0.1%
Variable Annuity life Insurance Company International Growth Fund 144 * Variable Annuity life Insurance Company International Value Fund$40K<0.1%
Fidelity Management Trust Company FID Capital APPREC$38K<0.1%
TIAA-CREF CREF Social Choice R2$38K<0.1%
TIAA-CREF TIAA Access Social Ch Eq T4$37K<0.1%
Fidelity Management Trust Company FID Disciplined EQTY$36K<0.1%
Voya Retirement Insurance and Annuity Voya Russell LCp Gr Ind Prt I$36K<0.1%
s * Brighthouse Life Insurance Company Blackrock Bond Income Portfolio 761 * Brighthouse Life Insurance Company Blackrock Capital Appreciation Portfolio
Pooled Separate Accounts
$36K<0.1%
TIAA-CREF TIAA Access Lrg-Cap Res Eq T4 175 * TIAA-CREF TIAA Access Mid Cap Grw T4$35K<0.1%
Variable Annuity life Insurance Company Inflation Protected Fund$35K<0.1%
TIAA-CREF TIAA Stable Value$35K<0.1%
Brighthouse Life Insurance Company Brighthouse/Wellington Large Cap Research Portfolio 449 * Brighthouse Life Insurance Company CBRE Global Real Estate Portfolio$35K<0.1%
Brighthouse Life Insurance Company MFS Total Return Portfolio$34K<0.1%
TIAA-CREF Lfcyle Idx 2055-Rtmt$33K<0.1%
Mutual of America Life Insurance Company Vanguard VIF Real Estate$32K<0.1%
Variable Annuity Life Insurance Company VC I Capital Appreciation$31K<0.1%
Variable Annuity life Insurance Company Small Cap Index Fund$31K<0.1%
Variable Annuity life Insurance Company Small Cap Value Fund$30K<0.1%
Fidelity Management Trust Company FID Low Priced STK$30K<0.1%
Equitable Financial Life Insurance Company EQ / Value equity$29K<0.1%
Mutual of America Life Insurance Company Aggressive Allocation Fund 945 * Mutual of America Life Insurance Company All America Fund$29K<0.1%
Variable Annuity life Insurance Company Global Real Estate Fund$28K<0.1%
Variable Annuity Life Insurance Company VC I CONSERV Growth Lifestyle$27K<0.1%
Variable Annuity life Insurance Company Growth Fund$27K<0.1%
Brighthouse Life Insurance Company Brighthouse/Wellington Core Equity Opportunities Portfolio Class A$27K<0.1%
Invesco Gold & Special Miner A$26K<0.1%
TIAA-CREF TIAA Access LfCy Rt Inc T4$26K<0.1%
Mutual of America Life Insurance Company Bond Fund$26K<0.1%
Variable Annuity life Insurance Company High Yield Bond Fund$24K<0.1%
Variable Annuity life Insurance Company NASDAQ-100(R) Index Fund$24K<0.1%
Voya Retirement Insurance and Annuity VY Invesco Comstock Port Srv$24K<0.1%
Variable Annuity Life Insurance Company Short Term Fixed Account$23K<0.1%
Equitable Financial Life Insurance Company EQ / Global$23K<0.1%
Showing top 200 of 300 investments by value.