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Original filing (PDF)20250918132926NAL0002197586001
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Form 5500
FILING_RECEIVED
GUARDIAN RETIREMENT INVESTMENT PLAN
401(k) retirement plan
Signals · 1
99% in single holding
Active participants
4,922
Accounts w/ balance
6,340
Plan assets (EOY)
$1.1B
Net assets (EOY)
$1.1B
How this plan invests
This plan
1 pooled trust
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "The Guardian Life Insurance Company of America Master Investment Plan Trust" is 99% of plan.
Helping the score
- Below-peer total fees (3 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Plan sponsor
Name
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN
13-5123390
Address
10 HUDSON YARDS · NEW YORK, NY · 10001
Phone
(212) 919-8190
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
008
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
JOHNSON LAMBERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $321K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERCER INVESTMENTS LLC | 30-0282430 | — | INVESTMENT ADVISOR | $51K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN LEWIS BOCKIUS LLP | 23-0891050 | — | ATTORNEY/LEGAL | $10K | — |
Investments
1 direct security · 1 pooled fund· $1.1B(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Master Trust
$1.0B
1 holding
Uncategorized
$14.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| THE GUARDIAN MASTER INVESTMENT TRUS THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · EIN 13-5123390 / PN 026 | Master Trust | — | — | $1.0B | 94.3% | |
| Participant loans | — | — | — | $14.9M | 1.4% |