Original filing (PDF)20251015133002NAL0002366579003

STARNET EMERGENCY SERVICES, INC. D/B/A WESTCHESTER EMS

Name: STARNET EMERGENCY SERVICES, INC. D/B/A WESTCHESTER EMS — STARNET EMERGENCY SERVICES EMPLOYEES' RETIREMENT AND SAVINGS PLAN, Form 5500 (2024)
Creator: STARNET EMERGENCY SERVICES, INC. D/B/A WESTCHESTER EMS

Form 5500

FILING_RECEIVED

STARNET EMERGENCY SERVICES EMPLOYEES' RETIREMENT AND SAVINGS PLAN

403(b) retirement plan

Signals · 1

30% in single holding

Active participants

188

Accounts w/ balance

223

Plan assets (EOY)

$6.3M

Net assets (EOY)

$6.3M

How this plan invests

This plan

1 pooled trust

Schedule D

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Transamerica Partners Large Group Fund" is 30% of plan.

Helping the score

Below-peer total fees (18 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STARNET EMERGENCY SERVICES, INC. D/B/A WESTCHESTER EMS.

Plan sponsor

Name

STARNET EMERGENCY SERVICES, INC. D/B/A WESTCHESTER EMS

EIN

13-4091675

Address

45 KENSICO DRIVE · MT. KISCO, NY · 10549

Phone

(914) 765-0101

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

PKF O'CONNOR DAVIES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORD KEEPER	$11K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONAL FINANCIALS SERVICES	04-3523567	—	SECURITIES BROKER	$0	—
HEALTHCARE COMMUNITY SEC CORP	—	RENSSELAER, NY	BROKER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
CHARLES SCHWAB & CO., INC	94-1737782	—	—	$0	—

Investments

38 direct securities · 1 pooled fund· $6.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$6.3M

38 holdings

Pooled Separate Account

$59K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Transamerica Partners Large Group Fund	—	6,226	—	$1.9M	29.8%
Transamerica Partners Large Core Fund	—	4,880	—	$590K	9.3%
Transamerica Partners International Equity Fund	—	16,567	—	$492K	7.8%
Vanguard 500 Index Admiral Fund	—	782	—	$424K	6.7%
Transamerica Large Value Opportunities Variable	—	2,018	—	$323K	5.1%
Transamerica Balanced II Variable	—	2,339	—	$294K	4.7%
Vanguard Inf-Protected Secs Institutional Fund	—	28,005	—	$257K	4.1%
T. Rowe Price Retirement Fund 2025	—	14,379	—	$238K	3.8%
T. Rowe Price Retirement Fund 2060	—	13,233	—	$220K	3.5%
Transamerica Financial Life Insurance Co. General Account	—	—	—	$175K	2.8%
Transamerica Intermediate Bond Variable	—	3,372	—	$159K	2.5%
T. Rowe Price Retirement Fund 2040	—	4,850	—	$148K	2.3%
Transamerica Partner Money Market Fund	—	5,709	—	$132K	2.1%
Transamerica inflation Opportunities Variable	—	10,983	—	$118K	1.9%
T. Rowe Price Retirement Fund 2035	—	5,072	—	$107K	1.7%
T. Rowe Price Retirement Fund 2030	—	3,581	—	$92K	1.5%
T. Rowe Price Retirement Fund 2055	—	4,094	—	$81K	1.3%
Transamerica Short-Term Bond	—	7,012	—	$76K	1.2%
T. Rowe Price Retirement Fund 2050	—	3,853	—	$73K	1.2%
T. Rowe Price Retirement Fund 2065	—	4,992	—	$64K	1.0%
Vanguard Mid Cap Index Admiral Fund	—	187	—	$61K	1.0%
GOVERNMENT FIXED FUND TRANSAMERICA FINANCIAL LIFE INS. CO. · EIN 36-6071399 / PN 009	Pooled Separate Account	59,147	—	$59K	0.9%
Vanguard Group Index Admiral Fund	—	208	—	$44K	0.7%
T. Rowe Price Retirement Fund 2045	—	1,472	—	$33K	0.5%
Transamerica Small Cap Growth Fund	—	2,343	—	$29K	0.5%
Transamerica Partners High Yield Bond	—	673	—	$28K	0.4%
Transamerica Small Cap Value Fund	—	1,572	—	$28K	0.4%
Vanguard Small Cap Value Index Admiral	—	308	—	$26K	0.4%
Notes Receivable from participants	—	—	—	$19K	0.3%
Champlain Mid Cap Institutional Fund	—	799	—	$19K	0.3%
Transamerica Partners Calvert	—	152	—	$13K	0.2%
American Funds American Balanced R6	—	150	—	$5K	<0.1%
American Funds EuroPacific Group R6	—	83	—	$4K	<0.1%
Principal Real Estate Security Institutional Fund	—	112	—	$3K	<0.1%
MFS Mid Cap Value Fund	—	63	—	$2K	<0.1%
Emerald Group Institutional Fund	—	75	—	$2K	<0.1%
T. Rowe Price Retirement Fund 2020	—	70	—	$1K	<0.1%
MFS Value Fund	—	11	—	$518	<0.1%
Metropolitan West Total Return Bond	—	29	—	$259	<0.1%