Back to filter
Original filing (PDF)20251013113004NAL0001125569001
BORGWARNER INC.
Form 5500
FILING_RECEIVED
BORGWARNER INC. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed6 service providers
Active participants
5,654
Accounts w/ balance
8,059
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.6B
How this plan invests
This plan
19 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 7 bps in Schedule C fees — modestly above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BORGWARNER INC..
Plan sponsor
Name
BORGWARNER INC.
EIN
13-3404508
Address
3850 HAMLIN RD · AUBURN HILLS, MI · 483262872
Phone
(248) 754-9200
Industry
Manufacturingsee all
Plan administrator
Name
EMPLOYEE BENEFITS COMMITTEE OF BORGWARNER INC.
EIN
13-3404508
City
AUBURN HILLS, MI
Phone
(248) 754-9200
Plan characteristics
Plan number
066
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VANGUARD ADVISERS INC | 23-2811930 | — | NONE | $442K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $420K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $99K | — |
| GRANT THORNTON LLP | 36-6055558 | — | NONE | $43K | — |
| TOWERS WATSON INV SERVICES INC | 53-0181291 | — | NONE | $37K | — |
| GRANT THORNTON ADVISORS LLC | 99-1856619 | — | NONE | $6K | — |
Investments
6 direct securities · 19 pooled funds· $1.7B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.5B
19 holdings
Uncategorized
$116.6M
5 holdings
Mutual Funds
$3.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NT COLL S&P 500 INDEX NL T3 NORTHERN TRUST · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $386.8M | 24.3% | |
| VANGUARD TARGET RET 2030 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083979 / PN 001 | Common Collective Trust | — | — | $143.8M | 9.0% | |
| INST EXT MARKET INDEX TRUST VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6324211 / PN 001 | Common Collective Trust | — | — | $136.1M | 8.5% | |
| VANGUARD TARGET RET 2035 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083977 / PN 001 | Common Collective Trust | — | — | $116.6M | 7.3% | |
| RETIREMENT SAVINGS TRUST III VANGUARD FIDUCIARY TRUST COMPANY · EIN 38-7041744 / PN 024 | Common Collective Trust | — | — | $105.8M | 6.6% | |
| VANGUARD TARGET RET 2040 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083975 / PN 001 | Common Collective Trust | — | — | $99.4M | 6.2% | |
| VANGUARD TARGET RET 2025 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083981 / PN 001 | Common Collective Trust | — | — | $86.7M | 5.4% | |
| VFTC INST TOTAL INTER STOCK MKT IND VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6317280 / PN 001 | Common Collective Trust | — | — | $78.2M | 4.9% | |
| VANGUARD TARGET RET 2045 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083973 / PN 001 | Common Collective Trust | — | — | $68.4M | 4.3% | |
| Collective Trusts Northern Trust Collective Aggregate Bond Index Fund; Non Lending Tier Two | — | — | — | $65.3M | 4.1% | |
| NT COLL AGG BND NL T2 NORTHERN TRUST · EIN 45-6138589 / PN 088 | Common Collective Trust | — | — | $65.3M | 4.1% | |
| VANGUARD TARGET RET 2050 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083969 / PN 001 | Common Collective Trust | — | — | $54.3M | 3.4% | |
| VANGUARD TARGET RET 2055 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715074 / PN 001 | Common Collective Trust | — | — | $48.1M | 3.0% | |
| WTC-CIF II CORE BOND PORT SERIES 4 WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 165 | Common Collective Trust | — | — | $40.5M | 2.5% | |
| VANGUARD TARGET RET 2020 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083983 / PN 001 | Common Collective Trust | — | — | $28.2M | 1.8% | |
| VANGUARD TARGET RET 2060 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799212 / PN 001 | Common Collective Trust | — | — | $27.0M | 1.7% | |
| Nuveen Winslow Large-Cap Growth ESG Fund; Class R6 | — | — | — | $25.3M | 1.6% | |
| VANGUARD TARGET RET INCOME TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083968 / PN 001 | Common Collective Trust | — | — | $25.2M | 1.6% | |
| SS REAL ASSET NL SERIES FUND CL C STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 280 | Common Collective Trust | — | — | $16.7M | 1.0% | |
| Participant Loans * Notes Receivable from Participants Interest rates 3.25 % to 9.5%; maturity 2024-2030 | — | — | — | $11.6M | 0.7% | |
| VANGUARD TARGET RET 2065 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6190443 / PN 001 | Common Collective Trust | — | — | $9.1M | 0.6% | |
| Money Market Fund * Vanguard Federal Money Market Fund | — | — | — | $8.6M | 0.5% | |
| Meridian Growth Fund; Institutional Class | — | — | — | $5.7M | 0.4% | |
| BlackRock Sustainable Advantage International Equity Fund; Class K | Mutual Funds | — | — | $3.1M | 0.2% | |
| VANGUARD TARGET RET 2070 TRUST I VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7035538 / PN 001 | Common Collective Trust | — | — | $1.2M | <0.1% |