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Original filing (PDF)20251015165640NAL0010424770001
PENTEGRA SERVICES, INC.
Form 5500
FILING_RECEIVED
SELIGMAN GROUP RETIREMENT PLAN
401(k) retirement plan
Active participants
121
Accounts w/ balance
118
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 67 bps in Schedule C fees — 131% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PENTEGRA SERVICES, INC..
Plan sponsor
Name
PENTEGRA SERVICES, INC.
EIN
13-3745616
Address
701 WESTCHESTER AVE SUITE 320E · WHITE PLAINS, NY · 10604
Phone
(844) 367-2848
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
008
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2W · Pooled employer plan (PEP)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TEMMPLETON & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $26K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL ASSET ADVISORY SERVICES, LL | — | HASLETT, MI | INVESTMENT ADVISOR | $40K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENTEGRA SERVICES INC | — | WHITE PLAINS, NY | CONTRACT ADMIN | $27K | — |
Investments
36 direct securities· $14.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity International Index Fund ** 177 American Funds American Mutual Fund | — | — | — | $2.8M | 20.3% | |
| American Funds 2025 Target Date Retirement Fund | — | — | — | $2.4M | 17.0% | |
| Fidelity 500 Index Fund | — | — | — | $1.5M | 11.1% | |
| American Funds 2035 Target Date Retirement Fund | — | — | — | $1.2M | 8.8% | |
| JPMorgan Growth Advantage Fund | — | — | — | $866K | 6.2% | |
| Fidelity Mid Cap Index Fund | — | — | — | $414K | 3.0% | |
| MFS International Growth Fund | — | — | — | $360K | 2.6% | |
| American Funds 2030 Target Date Retirement Fund | — | — | — | $360K | 2.6% | |
| American Funds 2015 Target Date Retirement Fund | — | — | — | $331K | 2.4% | |
| PIMCO Income Instl Fund | — | — | — | $324K | 2.3% | |
| American Funds 2050 Target Date Retirement Fund | — | — | — | $313K | 2.2% | |
| JPMorgan Mid Cap Growth Fund | — | — | — | $295K | 2.1% | |
| Empower Annuity Insurance * Key Guaranteed Portfolio Fund | — | — | — | $260K | 1.9% | |
| American Funds 2055 Target Date Retirement Fund | — | — | — | $239K | 1.7% | |
| American Funds New Perspective Fund | — | — | — | $236K | 1.7% | |
| PGIM Total Return Bond Fund | — | — | — | $166K | 1.2% | |
| American Funds 2040 Target Date Retirement Fund | — | — | — | $161K | 1.2% | |
| PGIM High Yield Fund | — | — | — | $160K | 1.1% | |
| American Funds Inflation Linked Bond Fund | — | — | — | $152K | 1.1% | |
| MFS New Discovery Value Fund | — | — | — | $148K | 1.1% | |
| Fidelity Small Cap Index | — | — | — | $147K | 1.1% | |
| Federated Hermes MDT Small Cap Growth Fund | — | — | — | $145K | 1.0% | |
| PARTICIPANT LOANS VARIOUS | — | — | $127K | $127K | 0.9% | |
| Loans to participants, interest rates ranging from * Notes receivable from participants - | — | — | — | $127K | 0.9% | |
| AllSpring Core Plus Bond Fund | — | — | — | $105K | 0.8% | |
| DFA Emerging Markets Small Cap Fund | — | — | — | $98K | 0.7% | |
| American Funds 2010 Target Date Retirement Fund | — | — | — | $94K | 0.7% | |
| American Funds 2020 Target Date Retirement Fund | — | — | — | $85K | 0.6% | |
| PGIM Global Total Return Fund | — | — | — | $82K | 0.6% | |
| American Funds 2060 Target Date Retirement Fund | — | — | — | $81K | 0.6% | |
| American Funds 2045 Target Date Retirement Fund | — | — | — | $78K | 0.6% | |
| Invesco Corporate Bond Fund | — | — | — | $65K | 0.5% | |
| Fidelity Real Estate Index Fund | — | — | — | $29K | 0.2% | |
| Janus Henderson Global Equity Income Fund | — | — | — | $20K | 0.1% | |
| Empower US Govt Securities Fund Inst Fund | — | — | — | $17K | 0.1% | |
| BlackRock Mid-Cap Value Fund | — | — | — | $1K | <0.1% |
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