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Original filing (PDF)20251014132105NAL0004052512001
L'OREAL USA, INC.
Form 5500
FILING_RECEIVED
PENSION PLAN OF L'OREAL USA, INC. MASTER RETIREMENT TRUST
Pooled investment trust — a fund that other plans invest in — not a participant plan
Active participants
—
Accounts w/ balance
—
Plan assets (EOY)
$1.0B
Net assets (EOY)
$832.9M
How this plan invests
1 plans
invest in this fund
This trust
pooled vehicle
56 securities
Schedule of Assets
This is a pooled fund: many plans invest in it, and it holds the underlying securities.
Master trust / DFE filing
Pooled investment vehicle
This filing is a Direct Filing Entity (DFE) — a master trust or collective investment trust that pools assets from multiple participating plans. It does not have plan participants of its own, and the Plan Health Score formula doesn’t apply. Individual participant-facing plans that invest in this trust are the appropriate target for fiduciary analysis.
Pooled assets (EOY)
$1.0B
Net assets (EOY)
$832.9M
Participating plans
1
latest filings citing this trust
Cited interest
$832.9M
across citing plans' latest filings
Cited interest vs pooled assets: cited interest sums what each participating plan reported holding in this trust, measured at that plan’s own year-end — and those filings span different years. Pooled assets is this single filing’s balance at one date. They’re independent measurements, so cited interest can land slightly above or below the pooled balance and won’t reconcile exactly.
Why no Schedule of Assets here? DFE holdings often live on the master trust’s own audited statement, not as a 4i schedule on the participating plans’ filings. We’re extending the parsing pipeline to cover DFE filings — see Methodology.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for L'OREAL USA, INC..
Plan sponsor
Name
L'OREAL USA, INC.
EIN
13-3647058
Address
50 CONNELL DRIVE · BERKELEY HEIGHTS, NJ · 07922
Phone
(908) 673-3498
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
55 direct securities · 5 pooled funds· $427.6M(42% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$247.5M
55 holdings
Common Collective Trust
$180.1M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CF MHTC COL INVT TR-MFS INT INTR MASSACHUSETTS FINANCIAL SERVICES COMPANY · EIN 57-1187281 / PN 005 | Common Collective Trust | — | — | $112.9M | 11.1% | |
| Acquisitions | — | — | $58.7M | $58.7M | 5.8% | |
| CF JPMCB STRATEGIC PROPERTY FUND JP MORGAN · EIN 13-6038770 / PN 001 | Common Collective Trust | — | — | $58.0M | 5.7% | |
| Acquisitions | — | — | — | $47.4M | 4.6% | |
| Proceeds ofDispositions Page 108 of 288 Account number 7016 Cost of Acquisitions-91,631,361.64-91,631,361.64-83,597,708.56-83,597,708.56-5,099,525.65 | — | — | $25.2M | $24.6M | 2.4% | |
| Proceeds ofDispositions Page 107 of 288 Account number 7016 Cost of Acquisitions-65,487,855.31-60,928,031.03-60,928,031.03 | — | — | $29.1M | $22.7M | 2.2% | |
| Acquisitions | — | — | — | $20.0M | 2.0% | |
| Acquisitions | — | — | — | $10.3M | 1.0% | |
| COLTV SHORT TERM INVT FD NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 084 | Common Collective Trust | — | — | $9.2M | 0.9% | |
| Shares/Par | — | — | — | $8.3M | 0.8% | |
| Acquisitions-4,671,813.07-74,756,767.05 | — | — | $12.9M | $5.7M | 0.6% | |
| Acquisitions | — | — | — | $4.6M | 0.5% | |
| Proceeds ofDispositions | — | — | — | $3.6M | 0.4% | |
| Proceeds ofDispositions | — | — | — | $3.3M | 0.3% | |
| Shares/Par | — | — | — | $3.2M | 0.3% | |
| Proceeds ofDispositions | — | — | — | $2.3M | 0.2% | |
| Acquisitions | — | — | — | $2.3M | 0.2% | |
| Proceeds ofDispositions | — | — | — | $2.1M | 0.2% | |
| Proceeds ofDispositions | — | — | — | $2.1M | 0.2% | |
| Acquisitions | — | — | — | $1.9M | 0.2% | |
| Proceeds ofDispositions | — | — | $1.4M | $1.9M | 0.2% | |
| Proceeds ofDispositions | — | — | — | $1.8M | 0.2% | |
| Acquisitions -1,563,209.25 | — | — | $1.6M | $1.7M | 0.2% | |
| Proceeds ofDispositions | — | — | — | $1.7M | 0.2% | |
| Acquisitions | — | — | $1.4M | $1.5M | 0.2% | |
| Acquisitions | — | — | — | $1.5M | 0.2% | |
| Proceeds ofDispositions | — | — | — | $1.5M | 0.1% | |
| Proceeds ofDispositions | — | — | $1.5M | $1.5M | 0.1% | |
| Proceeds ofDispositions | — | — | — | $1.5M | 0.1% | |
| Shares/Par | — | — | $1.3M | $1.4M | 0.1% | |
| Proceeds ofDispositions | — | — | $1.3M | $1.4M | 0.1% | |
| Acquisitions | — | — | — | $1.2M | 0.1% | |
| Acquisitions | — | — | — | $1.2M | 0.1% | |
| Proceeds ofDispositions | — | — | — | $1.1M | 0.1% | |
| Proceeds ofDispositions | — | — | — | $1.0M | 0.1% | |
| Acquisitions | — | — | — | $1.0M | 0.1% | |
| Proceeds ofDispositions Page 109 of 288 Account number 7016 Cost of -978,444.49 | — | — | $978K | $452K | <0.1% | |
| Proceeds ofDispositions 1,430,517.15 | — | — | $1.4M | $292K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 665,000.000600,000.000475,000.000500,000.000700,000.000 500,000.000400,000.000200,000.000500,000.000 | — | — | — | $90K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 90,000.000 | — | — | $90K | $65K | <0.1% | |
| Proceeds ofDispositions Page 102 of 288 Account number 7016 Cost of -2,573.41 -1,005.82 -1,725.32 -67,758.68 | — | — | $95K | $59K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 300,000.000 | — | — | $300K | $45K | <0.1% | |
| Proceeds ofDispositions Page 93 of 288 Account number 7016 Cost of -1,079.13 | — | — | $65K | $45K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 169,302.080136,533.940921,433.910430,486.270460,743.950346,444.360179,358.000 | — | — | $500K | $31K | <0.1% | |
| 1.375% 11-15-20402.125% 02-15-20542.875% DUE | — | — | $20K | $21K | <0.1% | |
| 1/1/2024 – 12/31/2024 Schedule H box 4i Plan Name Pension Plan of L'Oreal USA, Inc. Master Retirement Trust Plan 02-15-20492.375% DUE | — | — | — | $20K | <0.1% | |
| 1/1/2024 – 12/31/2024 Schedule H box 4i Plan Name Pension Plan of L'Oreal USA, Inc. Master Retirement Trust Plan DUE 10-18-20273.025% 07-09- | — | — | — | $20K | <0.1% | |
| Proceeds ofDispositions Page 129 of 288 Account number 7016 Cost of | — | — | $1K | $16K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 300,000.000200,000.000150,000.000401,000.000300,000.000550,000.000 | — | — | $35K | $15K | <0.1% | |
| Proceeds ofDispositions Page 116 of 288 Account number 7016 Cost of -64,473.89 | — | — | $64K | $9K | <0.1% | |
| Historical Cost Account Name PENSION PLAN L'OREAL USA,INC Generated by Northern Trust from periodic data on 25 Feb 25 75,000.000 | — | — | $75K | $5K | <0.1% | |
| Proceeds ofDispositions Page 128 of 288 Account number 7016 Cost of -5,307.60 -41,568.89-12,614.00-1,065.76 | — | — | $1K | $3K | <0.1% | |
| Proceeds ofDispositions Page 113 of 288 Account number 7016 Cost of -85,000.00-7,194.64 | — | — | $2K | $2K | <0.1% | |
| Proceeds ofDispositions Page 117 of 288 Account number 7016 Cost of -33,088.40-2,502.55 -5,920.51 -67,571.13-5,767.01 -1,155.40 -1,146.54 -12,051.26 | — | — | $12K | $2K | <0.1% | |
| Proceeds ofDispositions Page 123 of 288 Account number 7016 Cost of -6,204.29 -1,046.13 -2,561.44 -8,985.45 | — | — | $9K | $2K | <0.1% | |
| Proceeds ofDispositions Page 98 of 288 Account number 7016 Cost of -1,025.48 -2,591.72 -6,930.15 | — | — | $2K | $1K | <0.1% | |
| Proceeds ofDispositions Page 97 of 288 Account number 7016 Cost of -1,213.17 | — | — | $1K | $1K | <0.1% | |
| Proceeds ofDispositions Page 104 of 288 Account number 7016 Cost of -4,135.82 | — | — | $1K | $1K | <0.1% | |
| CF WILLIAM BLAIR COL INVT FD-EM MKT GLOBAL TRUST COMPANY · EIN 27-6331814 / PN 009 | Common Collective Trust | — | — | $0 | <0.1% | |
| MFB NT COL TIPS INDEX FD-NONLENDING NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 091 | Common Collective Trust | — | — | $0 | <0.1% |