Original filing (PDF)20251014114611NAL0005680514001

ISRAEL DISCOUNT BANK OF NEW YORK

Name: ISRAEL DISCOUNT BANK OF NEW YORK — ISRAEL DISCOUNT BANK OF NEW YORK SAVINGS AND INVESTMENT PLAN, Form 5500 (2024)
Creator: ISRAEL DISCOUNT BANK OF NEW YORK

Form 5500

FILING_RECEIVED

ISRAEL DISCOUNT BANK OF NEW YORK SAVINGS AND INVESTMENT PLAN

401(k) retirement plan

Signals · 1

Corrective distributions issued

Active participants

676

Accounts w/ balance

880

Plan assets (EOY)

$165.6M

Net assets (EOY)

$165.6M

How this plan invests

This plan

1 pooled trust

Schedule D

91 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ISRAEL DISCOUNT BANK OF NEW YORK.

Plan sponsor

Name

ISRAEL DISCOUNT BANK OF NEW YORK

EIN

13-5596781

Address

1114 AVENUE OF THE AMERICAS · NEW YORK, NY · 10036

Phone

(212) 551-8003

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$69K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY SMITH BARNEY LLC	20-8764829	—	INVESTMENT ADVISOR	$109K	—

Investments

91 direct securities · 1 pooled fund· $166.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$149.3M

83 holdings

Cash / Money Market

$12.9M

3 holdings

Bonds / Notes

$1.7M

2 holdings

Common Collective Trusts

$1.3M

1 holding

Common Collective Trust

$1.2M

1 holding

Agency / Mortgage-Backed

$489K

1 holding

Common Stock

$1K

1 holding

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Fidelity$128.7M Vanguard$3.7M Janus Henderson$2.2M BlackRock / iShares$1.6M Prudential / PGIM$1.5M Invesco$1.4M Dodge & Cox$877K Wells Fargo / Allspring$586K American Funds (Capital Group)

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BOARD OF TRUSTEES H&GL LOCAL UNIONS 472 & 172 OF NJ PENSION FUND

					% of plan
Fidelity 500 Index Mutual Fund	Other securities	—	—	$31.4M	19.0%
Pioneer Fundamental Growth K Mutual Fund	Other securities	—	—	$18.0M	10.8%
Fidelity Freedom Index 2030 IPR Mutual Fund	Other securities	—	—	$15.2M	9.2%
Fidelity Freedom Index 2035 IPR Mutual Fund	Other securities	—	—	$12.4M	7.5%
Fidelity Government Money Market Cash and Cash Equivalents	Cash / Money Market	—	—	$12.4M	7.5%
Fidelity Freedom Index 2040 IPR Mutual Fund	Other securities	—	—	$10.8M	6.5%
Fidelity Freedom Index 2025 IPR Mutual Fund	Other securities	—	—	$10.1M	6.1%
Fidelity Freedom Index 2045 IPR Mutual Fund	Other securities	—	—	$9.1M	5.5%
Fidelity Freedom Index 2050 IPR Mutual Fund	Other securities	—	—	$5.7M	3.4%
Fidelity Freedom Index 2055 IPR Mutual Fund	Other securities	—	—	$4.0M	2.4%
Vanguard Selected Value Mutual Fund	Other securities	—	—	$3.6M	2.2%
Fidelity Freedom Index 2020 IPR Mutual Fund	Other securities	—	—	$3.5M	2.1%
Fidelity Mid Cap Index Fund Mutual Fund	Other securities	—	—	$3.0M	1.8%
Clearbridge International Growth Fund Mutual Fund	Other securities	—	—	$2.5M	1.5%
Janus Henderson Enterprise N Mutual Fund	Other securities	—	—	$2.1M	1.3%
Fidelity Small Cap Index Fund Mutual Fund	Other securities	—	—	$1.7M	1.0%
Participant loans (interest rates ranging between 4.00% and 9.50%) *** $-	Bonds / Notes	—	—	$1.6M	1.0%
BlackRock High Yield Bond K Mutual Fund	Other securities	—	—	$1.5M	0.9%
PGIM Total Return Bond Fund - Class R6 Mutual Fund	Other securities	—	—	$1.5M	0.9%
Loomis Small Cap Growth Institutional Class Mutual Fund	Other securities	—	—	$1.4M	0.9%
Fidelity US Bond Index Mutual Fund	Other securities	—	—	$1.4M	0.8%
Invesco Growth & Income R6 Mutual Fund	Other securities	—	—	$1.4M	0.8%
Fidelity Managed Income Portfolio Common Collective Trusts	Common Collective Trusts	—	—	$1.3M	0.8%
MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024	Common Collective Trust	—	—	$1.2M	0.7%
Fidelity Freedom Index 2060 IPR Mutual Fund	Other securities	—	—	$1.0M	0.6%
Fidelity Freedom Index 2010 IPR Mutual Fund	Other securities	—	—	$911K	0.5%
Fidelity Freedom Index 2015 IPR Mutual Fund	Other securities	—	—	$908K	0.5%
Dodge & Cox International Stock Mutual Fund	Other securities	—	—	$877K	0.5%
Fidelity International Index Mutual Fund	Other securities	—	—	$765K	0.5%
Oakmark Equity & Income Fund Mutual Fund	Other securities	—	—	$590K	0.4%
Allspring Special Small Cap Value Fund - Class R6 Mutual Fund	Other securities	—	—	$586K	0.4%
Fidelity Mid Cap Stock Mutual Fund	Other securities	—	—	$551K	0.3%
American Funds New World R6 Mutual Fund	Other securities	—	—	$500K	0.3%
Fidelity GNMA Mutual Fund	Agency / Mortgage-Backed	—	—	$489K	0.3%
Fidelity Freedom 2065 IPR Mutual Fund	Other securities	—	—	$480K	0.3%
Fidelity Cash Reserves Cash and Cash Equivalents	Cash / Money Market	—	—	$368K	0.2%
Fidelity Freedom Index Income Fund Mutual Fund	Other securities	—	—	$337K	0.2%
PIMCO Real Return Inst Mutual Fund	Other securities	—	—	$270K	0.2%
Fidelity Money Market Premium Class Mutual Fund	Cash / Money Market	—	—	$166K	0.1%
Vanguard Small Cap Index Mutual Fund	Other securities	—	—	$140K	<0.1%
Fidelity Total Market Index Institutional Premium Class Mutual Fund	Other securities	—	—	$130K	<0.1%
Fidelity Select Transport Mutual Fund	Other securities	—	—	$111K	<0.1%
Fidelity Blue Chip Growth Mutual Fund	Other securities	—	—	$91K	<0.1%
Janus Global Technology Mutual Fund	Other securities	—	—	$80K	<0.1%
Fidelity International Index Institutional Premium Class Mutual Fund	Other securities	—	—	$65K	<0.1%
Matthews India Fund Institutional Mutual Fund	Other securities	—	—	$62K	<0.1%
USAA Science and Technology Adviser Mutual Fund	Other securities	—	—	$60K	<0.1%
Fidelity Extended Market Index Institutional Premium Mutual Fund	Other securities	—	—	$52K	<0.1%
Fidelity Select Biotechnology Mutual Fund	Other securities	—	—	$48K	<0.1%
Fidelity Puritan Mutual Fund	Other securities	—	—	$42K	<0.1%

1–50 of 92

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