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Original filing (PDF)20251013121538NAL0002741122001
EQUINITI TRUST COMPANY
Form 5500
FILING_RECEIVED
EQUINITI 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
977
Accounts w/ balance
1,292
Plan assets (EOY)
$126.9M
Net assets (EOY)
$126.9M
How this plan invests
This plan
1 pooled trust
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 23 bps in Schedule C fees — 127% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EQUINITI TRUST COMPANY.
Plan sponsor
Name
EQUINITI TRUST COMPANY
EIN
13-3439945
Address
48 WALL STREET · FLOOR 23 · NEW YORK, NY · 10005
Phone
(781) 921-8200
Industry
Finance & Insurancesee all
Plan administrator
Name
COMPASS 360, LLC
EIN
81-1939215
City
STRATHAM, NH
Phone
(603) 778-9920
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
GRAY, GRAY & GRAY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITIES LLC | 22-3570392 | — | INVESTMENT ADVISORY | $62K | — |
TPA / Administrator
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINICIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $149K | — |
| COMPASS RETIREMENT CONSULTING GROUP | 20-4795685 | — | CONTRACT ADMINISTRATOR | $42K | — |
| COMPASS 360, LLC | 14-6853600 | — | CONTRACT ADMINISTRATOR | $35K | — |
Investments
33 direct securities · 1 pooled fund· $132.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$126.9M
33 holdings
Common Collective Trust
$5.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual Funds | — | — | — | $16.7M | 13.1% | |
| Fidelity Freedom 2035 Fund Mutual Funds | — | — | — | $12.6M | 9.9% | |
| Fidelity Contrafund K6 Mutual Funds | — | — | — | $10.9M | 8.6% | |
| Fidelity Freedom 2030 Fund Mutual Funds | — | — | — | $9.4M | 7.4% | |
| Fidelity Freedom 2045 Fund Mutual Funds | — | — | — | $9.4M | 7.4% | |
| Fidelity Freedom 2040 Fund Mutual Funds | — | — | — | $9.1M | 7.2% | |
| Fidelity Freedom 2025 Fund Mutual Funds | — | — | — | $8.3M | 6.5% | |
| Fidelity Extended Market Index Fund Mutual Funds | — | — | — | $6.8M | 5.3% | |
| Galliard Capital Management - Galliard Strategic Income Fund Common/Collective Trust | — | — | — | $5.0M | 4.0% | |
| GALLIARD STABLE RETURN PN SEI TRUST COMPANY · EIN 41-6202499 / PN 001 | Common Collective Trust | — | — | $5.0M | 4.0% | |
| Fidelity Freedom 2050 Fund Mutual Funds | — | — | — | $4.4M | 3.5% | |
| JPMorgan Equity Income Fund Mutual Funds | — | — | — | $4.2M | 3.3% | |
| Fidelity Freedom 2055 Fund Mutual Funds | — | — | — | $3.8M | 3.0% | |
| American Century Ultra Fund Mutual Funds | — | — | — | $2.6M | 2.0% | |
| Fidelity Freedom 2020 Fund Mutual Funds | — | — | — | $2.5M | 2.0% | |
| Fidelity Freedom 2060 Fund Mutual Funds | — | — | — | $2.2M | 1.8% | |
| Fidelity Small Cap Growth K6 Fund Mutual Funds | — | — | — | $2.2M | 1.7% | |
| Participant loans Interest ranging from 4.25% - 10.50% $ - | — | — | — | $2.0M | 1.6% | |
| John Hancock Bond Trust/MA Mutual Funds | — | — | — | $1.9M | 1.5% | |
| Fidelity Management & Research - Fidelity Strategic Income Funds Mutual Funds | — | — | — | $1.5M | 1.2% | |
| Fidelity US Bond Index Mutual Funds | — | — | — | $1.5M | 1.2% | |
| Fidelity International Capital Appreciation K6 Fund Mutual Funds | — | — | — | $1.5M | 1.2% | |
| Fidelity Freedom Income Fund Mutual Funds | — | — | — | $1.2M | 1.0% | |
| Fidelity Global ex US Index Fund Mutual Funds | — | — | — | $1.2M | 1.0% | |
| Undiscovered Managers Behavioral Value Fund Mutual Funds | — | — | — | $1.2M | 0.9% | |
| Carillon Eagle Mid Cap Growth Fund Mutual Funds | — | — | — | $1.0M | 0.8% | |
| Allspring Special Mid Cap Value Fund Mutual Funds | — | — | — | $1.0M | 0.8% | |
| Columbia Contrarian Core Fund Mutual Funds | — | — | — | $663K | 0.5% | |
| Fidelity Freedom 2015 Fund Mutual Funds | — | — | — | $537K | 0.4% | |
| Fidelity Freedom 2010 Fund Mutual Funds | — | — | — | $440K | 0.3% | |
| PIMCO Real Return Fund Mutual Funds | — | — | — | $421K | 0.3% | |
| Fidelity Freedom 2065 Fund Mutual Funds | — | — | — | $418K | 0.3% | |
| DFA International Value Portfolio Mutual Funds | — | — | — | $222K | 0.2% | |
| Fidelity Advisor Focused Emerging Markets Fund Mutual Funds | — | — | — | $210K | 0.2% |