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Original filing (PDF)20251010081808NAL0007796929001

UNION PACIFIC CORPORATION

Form 5500
FILING_RECEIVED
UNION PACIFIC CORPORATION THRIFT PLAN
401(k) retirement plan
Signals · 2
27% in single holdingNo recordkeeper disclosed
Active participants
5,184
Accounts w/ balance
8,373
Plan assets (EOY)
$2.3B
Net assets (EOY)
$2.3B
How this plan invests
This plan
1 pooled trust
Schedule D
18 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
  • Top holding "VANGUARD INSTITUTIONAL 500 INDEX TR" is 27% of plan.
  • No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNION PACIFIC CORPORATION.
Plan sponsor
Name
UNION PACIFIC CORPORATION
EIN
13-2626465
Address
1400 DOUGLAS STREET STOP 1620 · OMAHA, NE · 68179
Phone
(402) 544-5000
Industry
Transportation & Warehousingsee all
Plan administrator
Name
JOSHUA K PERKES
EIN
99-4556045
City
OMAHA, NE
Phone
(402) 544-5000
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
DELOITTE & TOUCHE LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
VANGUARD ADVISERS INC23-2811930ADVISOR$775K
Trustee
1
NameEINLocationRelationDirect compIndirect comp
THE VANGUARD GROUP, INC23-1945930TRUSTEE$234K

Investments

18 direct securities · 1 pooled fund· $4.6B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Master Trust
$2.3B
1 holding
Uncategorized
$2.3B
18 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
UNION PACIFIC CORP MASTER TRUST
UNION PACIFIC CORPORATION · EIN 13-2626465 / PN 019
Master Trust
$2.3B99.1%
VANGUARD INSTITUTIONAL 500 INDEX TR$614.8M26.7%
VANGUARD TARGET RET. 2035 TR SELECT$227.1M9.9%
VANGUARD INS TOTAL BOND MRKT INDEX$195.0M8.5%
VANGUARD TARGET RET. 2040 TR SELECT$176.1M7.6%
VANGUARD TARGET RET. 2030 TR SELECT$175.8M7.6%
VANGUARD TARGET RET. 2045 TR SELECT$137.9M6.0%
VANGUARD INS TOTAL INT STOCK MRKT$134.1M5.8%
VANGUARD TARGET RET. 2025 TR SELECT$114.8M5.0%
T. ROWE PRICE BLUE CHIP GROWTH TRUS$93.4M4.1%
VANGUARD TARGET RET. INC TR SELECT$92.8M4.0%
VANGUARD TARGET RET. 2020 TR SELECT$90.7M3.9%
VANGUARD TARGET RET. 2050 TR SELECT$85.3M3.7%
VANGUARD INST EXTEND MRKT INDEX TR$70.0M3.0%
VANGUARD TARGET RET. 2055 TR SELECT$46.6M2.0%
VANGUARD TARGET RET. 2060 TR SELECT$16.1M0.7%
VANGUARD TARGET RET. 2065 TR SELECT$6.8M0.3%
EARNEST PARTNERS SMID CAP CORE CL$6.7M0.3%
VANGUARD TARGET RET. 2070 TR SELECT$898K<0.1%