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Original filing (PDF)20251002073333NAL0000142449001
LEAR CORPORATION
Form 5500
FILING_RECEIVED
LEAR CORPORATION SALARIED RETIREMENT PROGRAM
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,813
Accounts w/ balance
4,401
Plan assets (EOY)
$1.2B
Net assets (EOY)
$1.2B
How this plan invests
This plan
16 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 10 bps in Schedule C fees — 98% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LEAR CORPORATION.
Plan sponsor
Name
LEAR CORPORATION
EIN
13-3386776
Address
21557 TELEGRAPH ROAD · SOUTHFIELD, MI · 480334248
Phone
(248) 447-1500
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP,LLC | — | GREENWOOD VILLAGE, CO | NONE | $1.2M | — |
| EMPOWER ANNUITY INS. CO. OF AMERICA | — | GREENWOOD VILLAGE, CO | NONE | $8K | — |
Investments
16 direct securities · 16 pooled funds· $1.3B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$744.1M
16 holdings
Common Collective Trust
$404.3M
13 holdings
Pooled Separate Account
$153.3M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VFTC INSTITUTIONAL 500 INDX TRUST VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001 | Common Collective Trust | — | — | $243.3M | 20.3% | |
| Vanguard Balanced Index Fund – Inst'l Mutual fund | — | — | — | $163.7M | 13.6% | |
| Vanguard Developed Mkts Indx Inst Plus Mutual fund | — | — | — | $103.2M | 8.6% | |
| Vanguard Long-Term Treasury Admiral Mutual fund | — | — | — | $66.6M | 5.5% | |
| Vanguard Mid Cap Index I Mutual fund | — | — | — | $64.9M | 5.4% | |
| Vanguard Growth Index I Mutual fund | — | — | — | $57.8M | 4.8% | |
| Dodge & Cox Income X Mutual fund *** $ | — | — | — | $54.9M | 4.6% | |
| JP Morgan Large Cap Growth Fund (IS) Pooled separate account | — | — | — | $51.5M | 4.3% | |
| LRG CAP GRWTH JPMORGAN INV MNG FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $51.5M | 4.3% | |
| CAPITAL GROUP EUROPACIFIC GROWTH SA EMPOWER ANNUITY INSURANCE COMPANY OF AMERICA · EIN 84-0467907 / PN 000 | Pooled Separate Account | — | — | $51.2M | 4.3% | |
| New York Life Ins Co Anchor Account IV* Fully benefit-responsive investment contract | — | — | — | $50.6M | 4.2% | |
| PSA NO. 25 (STABLE VALUE ACCOUNT) NEW YORK LIFE INSURANCE CO · EIN 13-5582869 / PN 125 | Pooled Separate Account | — | — | $50.6M | 4.2% | |
| Vanguard Small Cap Index I Mutual fund | — | — | — | $46.3M | 3.9% | |
| VANGUARD TARGET RET 2035 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $30.8M | 2.6% | |
| Vanguard Value Index I Mutual fund | — | — | — | $27.4M | 2.3% | |
| JPMorgan Equity Income R6 Mutual fund | — | — | — | $26.5M | 2.2% | |
| VANGUARD TARGET RET 2040 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $24.9M | 2.1% | |
| VANGUARD TARGET RET 2030 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $24.1M | 2.0% | |
| VANGUARD TARGET RET 2045 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $18.3M | 1.5% | |
| Charles Schwab Bank Self-directed brokerage accounts | — | — | — | $18.2M | 1.5% | |
| VANGUARD TARGET RET 2050 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $15.6M | 1.3% | |
| VANGUARD TARGET RET 2025 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $13.6M | 1.1% | |
| VANGUARD TARGET RET 2055 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $11.2M | 0.9% | |
| VANGUARD TARGET RET 2060 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $7.9M | 0.7% | |
| Loans to participants** Participant loans with varying maturity dates, with interest rates ranging from 4.25% to 9.50% | — | — | — | $7.2M | 0.6% | |
| VFTC INSTITUTIONAL TTL BD MKT IDX VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6321044 / PN 001 | Common Collective Trust | — | — | $6.4M | 0.5% | |
| Fullerthaler Behavioral Smallcap EQ R6 Mutual fund | — | — | — | $4.3M | 0.4% | |
| VANGUARD TARGET RET 2020 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $3.5M | 0.3% | |
| VANGUARD TARGET RET 2065 TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $2.8M | 0.2% | |
| VANGUARD TARGET RET INCOME TRUST II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $1.8M | 0.2% | |
| Vanguard International Value Fund Mutual fund | — | — | — | $537K | <0.1% | |
| PIMCO Income Instl Mutual fund | — | — | — | $460K | <0.1% |