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Original filing (PDF)20250807140958NAL0003756243001
INNOVATIVE OFFICE SYSTEMS, LLC
Form 5500
FILING_RECEIVED
LINEAGE PROFIT SHARING 401(K) PLAN
401(k) retirement plan
Active participants
112
Accounts w/ balance
160
Plan assets (EOY)
$8.2M
Net assets (EOY)
$8.2M
How this plan invests
This plan
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INNOVATIVE OFFICE SYSTEMS, LLC.
Plan sponsor
Name
INNOVATIVE OFFICE SYSTEMS, LLC
EIN
13-4206702
Address
1629 CROSS BEAM DR. · CHARLOTTE, NC · 28217
Phone
(704) 559-6569
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-07
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LUMSDEN & MCCORMICK, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MATRIX TRUST COMPANY | 48-1205033 | — | RECORDKEEPER | — | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACTUARIAL CONSULTING SERVICES | 16-1186135 | AMHERST, NY | THIRD PARTY ADMINISTRATO | — | — |
Investments
21 direct securities· $7.8M(95% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Self-Directed Brokerage Accounts | — | — | — | $1.7M | 20.9% | |
| JP Morgan Smart Retirement Blend 2025 Fund R6 | — | — | — | $1.0M | 12.8% | |
| JP Morgan Smart Retirement Blend 2045 Fund R6 | — | — | — | $598K | 7.3% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $582K | 7.1% | |
| American Funds Washington Mutual R6 | — | — | — | $535K | 6.5% | |
| JP Morgan Smart Retirement Blend 2020 Fund R6 | — | — | — | $494K | 6.0% | |
| Vanguard 500 Index Admiral | — | — | — | $487K | 5.9% | |
| JP Morgan Smart Retirement Blend 2050 Fund R6 | — | — | — | $485K | 5.9% | |
| JP Morgan Smart Retirement Blend 2035 Fund R6 | — | — | — | $409K | 5.0% | |
| JP Morgan Smart Retirement Blend 2030 Fund R6 | — | — | — | $319K | 3.9% | |
| Prudential Jennison Growth Q | — | — | — | $285K | 3.5% | |
| JP Morgan Smart Retirement Blend 2040 Fund R6 | — | — | — | $128K | 1.6% | |
| American Funds Europacific Growth R6 | — | — | — | $123K | 1.5% | |
| JP Morgan Smart Retirement Blend 2055 Fund R6 | — | — | — | $117K | 1.4% | |
| CMFG Stable Value A34 | — | — | — | $102K | 1.2% | |
| Vanguard Small Cap Index Admiral | — | — | — | $93K | 1.1% | |
| JP Morgan Smart Retirement Blend 2060 Fund R6 | — | — | — | $76K | 0.9% | |
| Calvert Emerging Markets Equity R6 | — | — | — | $75K | 0.9% | |
| TCW MetWest Total Return Bond Plan | — | — | — | $68K | 0.8% | |
| JP Morgan Smart Retirement Blend Income Fund R6 | — | — | — | $60K | 0.7% | |
| Vanguard Federal Money Market Investor | — | — | — | $10K | 0.1% |
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