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Original filing (PDF)20250725084857NAL0007115600001
AUTO INVESTMENT, INC.
Form 5500
FILING_RECEIVED
AUTO INVESTMENT, INC. 401(K) PLAN
Defined-contribution retirement plan
Signals · 2
~87 bps in Sched C feesNo recordkeeper disclosed
Active participants
388
Accounts w/ balance
530
Plan assets (EOY)
$27.3M
Net assets (EOY)
$27.3M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 87 bps in Schedule C fees — 199% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AUTO INVESTMENT, INC..
Plan sponsor
Name
AUTO INVESTMENT, INC.
EIN
13-3446196
Address
80 DRIVERS WAY · PELHAM, AL · 35124
Phone
(205) 271-2098
Industry
Retail Tradesee all
Plan administrator
Name
401K SAFE 3(16), LLC
EIN
83-0824803
City
ALBERTVILLE, AL
Phone
(888) 401-5723
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN FINANCIAL CORPORATION | 35-0472300 | FT. WAYNE, IN | SERVICE PROVIDER | $168K | — |
| ERISA SPECIALIST | 47-3852281 | ALBERTVILLE, AL | SERVICE PROVIDER | $57K | — |
| 401K SAFE | 30-0753428 | ALBERTVILLE, AL | SERVICE PROVIDER | $12K | — |
Investments
25 direct securities· $27.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 | — | — | — | $4.5M | 16.4% | |
| Vanguard Target Retirement 2045 | — | — | — | $4.4M | 16.2% | |
| Vanguard Target Retirement 2040 | — | — | — | $3.5M | 12.7% | |
| Vanguard Target Retirement 2050 | — | — | — | $2.6M | 9.5% | |
| Vanguard Target Retirement 2025 | — | — | — | $2.1M | 7.8% | |
| Vanguard Target Retirement 2030 | — | — | — | $2.0M | 7.4% | |
| various maturity dates through 2039 - | — | — | — | $1.2M | 4.3% | |
| Vanguard Target Retirement 2055 | — | — | — | $985K | 3.6% | |
| Vanguard Target Retirement 2065 | — | — | — | $937K | 3.4% | |
| Vanguard Target Retirement 2020 | — | — | — | $838K | 3.1% | |
| Vanguard 500 Index Admiral | — | — | — | $813K | 3.0% | |
| Vanguard Target Retirement 2060 | — | — | — | $809K | 3.0% | |
| Vanguard Mid Capitalization Index Admiral | — | — | — | $520K | 1.9% | |
| American Funds American Funds Investment Co of America R6 | — | — | — | $475K | 1.7% | |
| Lincoln National Life Insurance Company Lincoln Stable Value Separate Account | — | — | — | $419K | 1.5% | |
| Vanguard Target Retirement Income | — | — | — | $416K | 1.5% | |
| Baird Aggregate Bond Class Institutional | — | — | — | $217K | 0.8% | |
| Vanguard Life Strategy Growth | — | — | — | $181K | 0.7% | |
| American Funds International Growth and Income Class R6 | — | — | — | $139K | 0.5% | |
| American Century Investments Inflation Adjusted Bond | — | — | — | $97K | 0.4% | |
| Vanguard Target Retirement 2070 | — | — | — | $95K | 0.3% | |
| Vanguard Small Cap Index | — | — | — | $31K | 0.1% | |
| Vanguard Life Strategy Moderate Growth | — | — | — | $20K | <0.1% | |
| Federated Gov Ultrashort Duration | — | — | — | $15K | <0.1% | |
| Vanguard Life Strategy Income Investor ** 276 Vanguard Life Strategy Conservative Growth | — | — | — | $2K | <0.1% |