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Original filing (PDF)20250805154616NAL0002611296001
BOARD OF TRUSTEES-UFCW LOCAL 174 COMMERCIAL PENSION
Form 5500
FILING_RECEIVED
UFCW LOCAL 174 COMMERCIAL PENSION FUND
Defined-benefit pension plan
Signals · 1
~4325 bps in Sched C fees
Active participants
0
Accounts w/ balance
—
Plan assets (EOY)
$429K
Net assets (EOY)
$396K
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
75
Participation health
90
Knocking points off
- 4325 bps in Schedule C fees — 2637% above peer band of 158 bps.
- Plan is frozen (1I) — no new benefit accrual.
- No active participants reported but plan still holds assets.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES-UFCW LOCAL 174 COMMERCIAL PENSION.
Plan sponsor
Name
BOARD OF TRUSTEES-UFCW LOCAL 174 COMMERCIAL PENSION
DBA
FUND
EIN
13-3563111
Address
1845 WALNUT STREET, 10TH FLOOR · PHILADELPHIA, PA · 19103
Phone
(866) 915-3855
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-05
Pension benefit codes
1B · Flat-dollar DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
NOVAK FRANCELLA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ RETIREMENT PLAN SERVICES | 31-1582098 | — | NONE | $132K | — |
| NOVAK FRANCELLA LLC | 61-1436946 | — | NONE | $30K | — |
| LARRY MAGARIK, ESQ. | 46-4963823 | — | NONE | $23K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.