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Original filing (PDF)20251015152725NAL0004986897013
VENTURE TOGETHER, INC.
Form 5500
FILING_RECEIVED
VENTURE TOGETHER, INC. 403(B) PLAN
403(b) retirement plan
Signals · 2
27% in single holdingNo recordkeeper disclosed
Active participants
571
Accounts w/ balance
273
Plan assets (EOY)
$7.8M
Net assets (EOY)
$7.8M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
80
Participation health
65
Knocking points off
- Top holding "Vanguard Target Retirement 2030 Fund" is 27% of plan.
- 64 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VENTURE TOGETHER, INC..
Plan sponsor
Name
VENTURE TOGETHER, INC.
EIN
13-2661988
Address
25 SMITH ST. · STE 514 · NANUET, NY · 10954
Phone
(845) 624-3864
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $37K | — |
| MORNINGSTAR INVESTMENT MANAGEMENT | 36-4317381 | — | NONE | $13K | — |
Investments
28 direct securities· $7.8M(100% of reported assets)
Uncategorized
$7.8M
27 holdings
Mutual Funds
$10K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Fund | — | — | — | $2.1M | 27.3% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $1.3M | 17.0% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $1.1M | 14.1% | |
| Harbor Capital Appreciation Institutional | — | — | — | $445K | 5.7% | |
| Vanguard Mid-Cap Index Fund-Admiral Shares | — | — | — | $395K | 5.0% | |
| dates through May 2037 | — | — | — | $362K | 4.6% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $284K | 3.6% | |
| American Funds American Balanced Fund | — | — | — | $234K | 3.0% | |
| MFS Value Fund | — | — | — | $206K | 2.6% | |
| Vanguard 500 Index Fund Admiral Shares | — | — | — | $197K | 2.5% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $142K | 1.8% | |
| Baird Asset Management Bond Inst | — | — | — | $134K | 1.7% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $113K | 1.4% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $89K | 1.1% | |
| Vanguard Small-Cap index Fund-Admiral Shares | — | — | — | $88K | 1.1% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $87K | 1.1% | |
| Vanguard FTSE All-World Ex-US Index Fund | — | — | — | $78K | 1.0% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $78K | 1.0% | |
| Vanguard Short-Term Investment Grade | — | — | — | $57K | 0.7% | |
| Money Market Fund State Street US Gov't Money Market Fund | — | — | — | $53K | 0.7% | |
| Dimensional Fund Advisors Emerging Markets | — | — | — | $46K | 0.6% | |
| Oakmark International Investor Fund | — | — | — | $43K | 0.6% | |
| Vanguard Target Retirement Income Fund | — | — | — | $33K | 0.4% | |
| Dimensional Fund Advisors US Targeted Value | — | — | — | $30K | 0.4% | |
| Principal Global Real Estate Institutional | — | — | — | $28K | 0.4% | |
| Loomis Sayles Bond Fund Institutional | — | — | — | $21K | 0.3% | |
| American Century Inflation Adjusted Bond | Mutual Funds | — | — | $10K | 0.1% | |
| PGIM Jennison Small Co | — | — | — | $6K | <0.1% |
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